FISC AND CO

Active

Private limited companyfounded 2002active for 24 yearsOnderrichtstraat 3, 1731 Asse, BelgiumKBO/BCE: BE 0477.744.301

Summary

FISC AND CO has been active since 2002 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €735,764 and a net result of €80,169. Equity is growing by about 12% per year across the filed financial years. Its solvency ranks better than 94% of 15,714 sector peers (NACE 69, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Risk analysisFollow Report Compare

FISC AND COActiveChecked score 95/100

Risk analysis Report Compare

Activity

Certified accountants and tax accountants

NACE 69201

2 sites

Size

€785,946total assets 2025

Equity: €735,764
Profit: €80,169

Turnover not published (micro format)

Financial health

95 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: < 0.1%

Structure

Carine RUELENSDirector

2025 accounts 59 days early1 of 4 deeds summarised

Why 95lowers riskSector: Legal and accounting activities (NACE 69)Size: total assets €785,946Equity €735,764 (93.6% of total assets)Liquidity: current ratio 11.76, cash €146,959Show the evidence

Checked score

Score 2025

95 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 61% of its sector peers (NACE 69, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 100=

equity 93.6% of total assets

Liquidity 73-11

short-term debt 6.4% · cash 18.7%

Profitability 82-2

return on assets 10.2%

Bankruptcy probability, 12 months

< 0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (20,063 companies, NACE 69, micro)

Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025highest value 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026

Credit of up to €65,000 on 30-day terms is acceptable

Liquidity ample (current ratio 11.76, compared with 10.11 in 2024, above the usual 1.5; short-term debt: 6.4% and cash: 18.7% of total assets), and 6.4% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro): better than 87% on solvency, 62% on liquidity, 37% on profitability and 57% on growth.

The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskneutral

Sector: Legal and accounting activities (NACE 69)

KBO

Size: total assets €785,946

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Equity €735,764 (93.6% of total assets)

NBB · annual accounts

Liquidity: current ratio 11.76, cash €146,959

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-06-2026, 59 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

59 days early

2024

58 days early

2023

65 days early

2022

62 days early

2021

60 days early

2020

43 days early

2019

59 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 58 days before the deadline; the sector median (NACE 69) for financial year 2024 is 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 1 June (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

28-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

02-06-2026 Annual accounts filedfinancial year 2025 · micro…
03-06-2025 Annual accounts filedfinancial year 2024 · micro…
31-12-2024 Highest result from 2018 to 2025net €86,865 ▲70.9%

Key points

Positive: Among the best 7% on solvencysector median 56.9% · 15,714 companies 93.6% View
Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
Positive: 8 profitable years in a rowprofit 2025: €80,169 8 years View

By topic

Financials

Financial year: 2025
Total assets: €785,946
Profit: €80,169
Solvency: 93.6%

Total assets▲ 11.9%

Net result

20182025

Go to Financials

Board & ownership

Board: 1 member

Carine RUELENSDirector

Go to Board & ownership

Timeline

Events: 28
Since: 2004
Next accounts: by 31-07-2027

27-05-2024Annual accounts filed
31-12-2023Liquidity more than 5 times
30-05-2023Annual accounts filed

Go to Timeline

Company details

Sites: 2

Legal form: Private limited company
Activity: Certified accountants and tax accountantsNACE 69201
Founded: 12-06-2002
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 32

Annual meeting: Last Saturday of May at 20:00
Purpose: “De organisatie van boekhoudingdiensten en raadgeving daaromtrent; Het openen, het houden…” (deed in Dutch)

Go to Articles of association

Key facts about FISC AND CO

What is the company number of FISC AND CO?: 0477.744.301. In Belgium the VAT number is the company number with BE in front: BE 0477.744.301.
Where is FISC AND CO based?: The registered office is at Onderrichtstraat 3, 1731 Asse.Company details
What does FISC AND CO do?: According to the KBO register, the main activity is certified accountants and tax accountants (NACE 69201).
What is the legal form of FISC AND CO?: Private limited company (BV).
When was FISC AND CO founded?: On 12-06-2002.
Is FISC AND CO still active?: Yes, FISC AND CO is an active enterprise in the KBO register.
How many employees does FISC AND CO have?: On average 1 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
What is the turnover of FISC AND CO?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is FISC AND CO profitable?: In financial year 2025, FISC AND CO made a profit of €80,169.
Where can I find the annual accounts of FISC AND CO?: FISC AND CO filed 23 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of FISC AND CO due?: By 31-07-2027, for financial year 2026.Timeline