FISCO POINT
The computed 12-month bankruptcy probability of FISCO POINT is 0.7% (low). The 2024 annual accounts show equity of €10k and a net result of €1k. Equity is growing by ~52.1% per year across the filed fiscal years. Its solvency ranks better than 73% of 4829 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €10k |
| Net result | €1k |
| Better than sector | 73% |
| Active | 4 yrs |
Exceptional profile, strong across almost every axis.
All 5 axes are computed from data Checked has read.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 75.7% | 61.0% | |
| Net result | €1k | €33k | |
| Equity | €10k | €59k | |
| Gross operating margin | €2k | €56k | |
| Total assets | €13k | €117k |
Show 5 other metrics
| Fiscal year | 2024 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | - |
| Net profit | €1k |
| Cash flow | - |
| Staff costs | - |
| Income taxes | €443 |
| Dividends | - |
| Total assets | €13k |
| Equity | €10k |
| Debt | €3k |
| of which ≤ 1y | €3k |
| of which > 1y | - |
| Working capital | €10k |
| Employees (FTE) | - |
| 2024 | |
|---|---|
| Current ratio | 4.11 |
| Quick ratio | 4.11 |
| Working capital ratio | 75.7% |
| Solvency | 75.7% |
| Debt / equity | 0.32 |
| Long-term debt ratio | - |
| Interest coverage | - |
| Gross margin | - |
| Net margin | - |
| ROA | 8.8% |
| ROE | 11.6% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | 13d |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Full annual accounts (19 line items)
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €13k |
| Current assets | 29/58 | €13k |
| Amounts receivable within one year | 40/41 | €8k |
| Cash & bank | 54/58 | €5k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €13k |
| Equity | 10/15 | €10k |
| Contributions / capital | 10/11 | €1k |
| Accumulated profits (losses) | 14 | €9k |
| Amounts payable | 17/49 | €3k |
| Amounts payable within one year | 42/48 | €3k |
| Trade debts payable within one year | 44 | €746 |
| Income statement | ||
| Gross operating margin | 9900 | €2k |
| Operating result | 9901 | €2k |
| Financial income | 75 | €113 |
| Financial charges | 65 | €99 |
| Result before taxes | 9903 | €2k |
| Income taxes | 67/77 | €443 |
| Net result for the period | 9904 | €1k |
| Result to be appropriated | 9905 | €1k |
-
ZERGHANI JalalDirectorState Gazette act 26107599 (24-08-2026)Current24-08-2026 → present
Former directors (1)
-
AZEHAF MustaphaDirectorState Gazette act 26107599 (24-08-2026)Former- → 24-08-2026
| NACE primary | Activiteiten van (gecertificeerde) (fiscaal) accountants(69201) |
| Legal form | Private limited company(610) |
| Incorporation | 04-10-2021 |
| Status | Active |
| Postal code | 1080 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21523B0861/00D000 | Brussels | 7,479 m² | 1 · 282 m² | 37.3 m · 12 fl. |
| 21306D0128/00T002 | Brussels | 105 m² | 1 · 123 m² | 15.5 m · 3 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
Of the 3 Belgian State Gazette acts we know for this company, 1 has been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.
24-08-2026 Act object · General meeting · Officer appointment · Officer resignation
- Act object: Nomination - Démission administrateur et Transfert du siège social · FISCO POINT
- Publication: 2026-08-24 · FISCO POINT
- Filing: 2026-08-17 · FISCO POINT
- General meeting: 2026-07-01 · FISCO POINT
- Officer appointment: role: administrateur, term: indéterminé, start_date: 2026-07-01 · ZERGHANI Jalal
- Officer resignation: date: 2026-07-01, role: administrateur · AZEHAF Mustapha
- Seat change: to: chaussée de Mons n°1110 rdc, 1070 Anderlecht, from: Avenue Joseph Baeck n° 72 bte14, 1080 Molenbeek-Saint-Jean, effective_date: 2026-07-01 · FISCO POINT
Technical details
{
"facts": [
{
"type": "act_object",
"quote": "Objet de l\u0027acte : Nomination - D\u00E9mission administrateur et Transfert du si\u00E8ge social",
"value": "Nomination - D\u00E9mission administrateur et Transfert du si\u00E8ge social",
"object": null,
"subject": "e1"
},
{
"date": "2026-08-24",
"type": "publication",
"quote": "Bijlagen bij het Belgisch Staatsblad - 24/08/2026 - Annexes du Moniteur belge",
"value": "2026-08-24",
"object": null,
"subject": "e1"
},
{
"date": "2026-08-17",
"flag": "Date \u002717 AGUT 2028\u0027 contains garbled month \u0027AGUT\u0027 and year \u00272028\u0027 which conflicts with the publication date 2026-08-24; interpreted as 17/08/2026.",
"type": "filing",
"quote": "D\u00E9pos\u00E9 / Re\u00E7u le 17 AGUT 2028 au greffe du Tribunal de l\u0027entreprise francophone de Bruxelles",
"value": "2026-08-17",
"object": null,
"subject": "e1"
},
{
"date": "2026-07-01",
"type": "general_meeting",
"quote": "Proc\u00E8s- verbal de l\u0027Assembl\u00E9e G\u00E9n\u00E9rale Extraordinaire du ler juillet 2026, tenue \u00E0 9h00",
"value": "2026-07-01",
"object": null,
"subject": "e1"
},
{
"date": "2026-07-01",
"type": "officer_appointment",
"quote": "L\u0027assembl\u00E9e des associ\u00E9s d\u00E9cide de nommer, en qualit\u00E9 d\u0027administrateur, Mr ZERGHANI Jalal... pour un terme ind\u00E9termin\u00E9. Mr ZERGHANI Jalal accepte son mandat qui d\u00E9butera le ler juillet 2026.",
"value": {
"role": "administrateur",
"term": "ind\u00E9termin\u00E9",
"start_date": "2026-07-01"
},
"object": "e1",
"subject": "e2"
},
{
"date": "2026-07-01",
"type": "officer_resignation",
"quote": "Mr AZEHAF Mustapha... souhaite d\u00E9missionner de son poste d\u0027administrateur avec effet imm\u00E9diat. L\u0027assembl\u00E9e, \u00E0 l\u0027unanimit\u00E9, accepte la d\u00E9mission de Mr AZEHAF Mustapha \u00E0 partir de ce jour.",
"value": {
"date": "2026-07-01",
"role": "administrateur"
},
"object": "e1",
"subject": "e3"
},
{
"date": "2026-07-01",
"type": "seat_change",
"quote": "L\u0027assembl\u00E9e des associ\u00E9s d\u00E9cide de transf\u00E9rer le si\u00E8ge social \u00E0 la chauss\u00E9e de Mons n\u00B01110 rdc, 1070 Anderlecht \u00E0 partir de ce jour.",
"value": {
"to": "chauss\u00E9e de Mons n\u00B01110 rdc, 1070 Anderlecht",
"from": "Avenue Joseph Baeck n\u00B0 72 bte14, 1080 Molenbeek-Saint-Jean",
"effective_date": "2026-07-01"
},
"object": null,
"subject": "e1"
}
],
"act_meta": {
"outcome": "clean",
"model_id": 53,
"verified": true,
"extractor": "verified-v1",
"ocr_chars": 1800,
"truncated": false
},
"entities": [
{
"id": "e1",
"kbo": "0775.263.392",
"kind": "company",
"name": "FISCO POINT",
"attrs": {
"seat": "Avenue Joseph Baeck n\u00B0 72 bte14, 1080 Molenbeek-Saint-Jean",
"legal_form": "SRL"
}
},
{
"id": "e2",
"kbo": null,
"kind": "person",
"name": "ZERGHANI Jalal",
"attrs": {
"address": "Doornstraat 22, 1700 Dilbeek"
}
},
{
"id": "e3",
"kbo": null,
"kind": "person",
"name": "AZEHAF Mustapha",
"attrs": {
"address": "Sint-Pieters-Leeuw (1601), Meerweg 217"
}
}
]
}16-01-2025 ZERGHANI Jalal resigns as director
- ZERGHANI Jalal, Bestuurder
Technical details
{
"events": [
{
"kind": "director_out",
"role": "administrateur",
"person": {
"rrn": null,
"name": "ZERGHANI Jalal",
"address": "Doornstraat 22, 1700 Dilbeek",
"birth_date": null,
"profession": null,
"birth_place": null
},
"reason": "de_plein_droit_dissolution",
"subkind": null,
"via_org": null,
"statutory": "statutair",
"compensated": null,
"effective_date": null,
"evidence_quote": "Mr ZERGHANI Jalal, domicili\u00E9 \u00E0 Doornstraat 22, 1700 Dilbeek, souhaite d\u00E9missionner de son poste d\u0027administrateur avec effet imm\u00E9diat.",
"decharge_status": null,
"mandate_duration": null,
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": "immediate"
}
],
"notary": {
"name": null,
"firm_city": null,
"firm_name": null,
"office_city": "Aruxelle",
"is_associated": false
},
"act_meta": {
"language": "mixed",
"pub_date": "2025-01-16",
"filing_date": null,
"act_kind_objet": "Objet de l\u0027acte:"
},
"decisions": [
{
"body": "buitengewone_algemene_vergadering",
"date": "2024-12-16",
"unanimous": true
}
],
"is_correction": false,
"subject_company": {
"kbo": "0775.263.392",
"name_full": "FISCO POINT",
"legal_form": "SRL"
},
"publication_proxy": {
"kind": "person",
"org_kbo": null,
"org_name": null,
"person_name": "AZEHAF Mustapha",
"org_rep_person_name": null,
"person_role_at_subject": "Administrateur"
},
"co_filed_documents": [],
"corrected_publication_numac": null
}| Legal nameFR | FISCO POINT |