FISCALI DENDRE
ActiveSummary
FISCALI DENDRE has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-4k) and a net result of €-55k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 14% of 15367 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability6▼-24
Solvency24▼-17
Growth22▼-10
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity tight (current ratio 1.01 against 1.24 in 2024; short-term debt: 77.5% and cash: 6.1% of total assets), and equity is negative.
Credit check for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-1.5%
Return on assets
-18.2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
1819202122232425
2018 to 2025 · latest year €-55k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 15367 sector peers (2024).
NBB · sector comparisonPosition among 15367 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-09-2026, 55 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
55 d late
2024
38 d early
2023
21 d early
2022
31 d late
2021
2 d late
2020
25 d late
2019
13 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€506k▼ 11.9%
2024 · €574k
2024: €574k
2025: €506k▼ -11.9% vs 2024
2024 → 2025
EBIT margin
-7.4%▼ 5.8pp
2024 · -1.6%
2024: -1.6%
2025: -7.4%▼ -366% vs 2024
2024 → 2025
Net result
€-55k▼ 142%
2024 · €-23k
2018: €21k
2019: €18k▼ -12.1% vs 2018
2020: €56k▲ +210% vs 2019highest in 8 years
2021: €17k▼ -69.1% vs 2020
2022: €9k▼ -45.1% vs 2021
2023: €-87k▼ -1015% vs 2022lowest in 8 years
2024: €-23k▲ +74.0% vs 2023
2025: €-55k▼ -142% vs 2024
2018 → 2025
Working capital
€2k▼ 94.3%
2024 · €42k
2018: €74k
2019: €93k▲ +25.6% vs 2018
2020: €149k▲ +61.2% vs 2019
2021: €157k▲ +5.1% vs 2020highest in 8 years
2022: €149k▼ -5.2% vs 2021
2023: €64k▼ -57.2% vs 2022
2024: €42k▼ -33.8% vs 2023
2025: €2k▼ -94.3% vs 2024lowest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€574k€506k▼ 11.9%
2024: €574k
2025: €506k▼ -11.9% vs 2024
Equity€165k-€159k▼ 3.5%€73k▼ 54.4%€50k▼ 31.1%€-4k
2021: €165khighest in 5 years
2022: €159k▼ -3.5% vs 2021
2023: €73k▼ -54.4% vs 2022
2024: €50k▼ -31.1% vs 2023
2025: €-4k▼ -109% vs 2024lowest in 5 years
Operating result€25k-€16k▼ 36.9%€-82k€-9k▲ 88.9%€-37k▼ 310%
2021: €25khighest in 5 years
2022: €16k▼ -36.9% vs 2021
2023: €-82k▼ -614% vs 2022lowest in 5 years
2024: €-9k▲ +88.9% vs 2023
2025: €-37k▼ -310% vs 2024
Net result€17k-€9k▼ 45.1%€-87k€-23k▲ 74.0%€-55k▼ 142%
2021: €17khighest in 5 years
2022: €9k▼ -45.1% vs 2021
2023: €-87k▼ -1015% vs 2022lowest in 5 years
2024: €-23k▲ +74.0% vs 2023
2025: €-55k▼ -142% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €37k in 2025 against €9k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €299k
Fixed assets
€65k ▼ 36.1%
Current assets
€234k ▲ 7.3%
Key figures and ratios
EBITDA
€-675▼
2024 · €29k
Cash flow
€-18k▼
2024 · €15k
Solvency
-1.5%▼
2024 · 15.7%
Current ratio
1.01▼
2024 · 1.24
Debt to equity
-67.89▼
2024 · 5.39
ROA
-18.2%▼
2024 · -7.1%
Interest coverage
-0.04▼
2024 · 1.84
Debt
€304k▲
2024 · €270k
Debt ≤ 1 year
€232k▲
2024 · €176k
Debt > 1 year
€72k▼
2024 · €93k
Income taxes
€141▲
2024 · €140
Staff costs
€356k▲
2024 · €344k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€320k€299k▼
Fixed assets21/28€101k€65k▼
Intangible fixed assets21€94k€63k▼
Tangible fixed assets22/27€8k€2k▼
Furniture and vehicles24€7k€1k▼
Other tangible fixed assets26€456€230▼
Current assets29/58€218k€234k▲
Amounts receivable within one year40/41€208k€209k▲
Trade receivables40€208k€208k▲
Other amounts receivable41€0€695▲
Cash at bank and in hand54/58€10k€18k▲
Deferred charges and accrued income490/1€1k€7k▲
Equity and liabilities
Total equity and liabilities10/49€320k€299k▼
Equity10/15€50k€-4k▼
Contributions10/11€19k€19k=
Reserves13€13k€13k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€12k€12k=
Profit (loss) carried forward14€18k€-36k▼
Amounts payable17/49€270k€304k▲
Amounts payable after more than one year17€93k€72k▼
Financial debts170/4€93k€72k▼
Amounts payable within one year42/48€176k€232k▲
Current portion of amounts payable after more than one year42€24k€21k▼
Trade debts44€33k€45k▲
Suppliers440/4€33k€45k▲
Taxes, remuneration and social security45€119k€166k▲
Taxes450/3€64k€62k▼
Remuneration and social security454/9€55k€104k▲
Accrued charges and deferred income492/3€805-
Income statement
Code20242025
Turnover70€574k€506k▼
Goods, raw materials, services and sundry goods60/61€263k€223k▼
Remuneration, social security and pensions62€344k€356k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€38k€37k▼
Other operating charges640/8€3k€2k▼
Gross operating margin9900€376k€357k▼
Operating profit (loss)9901€-9k€-37k▼
Financial income75/76B€2k€74▼
Recurring financial income75€2k€74▼
Financial charges65/66B€16k€17k▲
Recurring financial charges65€16k€17k▲
Profit (loss) for the period before taxes9903€-22k€-54k▼
Income taxes67/77€140€141▲
Profit (loss) for the period9904€-23k€-55k▼
Profit (loss) for the period to be appropriated9905€-23k€-55k▼
Appropriation of the result
Profit (loss) to be appropriated9906€18k€-36k▼
Profit (loss) brought forward from the previous period14P€41k€18k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | - | - | - | €574k | €506k | ▼ 11.9% |
| Goods, raw materials, services and sundry goods60/61 | - | - | - | €263k | €223k | ▼ 15.1% |
| Remuneration, social security and pensions62 | €158k | €170k | €425k | €344k | €356k | ▲ 3.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4k | €7k | €34k | €38k | €37k | ▼ 3.6% |
| Other operating charges640/8 | €2k | €2k | €5k | €3k | €2k | ▼ 38.3% |
| Gross operating margin9900 | €189k | €194k | €382k | €376k | €357k | ▼ 5.1% |
| Operating profit (loss)9901 | €25k | €16k | €-82k | €-9k | €-37k | ▼ 310% |
| Financial income75/76B | €0 | €112 | €1k | €2k | €74 | ▼ 96.8% |
| Recurring financial income75 | €0 | €112 | €1k | €2k | €74 | ▼ 96.8% |
| Financial charges65/66B | €257 | €177 | €6k | €16k | €17k | ▲ 9.9% |
| Recurring financial charges65 | €257 | €177 | €6k | €16k | €17k | ▲ 9.9% |
| Profit (loss) for the period before taxes9903 | €25k | €16k | €-87k | €-22k | €-54k | ▼ 142% |
| Income taxes67/77 | €8k | €6k | - | €140 | €141 | ▲ 1.0% |
| Profit (loss) for the period9904 | €17k | €9k | €-87k | €-23k | €-55k | ▼ 142% |
| Profit (loss) for the period to be appropriated9905 | €17k | €9k | €-87k | €-23k | €-55k | ▼ 142% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €255k | €207k | €362k | €320k | €299k | ▼ 6.4% |
| Fixed assets21/28 | €22k | €20k | €132k | €101k | €65k | ▼ 36.1% |
| Intangible fixed assets21 | - | - | €117k | €94k | €63k | ▼ 32.5% |
| Tangible fixed assets22/27 | €22k | €20k | €15k | €8k | €2k | ▼ 79.5% |
| Furniture and vehicles24 | €22k | €20k | €15k | €7k | €1k | ▼ 81.4% |
| Other tangible fixed assets26 | - | - | €682 | €456 | €230 | ▼ 49.6% |
| Current assets29/58 | €232k | €187k | €230k | €218k | €234k | ▲ 7.3% |
| Amounts receivable within one year40/41 | €159k | €149k | €229k | €208k | €209k | ▲ 0.6% |
| Trade receivables40 | €158k | €147k | €227k | €208k | €208k | ▲ 0.2% |
| Other amounts receivable41 | €545 | €2k | €2k | €0 | €695 | ▲ 6,954,400% |
| Cash at bank and in hand54/58 | €73k | €38k | €1k | €10k | €18k | ▲ 89.9% |
| Deferred charges and accrued income490/1 | €480 | €809 | €345 | €1k | €7k | ▲ 536% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €255k | €207k | €362k | €320k | €299k | ▼ 6.4% |
| Equity10/15 | €165k | €159k | €73k | €50k | €-4k | ▼ 109% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €2k | €13k | €13k | €13k | €13k | = |
| Non-distributable reserves130/1 | €2k | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | €2k | €2k | €2k | €2k | €2k | = |
| Distributable reserves133 | - | €12k | €12k | €12k | €12k | = |
| Profit (loss) carried forward14 | €145k | €127k | €41k | €18k | €-36k | ▼ 302% |
| Amounts payable17/49 | €89k | €48k | €290k | €270k | €304k | ▲ 12.6% |
| Amounts payable after more than one year17 | €14k | €10k | €117k | €93k | €72k | ▼ 22.7% |
| Financial debts170/4 | €14k | €10k | €117k | €93k | €72k | ▼ 22.7% |
| Amounts payable within one year42/48 | €75k | €38k | €166k | €176k | €232k | ▲ 31.7% |
| Current portion of amounts payable after more than one year42 | €4k | €4k | €24k | €24k | €21k | ▼ 13.2% |
| Trade debts44 | €14k | €3k | €33k | €33k | €45k | ▲ 38.5% |
| Suppliers440/4 | €14k | €3k | €33k | €33k | €45k | ▲ 38.5% |
| Taxes, remuneration and social security45 | €57k | €31k | €109k | €119k | €166k | ▲ 38.9% |
| Taxes450/3 | €30k | €11k | €52k | €64k | €62k | ▼ 3.6% |
| Remuneration and social security454/9 | €27k | €20k | €58k | €55k | €104k | ▲ 88.5% |
| Accrued charges and deferred income492/3 | €300 | €0 | €6k | €805 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €17k | €9k | €-87k | €-23k | €-55k | ▼ 142% |
| + Depreciation and write-downs630 | €4k | €7k | €34k | €38k | €37k | ▼ 3.6% |
| Operating cash flow (approximation) | €21k | €16k | €-53k | €15k | €-18k | ▼ 217% |
| Investment in fixed assets (approximation) | - | €-4k | €-146k | €-7k | €0 | ▲ 100% |
| Change in cash | - | €-35k | €-37k | €8k | €9k | ▲ 3.7% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 55 days late
2025
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
10-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-87k
Net result drops to €-87k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
02-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 2 days late
2021
31-12
Financial
Equity above €150kEq €165k ▲11.7%
4 profitable years in a row build equity to €165k.
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
2020
31-12
Financial
Highest result since 2018net €56k ▲210%
Operating result €77k, net result €56k, both a record.
31-12
Financial
Equity above €100kEq €148k ▲60.9%
3 profitable years in a row build equity to €148k.
13-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 13 days late
2019
06-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 6 days late
2018
24-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 24 days late
2017
05-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 8 acts read
About the unread acts
We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lens (Hainaut) · 2 establishment units since 2008
Ground area
376 m²
Building footprint
204 m²
Volume, LiDAR
1,022 m³
2 parcels, Wallonia · tallest building 9.9 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
FISCALI DENDRE
since 20082.172.919.665
FISCALI DENDRE
since 20232.343.127.050
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53046E0291/00B000indicative | Wallonia | 226 m² | 1 · 155 m² | 6.8 m · 1 fl. |
| 51004D0054/00R000 | Wallonia | 151 m² | 1 · 49 m² | 9.9 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,173 companies in sector 69201 we hold annual accounts for 7,638. 5,928 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded08-07-2008
Fiscal year end31-12
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
Scores and ratios are computed by Checked and are not a credit decision.