SC Capital
ActiveSummary
SC Capital has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €47,538 and a net result of €19,645. Equity is growing by ~62.2% per year across the filed fiscal years. Its solvency ranks better than 35% of 12829 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability89▲+4
Solvency65▲+16
Growth78=
Track record94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,000 at 30 days acceptable
Liquidity short (current ratio 0.45 against 0.45 in 2024; short-term debt: 48.6% and cash: 2.9% of total assets), and 60% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
40%
Return on assets
16.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-08-2026, 3 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
3 d late
2024
3 d early
2023
28 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 9 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 28 July (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€47,538▲ 70.4%
2024 · €27,893
Total assets
€118,785▲ 1.0%
2024 · €117,589
Net result
€19,645▲ 30.3%
2024 · €15,072
Working capital
-€31,761▼ 76.8%
2024 · -€17,962
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202320242025
Operating result€12,451-€13,026▲ 4.6%€15,308▲ 17.5%
Net result€11,821within the sector's middle half-€15,072within the sector's middle half▲ 27.5%€19,645within the sector's middle half▲ 30.3%
Equity€12,821below the sector's middle half-€27,893below the sector's middle half▲ 118%€47,538within the sector's middle half▲ 70.4%
Total assets€129,033within the sector's middle half-€117,589within the sector's middle half▼ 8.9%€118,785within the sector's middle half▲ 1.0%
Debt€116,212-€89,696▼ 22.8%€71,248▼ 20.6%
Working capital-€19,299below the sector's middle half--€17,962below the sector's middle half▲ 6.9%-€31,761below the sector's middle half▼ 76.8%
Solvency9.9%below the sector's middle half-23.7%below the sector's middle half▲ 13.8pp40.0%within the sector's middle half▲ 16.3pp
Current ratio0.45below the sector's middle half-0.45below the sector's middle half=0.45below the sector's middle half=
Return on assets (ROA)9.2%within the sector's middle half-12.8%within the sector's middle half▲ 3.7pp16.5%within the sector's middle half▲ 3.7pp
above
within
below
the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 18% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €118,785
Fixed assets
€92,843 ▼ 9.9%
Current assets
€25,943 ▲ 78.8%
Equity and liabilities €118,785
Equity
€47,538 ▲ 70.4%
Debt
€71,248 ▼ 20.6%
Debt's share of the balance-sheet total falls from 76.3% to 60.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€25,545▲
2024 · €23,263
Cash flow
€29,882▲
2024 · €25,310
Debt to equity
1.50▼
2024 · 3.22
ROE
41.3%▼
2024 · 54.0%
Interest coverage
8.71▲
2024 · 7.59
Debt ≤ 1 year
€57,704▲
2024 · €32,471
Debt > 1 year
€13,544▼
2024 · €57,225
Income taxes
€4,434▲
2024 · €3,016
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €7,869 | €10,237 | €10,237 | = |
| Other operating charges640/8 | €3,116 | €1,138 | €868 | ▼ 23.7% |
| Gross operating margin9900 | €23,436 | €24,400 | €26,413 | ▲ 8.2% |
| Operating profit (loss)9901 | €12,451 | €13,026 | €15,308 | ▲ 17.5% |
| Financial income75/76B | €4,000 | €8,128 | €11,704 | ▲ 44.0% |
| Recurring financial income75 | €4,000 | €8,128 | €11,704 | ▲ 44.0% |
| Financial charges65/66B | €2,630 | €3,065 | €2,932 | ▼ 4.3% |
| Recurring financial charges65 | €2,630 | €3,065 | €2,932 | ▼ 4.3% |
| Profit (loss) for the period before taxes9903 | €13,821 | €18,088 | €24,079 | ▲ 33.1% |
| Income taxes67/77 | €2,000 | €3,016 | €4,434 | ▲ 47.0% |
| Profit (loss) for the period9904 | €11,821 | €15,072 | €19,645 | ▲ 30.3% |
| Profit (loss) for the period to be appropriated9905 | €11,821 | €15,072 | €19,645 | ▲ 30.3% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €129,033 | €117,589 | €118,785 | ▲ 1.0% |
| Fixed assets21/28 | €113,318 | €103,080 | €92,843 | ▼ 9.9% |
| Tangible fixed assets22/27 | €43,318 | €33,080 | €22,843 | ▼ 30.9% |
| Furniture and vehicles24 | €43,318 | €33,080 | €22,843 | ▼ 30.9% |
| Financial fixed assets28 | €70,000 | €70,000 | €70,000 | = |
| Current assets29/58 | €15,716 | €14,509 | €25,943 | ▲ 78.8% |
| Amounts receivable within one year40/41 | €16 | €4,578 | €21,597 | ▲ 372% |
| Trade receivables40 | €16 | - | - | - |
| Other amounts receivable41 | - | €4,578 | €21,597 | ▲ 372% |
| Cash at bank and in hand54/58 | €7,039 | €4,656 | €3,494 | ▼ 25.0% |
| Deferred charges and accrued income490/1 | €8,661 | €5,275 | €852 | ▼ 83.9% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €129,033 | €117,589 | €118,785 | ▲ 1.0% |
| Equity10/15 | €12,821 | €27,893 | €47,538 | ▲ 70.4% |
| Contributions10/11 | €1,000 | €1,000 | €1,000 | = |
| Profit (loss) carried forward14 | €11,821 | €26,893 | €46,538 | ▲ 73.0% |
| Amounts payable17/49 | €116,212 | €89,696 | €71,248 | ▼ 20.6% |
| Amounts payable after more than one year17 | €81,198 | €57,225 | €13,544 | ▼ 76.3% |
| Financial debts170/4 | €81,198 | €57,225 | €13,544 | ▼ 76.3% |
| Amounts payable within one year42/48 | €35,014 | €32,471 | €57,704 | ▲ 77.7% |
| Current portion of amounts payable after more than one year42 | €23,973 | €23,973 | €42,835 | ▲ 78.7% |
| Trade debts44 | €4,651 | €427 | €2,133 | ▲ 399% |
| Suppliers440/4 | €4,651 | €427 | €2,133 | ▲ 399% |
| Taxes, remuneration and social security45 | €6,040 | €8,071 | €9,485 | ▲ 17.5% |
| Taxes450/3 | €6,040 | €8,071 | €9,406 | ▲ 16.5% |
| Remuneration and social security454/9 | - | - | €79 | - |
| Other amounts payable47/48 | €350 | - | €3,250 | - |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €11,821 | €15,072 | €19,645 | ▲ 30.3% |
| + Depreciation and write-downs630 | €7,869 | €10,237 | €10,237 | = |
| Operating cash flow (approximation) | €19,690 | €25,310 | €29,882 | ▲ 18.1% |
| Investment in fixed assets (approximation) | - | €0 | €0 | - |
| Change in cash | - | -€2,382 | -€1,162 | ▲ 51.2% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 3 days late
2025
31-12
Financial
Highest result since 2023net €19,645 ▲30.3%
Operating result €15,308, net result €19,645, both a record.
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oupeye · 1 establishment unit since 2022
Ground area
670 m²
Building footprint
96 m²
Parcel 62109A0022/00B000, Wallonia. Linked by address, not a title deed.
1 establishment unit
SC Capital
since 20222.339.241.211
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62109A0022/00B000 | Wallonia | 670 m² | 1 · 96 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,174 companies in sector 69201 we hold annual accounts for 7,641. 5,870 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded15-12-2022
Fiscal year end31-12
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
E-invoicing
Reachable via Peppol
Peppol ID
0208:0794839675
Also
9925:BE0794839675
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.