A&BV

Active

Private limited companyfounded 2015active for 10 yearsSint-Denijslaan 34, 9000 Gent, BelgiumKBO/BCE: BE 0644.429.297

Summary

A&BV has been active since 2015 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €734,651 and a net result of €682,392. Equity is growing by about 13% per year across the filed financial years. Its solvency ranks better than 76% of 4,108 sector peers (NACE 69, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Risk analysisFollow Report Compare

A&BVActiveChecked score 95/100

Risk analysis Report Compare

Activity

Certified accountants and tax accountants

NACE 69201

1 site

Size

€1.0mtotal assets 2025

Staff: 0.8 FTE
Equity: €734,651
Profit: €682,392

Turnover not published (abbreviated format)

Financial health

95 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: < 0.1%

Structure

2025 accounts 6 days early1 of 8 deeds summarised

Why 95raises riskLiquidity: current ratio 4.90, cash €25,798, halvedlowers riskSector: Legal and accounting activities (NACE 69)Size: 0.8 FTE, total assets €1.0mFigures for financial year 2025 (filed 24-06-2026)Show the evidence

Checked score

Score 2025

95 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 58% of its sector peers (NACE 69, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2023

Strong

Solvency 97+66

equity 72.3% of total assets

Liquidity 47+23

short-term debt 19.8% · cash 2.5%

Profitability 100+28

return on assets 67.2%

Bankruptcy probability, 12 months

< 0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (20,063 companies, NACE 69, micro)

Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.2%▲ +0.1 percentage points vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.3%▲ +0.1 percentage points vs 06-2025 08-2025: 0.4%▲ +0.1 percentage points vs 07-2025 09-2025: 0.6%▲ +0.2 percentage points vs 08-2025 10-2025: 1.0%▲ +0.4 percentage points vs 09-2025 11-2025: 1.0%● unchanged vs 10-2025 12-2025: 1.1%▲ +0.1 percentage points vs 11-2025 01-2026: 1.6%▲ +0.5 percentage points vs 12-2025highest value 02-2026: 1.6%● unchanged vs 01-2026highest value 03-2026: 1.5%▼ -0.1 percentage points vs 02-2026 04-2026: 1.3%▼ -0.2 percentage points vs 03-2026 05-2026: 1.3%● unchanged vs 04-2026 06-2026: 1.3%● unchanged vs 05-2026 07-2026: < 0.1%▼ -1.3 percentage points vs 06-2026lowest value 08-2026: < 0.1%● unchanged vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026

Credit of up to €65,000 on 30-day terms is acceptable

Liquidity ample (current ratio 4.9, compared with 0.69 in 2023, above the usual 1.5; short-term debt: 19.8% and cash: 2.5% of total assets), and 27.7% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro): better than 70% on solvency, 22% on liquidity and 82% on profitability.

The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

Sector: Legal and accounting activities (NACE 69)

KBO

Size: 0.8 FTE, total assets €1.0m

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Figures for financial year 2025 (filed 24-06-2026)

NBB · annual accounts

Liquidity: current ratio 4.90, cash €25,798, halved

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 30-11-2025 was due by 30-06-2026 and was filed on 24-06-2026, 6 days ahead of the deadline.

NBB · 9 filings

Deviation from the deadline

2025

6 days early

2023

6 days early

2022

53 days early

2021

6 days early

2020

5 days early

2019

7 days early

2018

85 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average on the deadline day; the sector median (NACE 69) for financial year 2023 is 7 days before the deadline, and 35% of those companies filed late.

Searched, nothing found (1)

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

24-06-2026 Annual accounts filedfinancial year 2025 · abbreviated…
30-11-2025 Highest result from 2018 to 2025net €682,392 ▲3,309%
30-11-2025 Liquidity more than 7 timescurrent ratio 4.90

Key points

Positive: Among the best 10% on net resultsector median €96,040 · 4,097 companies €682,392 View
Positive: 7 profitable years in a rowprofit 2025: €682,392 7 years View
Positive: Filed on time since financial year 2019accounts within the deadline every year 6 years View

By topic

Financials

Financial year: 2025
Total assets: €1.0m
Profit: €682,392
Solvency: 72.3%

Total assets▲ 22.8%

Net result

20182025

Go to Financials

Timeline

Events: 14
Since: 2017

30-11-2025Equity above €500,000
10-01-2025Amendment of the articles
25-07-2024Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Certified accountants and tax accountantsNACE 69201
Founded: 11-12-2015
Year ends: 30-11
Peppol: Reachable for e-invoices

Go to Company details

Key facts about A&BV

What is the company number of A&BV?: 0644.429.297. In Belgium the VAT number is the company number with BE in front: BE 0644.429.297.
Where is A&BV based?: The registered office is at Sint-Denijslaan 34, 9000 Gent.Company details
What does A&BV do?: According to the KBO register, the main activity is certified accountants and tax accountants (NACE 69201).
What is the legal form of A&BV?: Private limited company (BV).
When was A&BV founded?: On 11-12-2015.
Is A&BV still active?: Yes, A&BV is an active enterprise in the KBO register.
How many employees does A&BV have?: On average 0.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of A&BV?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is A&BV profitable?: In financial year 2025, A&BV made a profit of €682,392.
Where can I find the annual accounts of A&BV?: A&BV filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.