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GESCOLIB

Active
Private limited companyfounded 200718 yrs activeLamouline,Pommier Genon 1, 6800 Libramont-Chevigny, BelgiumKBO/BCE: BE 0892.411.084
Summary

GESCOLIB has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1,000 and a net result of €103,298. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 1012 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability100=
Solvency25=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 18 years 0 20 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
0.4%
Return on assets
36.5%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 1012 sector peers (2025).
NBB · sector comparison
Position among 1012 sector peers
Solvency
better than 5%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-03-2026, 148 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
148 d early
2024
34 d early
2023
35 d early
2022
47 d early
2021
34 d early
2020
18 d early
2019
9 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 46 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

GESCOLIB was incorporated on 1 October 2007.1 Total assets fell from EUR 377,927 in 2018 to EUR 283,203 in 2025 and headcount from 2.5 to 3.1 full-time equivalents.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, full schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€103,298▲ 22.3%
2024 · €84,477
Working capital
-€13,651▲ 25.7%
2024 · -€18,371
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€116,275▼ 0.7%€48,183▼ 58.6%€78,227▲ 62.4%€112,483▲ 43.8%€137,755▲ 22.5%
Net result€84,661above the sector's middle half▼ 0.3%€34,009within the sector's middle half▼ 59.8%€56,286within the sector's middle half▲ 65.5%€84,477above the sector's middle half▲ 50.1%€103,298within the sector's middle half▲ 22.3%
Equity€36,406within the sector's middle half▼ 31.5%€19,633below the sector's middle half▼ 46.1%€1,000below the sector's middle half▼ 94.9%€1,000below the sector's middle half=€1,000below the sector's middle half=
Total assets€367,400within the sector's middle half▼ 9.7%€262,417within the sector's middle half▼ 28.6%€251,640within the sector's middle half▼ 4.1%€227,243within the sector's middle half▼ 9.7%€283,203below the sector's middle half▲ 24.6%
Debt€330,994▼ 6.4%€242,784▼ 26.6%€250,640▲ 3.2%€226,243▼ 9.7%€282,203▲ 24.7%
Working capital€4,454below the sector's middle half▼ 83.5%-€7,251below the sector's middle half-€20,902below the sector's middle half▼ 188%-€18,371below the sector's middle half▲ 12.1%-€13,651within the sector's middle half▲ 25.7%
Solvency9.9%below the sector's middle half▼ 3.2pp7.5%below the sector's middle half▼ 2.4pp0.4%below the sector's middle half▼ 7.1pp0.4%below the sector's middle half=0.4%below the sector's middle half▼ 0.1pp
Current ratio1.02below the sector's middle half▼ 0.080.96below the sector's middle half▼ 0.050.90below the sector's middle half▼ 0.060.90below the sector's middle half=0.95below the sector's middle half▲ 0.04
Return on assets (ROA)23.0%within the sector's middle half▲ 2.2pp13.0%within the sector's middle half▼ 10.1pp22.4%within the sector's middle half▲ 9.4pp37.2%above the sector's middle half▲ 14.8pp36.5%above the sector's middle half▼ 0.7pp
Staff (FTE)3.8▲ 18.8%3.8=4▲ 5.3%4.2▲ 5.0%3.1within the sector's middle half▼ 26.2%
above within below the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
€0€50,000€100,000€150,000Operating result 2021: €116,275€116,275Net result 2021: €84,661€84,661Operating result 2022: €48,183€48,183Net result 2022: €34,009€34,009Operating result 2023: €78,227€78,227Net result 2023: €56,286€56,286Operating result 2024: €112,483€112,483Net result 2024: €84,477€84,477Operating result 2025: €137,755€137,755Net result 2025: €103,298€103,29820212022202320242025€0€50,000€100,000€150,000Operating result 2023: €78,227€78,200Net result 2023: €56,286€56,300Operating result 2024: €112,483€112,000Net result 2024: €84,477€84,500Operating result 2025: €137,755€138,000Net result 2025: €103,298€103,000202320242025
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 22% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €283,203
Fixed assets €37,050 ▼ 31.6%
Current assets €246,153 ▲ 42.2%
Equity and liabilities €283,203
Equity €1,000 =
Debt €282,203 ▲ 24.7%
Debt's share of the balance-sheet total rises from 99.6% to 99.6%. Debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€154,845▲
2024 · €129,149
Cash flow
€120,388▲
2024 · €101,143
Interest coverage
81.88▲
2024 · 72.92
Debt ≤ 1 year
€259,804▲
2024 · €191,474
Debt > 1 year
€21,961▼
2024 · €34,063
Income taxes
€32,708▲
2024 · €27,400
Staff costs
€132,794▼
2024 · €165,813
A ratio outside any meaningful range has been withheld (balance sheet total €283,203, equity €1,000).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 1,324 companies that looked in July 2024 the way this one looks now, 1.3% went bankrupt within 24 months and 95% are still going.

  • Micro
  • 10 to 20 years old
  • solvency under 10%
  • a profit of 5% of the balance sheet or more
1.3% went bankrupt
3.1% stopped otherwise
95% still going

A further 0.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,324 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet Code20242025
Assets
Total assets20/58€227,243€283,203▲
Fixed assets21/28€54,140€37,050▼
Tangible fixed assets22/27€54,140€37,050▼
Plant, machinery and equipment23€47,780€32,163▼
Furniture and vehicles24€6,360€4,887▼
Current assets29/58€173,103€246,153▲
Amounts receivable within one year40/41€69,589€87,381▲
Trade receivables40€69,589€86,998▲
Other amounts receivable41-€382
Cash at bank and in hand54/58€88,543€136,803▲
Deferred charges and accrued income490/1€14,971€21,968▲
Equity and liabilities
Total equity and liabilities10/49€227,243€283,203▲
Equity10/15€1,000€1,000=
Contributions10/11€1,000€1,000=
Amounts payable17/49€226,243€282,203▲
Amounts payable after more than one year17€34,063€21,961▼
Financial debts170/4€34,063€21,961▼
Amounts payable within one year42/48€191,474€259,804▲
Current portion of amounts payable after more than one year42€24,982€23,843▼
Trade debts44€34,126€54,900▲
Suppliers440/4€34,126€54,900▲
Taxes, remuneration and social security45€47,889€43,285▼
Taxes450/3€25,265€28,777▲
Remuneration and social security454/9€22,624€14,508▼
Other amounts payable47/48€84,477€137,775▲
Accrued charges and deferred income492/3€706€439▼
Income statement Code20242025
Remuneration, social security and pensions62€165,813€132,794▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16,666€17,090▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€4,827€1,417▼
Gross operating margin9900€299,789€289,056▼
Operating profit (loss)9901€112,483€137,755▲
Financial income75/76B€1,165€142▼
Recurring financial income75€1,165€142▼
Financial charges65/66B€1,771€1,891▲
Recurring financial charges65€1,771€1,891▲
Profit (loss) for the period before taxes9903€111,877€136,006▲
Income taxes67/77€27,400€32,708▲
Profit (loss) for the period9904€84,477€103,298▲
Profit (loss) for the period to be appropriated9905€84,477€103,298▲
Appropriation of the result
Profit (loss) to be appropriated9906€84,477€103,298▲
Profit to be distributed694/7€84,477€103,298▲
Return on contributions (dividend)694€84,477€103,298▲
Social balance
Average headcount (FTE)9087-3.1

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Remuneration, social security and pensions62€153,310€157,708€163,253€165,813€132,794▼ 19.9%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16,574€16,574€16,629€16,666€17,090▲ 2.5%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€1,896€1,848€28,004€4,827€1,417▼ 70.6%
Gross operating margin9900€288,055€224,313€286,113€299,789€289,056▼ 3.6%
Operating profit (loss)9901€116,275€48,183€78,227€112,483€137,755▲ 22.5%
Financial income75/76B€30€720€143€1,165€142▼ 87.8%
Recurring financial income75€30€720€143€1,165€142▼ 87.8%
Financial charges65/66B€1,653€1,785€1,169€1,771€1,891▲ 6.8%
Recurring financial charges65€1,653€1,785€1,169€1,771€1,891▲ 6.8%
Profit (loss) for the period before taxes9903€114,652€47,118€77,202€111,877€136,006▲ 21.6%
Income taxes67/77€29,991€13,109€20,916€27,400€32,708▲ 19.4%
Profit (loss) for the period9904€84,661€34,009€56,286€84,477€103,298▲ 22.3%
Profit (loss) for the period to be appropriated9905€84,661€34,009€56,286€84,477€103,298▲ 22.3%
Line20212022202320242025Change
Assets
Total assets20/58€367,400€262,417€251,640€227,243€283,203▲ 24.6%
Fixed assets21/28€96,644€80,071€64,932€54,140€37,050▼ 31.6%
Tangible fixed assets22/27€96,644€80,071€64,932€54,140€37,050▼ 31.6%
Plant, machinery and equipment23€94,631€79,014€63,397€47,780€32,163▼ 32.7%
Furniture and vehicles24€2,014€1,057€1,535€6,360€4,887▼ 23.2%
Current assets29/58€270,755€182,346€186,708€173,103€246,153▲ 42.2%
Amounts receivable within one year40/41€187,697€112,390€68,883€69,589€87,381▲ 25.6%
Trade receivables40€187,299€100,499€68,883€69,589€86,998▲ 25.0%
Other amounts receivable41€398€11,891--€382-
Cash at bank and in hand54/58€80,885€57,586€106,296€88,543€136,803▲ 54.5%
Deferred charges and accrued income490/1€2,173€12,370€11,529€14,971€21,968▲ 46.7%
Equity and liabilities
Total equity and liabilities10/49€367,400€262,417€251,640€227,243€283,203▲ 24.6%
Equity10/15€36,406€19,633€1,000€1,000€1,000=
Contributions10/11€1,000€1,000€1,000€1,000€1,000=
Profit (loss) carried forward14€35,406€18,633----
Amounts payable17/49€330,994€242,784€250,640€226,243€282,203▲ 24.7%
Amounts payable after more than one year17€62,574€52,769€42,615€34,063€21,961▼ 35.5%
Financial debts170/4€62,574€52,769€42,615€34,063€21,961▼ 35.5%
Amounts payable within one year42/48€266,301€189,598€207,610€191,474€259,804▲ 35.7%
Current portion of amounts payable after more than one year42€21,720€9,703€9,951€24,982€23,843▼ 4.6%
Trade debts44€36,262€38,793€48,930€34,126€54,900▲ 60.9%
Suppliers440/4€36,262€38,793€48,930€34,126€54,900▲ 60.9%
Advances received on contracts in progress46€28,501€21,797----
Taxes, remuneration and social security45€57,176€26,286€46,052€47,889€43,285▼ 9.6%
Taxes450/3€39,504€4,627€25,811€25,265€28,777▲ 13.9%
Remuneration and social security454/9€17,673€21,659€20,241€22,624€14,508▼ 35.9%
Other amounts payable47/48€122,641€93,019€102,677€84,477€137,775▲ 63.1%
Accrued charges and deferred income492/3€2,119€417€415€706€439▼ 37.9%
Line20212022202320242025Change
Profit (loss) for the period9904€84,661€34,009€56,286€84,477€103,298▲ 22.3%
+ Depreciation and write-downs630€16,574€16,574€16,629€16,666€17,090▲ 2.5%
Operating cash flow (approximation)€101,235€50,583€72,914€101,143€120,388▲ 19.0%
Investment in fixed assets (approximation)-€0-€1,490-€5,875€0▲ 100%
Change in cash--€23,299€48,710-€17,753€48,261▲ 372%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
05-03
NBB filing Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial Highest result since 2018net €103,298 ▲22.3%
Operating result €137,755, net result €103,298, both a record.
27-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
26-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
14-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Weakest financial yearnet €34,009 ▼59.8%
Net result drops to €34,009, the lowest in the series; recovery starts the following year.
27-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
13-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
22-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
12-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 12 days late
2018
26-06
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
21-06
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts

We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Libramont-Chevigny · 1 establishment unit since 2007
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Lamouline,Pommier Genon 16800 Libramont-Chevigny
1 establishment unit
GESCOLIB
Lamouline,Pommier Genon 1, 6800 Libramont-ChevignyNACE 74124
since 20072.165.595.472

Structure & network

Owners and holdings

1 owner

Chain of control

  1. GREVESPEN 100%
  2. GESCOLIB

Highest known parent: GREVESPEN. The sources do not say who stands above it.

Owners 1

Holdings 0

No holding stated in the accounts, acts or LEI register we read.

According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 12,174 companies in sector 69201 we hold annual accounts for 7,641. 539 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded01-10-2007
Fiscal year end31-12
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
Contact
E-mail info@gescolib.be
E-invoicing
Reachable via Peppol
Peppol ID 0208:0892411084
Also 9925:BE0892411084
Registered 22-09-2025

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.