FISCOLINE
ActiveSummary
FISCOLINE has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €71,153 and a net result of €6,099. Its solvency ranks better than 45% of 12761 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability74▲+7
Solvency77▲+3
Growth78
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5,000 at 30 days acceptable
Liquidity ample (current ratio 4.28 against 3.28 in 2024; short-term debt: 5.8% and cash: 18.8% of total assets), and 48.5% of the assets are financed with debt.
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Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
51.5%
Return on assets
4.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-05-2026, 65 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
65 d early
2024
38 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 52 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€71,153▲ 6.1%
2024 · €67,054
Total assets
€138,130▲ 1.4%
2024 · €136,233
Net result
€6,099▲ 9.8%
2024 · €5,554
Working capital
€26,448▲ 48.7%
2024 · €17,780
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20242025
Operating result€11,277-€9,356▼ 17.0%
Net result€5,554-€6,099▲ 9.8%
Equity€67,054-€71,153▲ 6.1%
Total assets€136,233-€138,130▲ 1.4%
Debt€69,179-€66,977▼ 3.2%
Working capital€17,780-€26,448▲ 48.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 17% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €138,054
Fixed assets
€103,551 ▼ 6.3%
Current assets
€34,503 ▲ 34.9%
Equity and liabilities €138,130
Equity
€71,153 ▲ 6.1%
Debt
€66,977 ▼ 3.2%
Debt's share of the balance-sheet total falls from 50.8% to 48.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€19,686▲
2024 · €19,160
Cash flow
€16,430▲
2024 · €13,438
Current ratio
4.28▲
2024 · 3.28
Debt to equity
0.94▼
2024 · 1.03
ROE
8.6%▲
2024 · 8.3%
ROA
4.4%▲
2024 · 4.1%
Interest coverage
6.08▲
2024 · 5.20
Debt ≤ 1 year
€8,055▲
2024 · €7,791
Debt > 1 year
€58,922▼
2024 · €61,388
Income taxes
€199▼
2024 · €2,402
Staff costs
€1,200▼
2024 · €50,900
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Remuneration, social security and pensions62 | €50,900 | €1,200 | ▼ 97.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €7,884 | €10,331 | ▲ 31.0% |
| Other operating charges640/8 | €2,463 | €1,694 | ▼ 31.2% |
| Gross operating margin9900 | €72,524 | €22,580 | ▼ 68.9% |
| Operating profit (loss)9901 | €11,277 | €9,356 | ▼ 17.0% |
| Financial income75/76B | €367 | €178 | ▼ 51.4% |
| Recurring financial income75 | €367 | €178 | ▼ 51.4% |
| Financial charges65/66B | €3,687 | €3,236 | ▼ 12.3% |
| Recurring financial charges65 | €3,687 | €3,236 | ▼ 12.3% |
| Profit (loss) for the period before taxes9903 | €7,956 | €6,298 | ▼ 20.8% |
| Income taxes67/77 | €2,402 | €199 | ▼ 91.7% |
| Profit (loss) for the period9904 | €5,554 | €6,099 | ▲ 9.8% |
| Profit (loss) for the period to be appropriated9905 | €5,554 | €6,099 | ▲ 9.8% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €136,233 | €138,130 | ▲ 1.4% |
| Formation expenses20 | €183 | €76 | ▼ 58.4% |
| Fixed assets21/28 | €110,479 | €103,551 | ▼ 6.3% |
| Tangible fixed assets22/27 | €110,479 | €103,551 | ▼ 6.3% |
| Land and buildings22 | €87,285 | €82,643 | ▼ 5.3% |
| Plant, machinery and equipment23 | €280 | €46 | ▼ 83.8% |
| Furniture and vehicles24 | €22,913 | €20,863 | ▼ 8.9% |
| Current assets29/58 | €25,571 | €34,503 | ▲ 34.9% |
| Amounts receivable within one year40/41 | €2,936 | €6,240 | ▲ 113% |
| Trade receivables40 | €2,337 | €5,545 | ▲ 137% |
| Other amounts receivable41 | €598 | €694 | ▲ 16.0% |
| Cash at bank and in hand54/58 | €20,739 | €25,926 | ▲ 25.0% |
| Deferred charges and accrued income490/1 | €1,897 | €2,337 | ▲ 23.2% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €136,233 | €138,130 | ▲ 1.4% |
| Equity10/15 | €67,054 | €71,153 | ▲ 6.1% |
| Contributions10/11 | €61,500 | €61,500 | = |
| Capital10 | €61,500 | €61,500 | = |
| Issued capital100 | €61,500 | €61,500 | = |
| Reserves13 | €5,508 | €8,087 | ▲ 46.8% |
| Non-distributable reserves130/1 | €158 | €387 | ▲ 145% |
| Legal reserve130 | €158 | €387 | ▲ 145% |
| Distributable reserves133 | €5,350 | €7,700 | ▲ 43.9% |
| Profit (loss) carried forward14 | €47 | €1,566 | ▲ 3,257% |
| Amounts payable17/49 | €69,179 | €66,977 | ▼ 3.2% |
| Amounts payable after more than one year17 | €61,388 | €58,922 | ▼ 4.0% |
| Financial debts170/4 | €61,388 | €57,722 | ▼ 6.0% |
| Other amounts payable178/9 | - | €1,200 | - |
| Amounts payable within one year42/48 | €7,791 | €8,055 | ▲ 3.4% |
| Current portion of amounts payable after more than one year42 | €3,562 | €3,666 | ▲ 2.9% |
| Trade debts44 | €149 | €1,255 | ▲ 740% |
| Suppliers440/4 | €149 | €1,255 | ▲ 740% |
| Taxes, remuneration and social security45 | €4,079 | €2,683 | ▼ 34.2% |
| Taxes450/3 | €4,079 | €2,683 | ▼ 34.2% |
| Other amounts payable47/48 | - | €451 | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €5,554 | €6,099 | ▲ 9.8% |
| + Depreciation and write-downs630 | €7,884 | €10,331 | ▲ 31.0% |
| Operating cash flow (approximation) | €13,438 | €16,430 | ▲ 22.3% |
| Investment in fixed assets (approximation) | - | -€3,403 | - |
| Change in cash | - | €5,188 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Saint-Ghislain · 2 establishment units since 2023
Ground area
1,098 m²
Building footprint
411 m²
Volume, LiDAR
1,107 m³
2 parcels, Wallonia · tallest building 9.6 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Fiscoline
since 20232.371.786.788
Fiscoline
since 20252.375.292.349
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53073B1365/00V000 | Wallonia | 870 m² | 1 · 150 m² | 9.6 m · 2 fl. |
| 53053H0276/00K000 | Wallonia | 228 m² | 1 · 261 m² | - |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,174 companies in sector 69201 we hold annual accounts for 7,638. 6,281 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded20-09-2023
Fiscal year end31-12
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
68201Renting and operating of own or leased residential real estate, excluding social housing
Contact
E-mail
info@fiscoline.be
Phone
+32493552312
Scores and ratios are computed by Checked and are not a credit decision.