Equity
€39,806 ▼ 3.7%
A.B.C.I.S. paid out €5,300 in dividends. That is 140% of the 2025 profit.
A.B.C.I.S.
Lifetime
19 annual accounts with figures on one time axis, 39 filings since 1987Gross marginpeak €34,361 (2018)
€6,546▲ 145%
Resultlowest -€3,860 (2023)
€3,787▲ 177%
Equitypeak €57,539 (2021)
€39,806▼ 3.7%
Debts
€10,390▲ 31.5%
Board1 name since 2023
1 directorVANDERHAEGHEN Mary
Documentsfilings and deeds
20-03-2026133 days before the deadline
2025micro format
Gross margin from €2,673 to €6,546Result from €1,366 to €3,787Dividend €5,300Debts from €7,900 to €10,390
Key points
from the 2025 annual accountsFilings
39 annual accounts since 1987
The last five annual accounts were filed 120 to 136 days before the end of the period.
Position in the sector
€3,787
Lower net result than 84% of companies in legal and accounting. Sector median €37,408 · 15,802 companies.
Checked score
94
Excellent
Financially stronger than 54% of micro companies in legal and accounting (NACE 69)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: < 0.1% across 20,094 companies (NACE 69, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%highest value
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025lowest value
02-2026: < 0.1%● unchanged vs 01-2026lowest value
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
No registered site in the KBO
lowers risk
Liquidity: current ratio 4.83, cash €46,943
Sector: Legal and accounting activities (NACE 69)
Equity €39,806 (79.3% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 87% of them on solvency, 87% on liquidity, 13% on profitability and 29% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 31,368 companies had the same profile as A.B.C.I.S. has now. Each dot stands for 79 companies, two years later.
93.5%
were still trading
5.9%
stopped another way
0.5%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of A.B.C.I.S. itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 31,368 companies, not a prediction for A.B.C.I.S.. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €3,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 4.83 (6.23 in 2024), above the usual 1.5. Short-term debt is 20.7% and cash 93.5% of total assets. 20.7% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-03-2026, 133 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
133 days early
2024
129 days early
2023
120 days early
2022
136 days early
2021
123 days early
2020
93 days early
2019
114 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 121 days before the deadline. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 24 March (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0430371677
Change of role: VANDERHAEGHEN Mary, from manager to director
Director discharge: VANDERHAEGHEN Mary · Gazette deed
Incorporation
published on 07-03-1987 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | Total assets | Gross margin | Solvency | Staff |
|---|---|---|---|---|
| A.B.C.I.S. Kraainem | €50,196 | €6,546 | 79.3% | - |
| Fisco 2000 Schilde | €47,299 | €7,508 | 93.0% | - |
| JANSSEUNE & Co Torhout | €40,957 | €6,402 | 65.2% | - |
| FIWA Ternat | €43,269 | €8,534 | 80.0% | - |
| JEXALI Haacht | €54,605 | €9,438 | 82.7% | - |
| FISC-HALET Herve | €60,521 | €7,428 | 81.4% | - |
| J. Torfs & Co Lier | €46,005 | €5,301 | 59.8% | - |
These companies have the same main activity as A.B.C.I.S.: certified accountants and tax accountants (NACE 69201). They are comparable in size and age: total assets between €41,000 and €60,500, founded between 1987 and 1992.
Official details
Source: KBO- Status
- Active since 04-02-1987Normal situation
- Activity
- Certified accountants and tax accountantsNACE 69201
- Financial year end
- 31 December
- Peppol
- Reachable since 10-09-2025
Annual accounts 2025
- Turnover
- ≈ €31,000estimated
- Total assets
- €50,196▲ 2.0%
- Filing
- Filed on 20-03-2026, 133 days before the end of the filing period
Insights on A.B.C.I.S.
A.B.C.I.S. files the micro format. That format states no turnover. The gross margin fell from €16,953 in 2007 to €6,546 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about A.B.C.I.S.
- What is the company number of A.B.C.I.S.?
- The company number of A.B.C.I.S. is 0430.371.677. The VAT number is the same number with BE in front: BE 0430.371.677.
- Where is A.B.C.I.S. based?
- The registered office is at Ferdinand Kinnenstraat 106, 1950 Kraainem.Company details
- What does A.B.C.I.S. do?
- According to the KBO register, the main activity is certified accountants and tax accountants (NACE 69201).
- What is the legal form of A.B.C.I.S.?
- A.B.C.I.S. is a private limited company (BV).
- When was A.B.C.I.S. founded?
- A.B.C.I.S. was founded on 04-02-1987.
- Is A.B.C.I.S. still active?
- Yes, A.B.C.I.S. is an active enterprise in the KBO register.
- What is the turnover of A.B.C.I.S.?
- The turnover in financial year 2025 is ≈ €31,000. This figure is estimated from the gross margin of €6,546 and 57 comparable companies (NACE 69201). It probably lies between €22,000 and €50,000. It is a rough estimate.Financials
- Is A.B.C.I.S. profitable?
- In financial year 2025, A.B.C.I.S. made a profit of €3,787.
- Where can I find the annual accounts of A.B.C.I.S.?
- A.B.C.I.S. filed 39 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of A.B.C.I.S. due?
- A.B.C.I.S. must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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