Fisco 2000

Active

Private limited companyfounded 199036 yrs activeHeidedreef 65, 2970 Schilde, BelgiumKBO/BCE: BE 0441.515.195

Summary

The annual accounts of Fisco 2000 for fiscal year 2025 show a net loss of 173% of total assets and of 65% of the equity at the start of that year. The 2025 annual accounts show equity of €44k and a net result of €-82k. Equity remains stable across the filed fiscal years (±0.6% per year). Its solvency ranks better than 93% of 12738 sector peers (fiscal year 2025). The company has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysis Watch Report Compare

Fisco 2000ActiveChecked score 59/100

Risk analysis Report Compare

Checked score

Score 2025

59 / 100

Fair

A net loss of at least half of total assets or of the equity at the start of the financial year caps the score. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability50▼-31

Solvency100=

Growth32▼-46

Track record100

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Credit up to €2.5k at 30 days only on tighter terms

Net loss of at least half of total assets or of the equity at the start of the financial year.

Liquidity ample (current ratio 3.87 against 1.2 in 2024; short-term debt: 6.6% and cash: 21.6% of total assets), and 7% of the assets are financed with debt.

Credit check for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 69

Relative position

BE, all sectors

reference

Legal and accounting activities (NACE 69)

about 77% fewer bankruptcies

← fewer bankruptcies more bankruptcies →

Long track record

A company with a long track record statistically fails less often than a young one.

KBO · incorporation date

Age against the risk zone

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

93%

Return on assets

-173.2%

Age of the figures

15 mo

Latest accounts filed on time

The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 25-11-2025, 67 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

67 d early

2024

45 d early

2023

5 d early

2022

on the day

2021

3 d early

2020

2 d early

2019

63 d early

← before the deadline after the deadline →

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

30-06-2026 close25-09-2026 today31-01-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€44k▼ 65.1%

2024 · €126k

2019: €111k 2020: €123k▲ +10.8% vs 2019 2021: €132k▲ +7.3% vs 2020 2022: €132k▲ +0.4% vs 2021 2023: €139k▲ +4.9% vs 2022highest in 7 years 2024: €126k▼ -9.2% vs 2023 2025: €44k▼ -65.1% vs 2024lowest in 7 years

2019 → 2025

Total assets

€47k▼ 65.0%

2024 · €135k

2019: €131k 2020: €134k▲ +2.3% vs 2019 2021: €135k▲ +0.4% vs 2020 2022: €132k▼ -1.9% vs 2021 2023: €140k▲ +6.0% vs 2022highest in 7 years 2024: €135k▼ -3.7% vs 2023 2025: €47k▼ -65.0% vs 2024lowest in 7 years

2019 → 2025

Net result

€-82k

2024 · €13k

2019: €10k 2020: €12k▲ +24.3% vs 2019 2021: €9k▼ -25.2% vs 2020 2022: €547▼ -93.9% vs 2021 2023: €7k▲ +1088% vs 2022 2024: €13k▲ +99.6% vs 2023highest in 7 years 2025: €-82k▼ -731% vs 2024lowest in 7 years

2019 → 2025

Working capital

€9k▲ 393%

2024 · €2k

2019: €-13klowest value 2020: €2k▲ +116% vs 2019 2021: €7k▲ +239% vs 2020 2023: €15khighest value 2024: €2k▼ -87.8% vs 2023 2025: €9k▲ +393% vs 2024

2019 → 2025

Trend over the years

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Equity€132k-€132k▲ 0.4%€139k▲ 4.9%€126k▼ 9.2%€44k▼ 65.1% 2021: €132k 2022: €132k▲ +0.4% vs 2021 2023: €139k▲ +4.9% vs 2022highest in 5 years 2024: €126k▼ -9.2% vs 2023 2025: €44k▼ -65.1% vs 2024lowest in 5 years

Operating result€5k-€-3k€3k€5k▲ 63.0%€7k▲ 41.3% 2021: €5k 2022: €-3k▼ -159% vs 2021lowest in 5 years 2023: €3k▲ +194% vs 2022 2024: €5k▲ +63.0% vs 2023 2025: €7k▲ +41.3% vs 2024highest in 5 years

Net result€9k-€547▼ 93.9%€7k▲ 1,088%€13k▲ 99.6%€-82k 2021: €9k 2022: €547▼ -93.9% vs 2021 2023: €7k▲ +1088% vs 2022 2024: €13k▲ +99.6% vs 2023highest in 5 years 2025: €-82k▼ -731% vs 2024lowest in 5 years

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

After the dip in 2022 the operating result has climbed three years in a row; 2025 is 41% above 2024 and is the highest result in the available series.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €47k

74.5%

25.5%

Fixed assets €35k ▼ 71.6%

Current assets €12k ▲ 11.5%

Equity and liabilities €47k

93.0%

Equity €44k ▼ 65.1%

Debt €3k ▼ 64.0%

Debt's share of the balance-sheet total rises from 6.8% to 7.0%. Equity and debt are lower.

Key figures and ratios

2025 value · change against 2024

EBITDA

€7k▲

2024 · €5k

Cash flow

€-82k▼

2024 · €13k

Current ratio

3.87▲

2024 · 1.20

Debt to equity

0.08▲

2024 · 0.07

ROE

-186.2%▼

2024 · 10.3%

ROA

-173.2%▼

2024 · 9.6%

Interest coverage

170.52▲

2024 · 128.84

Debt ≤ 1 year

€3k▼

2024 · €9k

Income taxes

€2k▲

2024 · €2k

Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

As filed By statement

Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines

Balance sheet Code20242025

Assets

Total assets20/58€135k€47k▼

Fixed assets21/28€124k€35k▼

Tangible fixed assets22/27€410€242▼

Furniture and vehicles24€410€242▼

Financial fixed assets28€124k€35k▼

Current assets29/58€11k€12k▲

Amounts receivable within one year40/41€11€2k▲

Other amounts receivable41€11€2k▲

Cash at bank and in hand54/58€11k€10k▼

Deferred charges and accrued income490/1€84-

Equity and liabilities

Total equity and liabilities10/49€135k€47k▼

Equity10/15€126k€44k▼

Contributions10/11€6k€6k=

Reserves13€114k€37k▼

Distributable reserves133€114k€37k▼

Profit (loss) carried forward14€6k€635▼

Amounts payable17/49€9k€3k▼

Amounts payable within one year42/48€9k€3k▼

Trade debts44€264-

Suppliers440/4€264-

Taxes, remuneration and social security45€825€3k▲

Taxes450/3€825€3k▲

Other amounts payable47/48€8k-

Accrued charges and deferred income492/3€192€195▲

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€246€168▼

Other operating charges640/8€502€510▲

Gross operating margin9900€6k€8k▲

Operating profit (loss)9901€5k€7k▲

Financial income75/76B€10k€2k▼

Recurring financial income75€10k€2k▼

Financial charges65/66B€39€89k▲

Recurring financial charges65€39€41▲

Non-recurring financial charges66B-€89k

Profit (loss) for the period before taxes9903€15k€-80k▼

Income taxes67/77€2k€2k▲

Profit (loss) for the period9904€13k€-82k▼

Profit (loss) for the period to be appropriated9905€13k€-82k▼

Appropriation of the result

Profit (loss) to be appropriated9906€45k€-76k▼

Profit (loss) brought forward from the previous period14P€32k€6k▼

Transfer from equity791/2-€76k

Transfer to equity691/2€13k-

To other reserves6921€13k-

Profit to be distributed694/7€26k-

Return on contributions (dividend)694€26k-

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Accounts by statement

Income statement Balance sheet Cash flow

Line	2021	2022	2023	2024	2025	Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630	€234	€388	€383	€246	€168	▼ 31.9%
Other operating charges640/8	-	€450	€475	€502	€510	▲ 1.5%
Gross operating margin9900	€6k	€-2k	€4k	€6k	€8k	▲ 34.5%
Operating profit (loss)9901	€5k	€-3k	€3k	€5k	€7k	▲ 41.3%
Financial income75/76B	-	€5k	€5k	€10k	€2k	▼ 80.0%
Recurring financial income75	€5k	€5k	€5k	€10k	€2k	▼ 80.0%
Financial charges65/66B	-	€43	€39	€39	€89k	▲ 225,346%
Recurring financial charges65	€43	€43	€39	€39	€41	▲ 4.1%
Non-recurring financial charges66B	-	-	-	-	€89k	-
Profit (loss) for the period before taxes9903	€10k	€2k	€8k	€15k	€-80k	▼ 641%
Income taxes67/77	€1k	€1k	€1k	€2k	€2k	▲ 0.8%
Profit (loss) for the period9904	€9k	€547	€7k	€13k	€-82k	▼ 731%
Profit (loss) for the period to be appropriated9905	€9k	€547	€7k	€13k	€-82k	▼ 731%

Line	2021	2022	2023	2024	2025	Change
Assets
Total assets20/58	€135k	€132k	€140k	€135k	€47k	▼ 65.0%
Fixed assets21/28	€125k	€124k	€124k	€124k	€35k	▼ 71.6%
Tangible fixed assets22/27	€924	€537	€153	€410	€242	▼ 40.9%
Furniture and vehicles24	-	€537	€153	€410	€242	▼ 40.9%
Financial fixed assets28	€124k	€124k	€124k	€124k	€35k	▼ 71.7%
Current assets29/58	€10k	€8k	€16k	€11k	€12k	▲ 11.5%
Amounts receivable within one year40/41	€6k	€4k	€12k	€11	€2k	▲ 16,568%
Other amounts receivable41	-	€4k	€12k	€11	€2k	▲ 16,568%
Cash at bank and in hand54/58	€5k	€4k	€5k	€11k	€10k	▼ 4.5%
Deferred charges and accrued income490/1	-	€42	€42	€84	-	-
Equity and liabilities
Total equity and liabilities10/49	€135k	€132k	€140k	€135k	€47k	▼ 65.0%
Equity10/15	€132k	€132k	€139k	€126k	€44k	▼ 65.1%
Contributions10/11	-	€6k	€6k	€6k	€6k	=
Reserves13	€94k	€94k	€101k	€114k	€37k	▼ 67.3%
Non-distributable reserves130/1	-	€2k	-	-	-	-
Reserves not available under the articles1311	-	€2k	-	-	-	-
Distributable reserves133	-	€93k	€101k	€114k	€37k	▼ 67.3%
Profit (loss) carried forward14	€31k	€32k	€32k	€6k	€635	▼ 89.8%
Amounts payable17/49	€3k	€174	€2k	€9k	€3k	▼ 64.0%
Amounts payable within one year42/48	€3k	-	€1k	€9k	€3k	▼ 65.4%
Trade debts44	-	-	-	€264	-	-
Suppliers440/4	-	-	-	€264	-	-
Taxes, remuneration and social security45	-	-	€1k	€825	€3k	▲ 277%
Taxes450/3	-	-	€1k	€825	€3k	▲ 277%
Other amounts payable47/48	-	-	-	€8k	-	-
Accrued charges and deferred income492/3	-	€174	€192	€192	€195	▲ 1.4%

Line	2021	2022	2023	2024	2025	Change
Profit (loss) for the period9904	€9k	€547	€7k	€13k	€-82k	▼ 731%
+ Depreciation and write-downs630	€234	€388	€383	€246	€168	▼ 31.9%
Operating cash flow (approximation)	€9k	€935	€7k	€13k	€-82k	▼ 718%
Investment in fixed assets (approximation)	-	€0	€0	€-503	€89k	▲ 17,777%
Change in cash	-	€-168	€302	€6k	€-477	▼ 108%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Timeline · acts, filings and financial milestones

All 15Financial 5Filings 10

Next filing, fiscal year 2026, expected by 31-01-2027

2025

25-11

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

30-06

Financial Weakest financial yearnet €-82k

Net result drops to €-82k, the lowest in the series.

30-06

Financial Liquidity triplescurrent ratio 3.87

Current ratio from 1.20 to 3.87; short-term debt falls from €9k to €3k.

2024

17-12

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

30-06

Financial Highest result since 2019net €13k ▲99.6%

Net result €13k, the highest in the series.

26-01

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

31-01

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

2022

28-01

NBB filing Annual accounts filed

fiscal year 2021 · micro schema

2021

30-06

Financial Liquidity triplescurrent ratio 3.29

Current ratio from 1.26 to 3.29; short-term debt falls from €8k to €3k.

29-01

NBB filing Annual accounts filed

fiscal year 2020 · micro schema

2020

30-06

Financial Liquidity quadruplescurrent ratio 1.26

Current ratio from 0.34 to 1.26; short-term debt falls from €19k to €8k.

2019

29-11

NBB filing Annual accounts filed

fiscal year 2019 · micro schema

Show earlier events

2018

21-11

NBB filing Annual accounts filed

fiscal year 2018 · micro schema

2017

29-11

NBB filing Annual accounts filed

fiscal year 2017 · micro schema

2016

30-11

NBB filing Annual accounts filed

fiscal year 2016 · abbreviated schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

0 of 1 act read

About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Schilde

exact location from the address register On OpenStreetMap

Ground area

2,035 m²

Building footprint

225 m²

Volume, LiDAR

1,779 m³

Parcel 11039D0032/00H000, Flanders · tallest building 20.6 m, ±2 floors. Linked by address, not a title deed.

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
11039D0032/00H000	Flanders	2,035 m²	1 · 225 m²	20.6 m · 2 fl.

Linked by address, not proof of ownership

Good to know

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Verviers · Eq €44,011

Chaumont-Gistoux · Eq €43,959

Accounting & Tax Dehennin

BE 0508.799.147

Tienen · Eq €43,949

Of 12,173 companies in sector 69201 we hold annual accounts for 7,638. 5,758 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification

Legal formPrivate limited company

Founded25-07-1990

Fiscal year end30-06

Activities, NACEBEL 2025

69201Certified accountants and tax accountants

Scores and ratios are computed by Checked and are not a credit decision.