Checked.be
Active
BE 0822.706.785Private limited company
Fisc-ALEA
Kortrijkstraat(Z) 151 ·8550 Zwevegem, Belgium· 16 yrs active
Sector: Certified accountants and tax accountants
(69201)
Conclusion
Fisc-ALEA has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €135k and a net result of €11k. Equity is growing by ~12.7% per year across the filed fiscal years. Its solvency ranks better than 87% of 12464 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Based on the State Gazette, CBE and 5 annual accounts.
Key figures
| Equity | €135k |
| Net result | €11k |
| Better than sector | 87% |
| Active | 16 yrs |
Financial profile
76
/ 100
Exceptional profile, strong across almost every axis.
All 5 axes are computed from data Checked has read.
Health
86
Profitability
42
Solvency
100
Growth
52
Stability
100
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
Established
Founded in 2010, 16 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
86
/ 100
Excellent
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
€12k
estimate, not credit advice
Score history
75
2021
100
2022
90
2023
100
2024
86
2025
purely financial, excl. current insolvency signals
Score components
Liquidity
Current ratio 6.24 (≥ 1.5)
+10
Quick ratio
Quick ratio 6.24 (≥ 1.0)
+5
Leverage
Debt/equity 0.14 (< 1.0)
+10
Profitability
ROE 8%
+3
Interest coverage
Interest coverage 16.6× (≥ 3×)
+8
Profit trend
Net profit down YoY
-3
Equity growth
Equity growing YoY
+3
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview
Annual accounts filed on 11-02-2026 with the NBB · fiscal year 2025 · micro schema
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
declining
Net result: declining trend of ~15.3%/year over 5 fiscal years, indicative, assuming unchanged policy.
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2025 · NACE 69, Legal and accounting activities · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 87.7% | 56.7% | |
| Net result | €11k | €38k | |
| Equity | €135k | €91k | |
| Gross operating margin | €39k | €74k | |
| Staff costs | €13k | €42k |
€25k
-65.0%
21-25
€11k
-77.8%
21-25
€26k
-53.8%
21-25
€153k
-12.1%
21-25
€135k
+9.1%
21-25
€88k
+43.3%
21-25
€13k
-22.4%
21-25
€4k
-75.8%
21-25
€15k
-21.2%
21-25
€19k
-63.2%
21-25
€17k
-66.7%
21-25
6.24
+181.3%
21-25
6.24
+181.3%
21-25
87.7%
+24.1%
21-25
0.14
-66.3%
21-25
8.3%
-79.7%
21-25
7.3%
-74.8%
21-25
16.60
-66.6%
21-25
Figures by fiscal year and ratios
| Fiscal year | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Deposit | micro schema | micro schema | micro schema | micro schema | micro schema |
| Revenue | - | - | - | - | - |
| EBITDA | €25k | €73k | €23k | €45k | €37k |
| Net profit | €11k | €50k | €14k | €34k | €26k |
| Cash flow | €26k | €56k | €16k | €35k | €29k |
| Staff costs | €13k | €17k | €7k | - | - |
| Income taxes | €4k | €16k | €8k | €10k | €12k |
| Dividends | - | €15k | €19k | €5k | €32k |
| Total assets | €153k | €174k | €125k | €133k | €104k |
| Equity | €135k | €123k | €95k | €100k | €80k |
| Debt | €19k | €51k | €30k | €33k | €23k |
| of which ≤ 1y | €17k | €50k | €29k | €33k | €23k |
| of which > 1y | - | - | - | - | - |
| Working capital | €88k | €61k | €81k | €90k | €73k |
| Employees (FTE) | - | - | - | - | - |
Ratios (computed)
| 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|
| Current ratio | 6.24 | 2.22 | 3.81 | 3.77 | 4.18 |
| Quick ratio | 6.24 | 2.22 | 3.81 | 3.77 | 4.18 |
| Working capital ratio | 57.4% | 35.2% | 64.8% | 67.7% | 70.2% |
| Solvency | 87.7% | 70.7% | 75.9% | 75.1% | 77.5% |
| Debt / equity | 0.14 | 0.41 | 0.32 | 0.33 | - |
| Long-term debt ratio | - | - | - | - | - |
| Interest coverage | 16.60 | 49.71 | 119.05 | 177.46 | - |
| Gross margin | - | - | - | - | - |
| Net margin | - | - | - | - | - |
| ROA | 7.3% | 28.9% | 11.4% | 25.4% | 24.8% |
| ROE | 8.3% | 40.9% | 15.0% | 33.8% | 32.0% |
| EBITDA margin | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - |
| Inventory turnover | - | - | - | - | - |
| Days inventory (DSI) | - | - | - | - | - |
Balance-sheet composition 2025
Full annual accounts (23 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Balance sheet, Assets | ||||||
| TOTAL ASSETS | 20/58 | €153k | €174k | €125k | €133k | €104k |
| Fixed assets | 21/28 | €49k | €63k | €15k | €10k | €8k |
| Intangible fixed assets | 21 | €337 | €541 | - | - | - |
| Tangible fixed assets | 22/27 | €43k | €57k | €10k | €5k | €3k |
| Financial fixed assets | 28 | €5k | €5k | €5k | €5k | €5k |
| Current assets | 29/58 | €105k | €112k | €110k | €123k | €96k |
| Amounts receivable within one year | 40/41 | €41k | €22k | €39k | €34k | €9k |
| Investments | 50/53 | €53k | €74k | €24k | €21k | - |
| Cash & bank | 54/58 | €6k | €7k | €29k | €54k | €23k |
| Balance sheet, Equity & liabilities | ||||||
| TOTAL EQUITY & LIABILITIES | 10/49 | €153k | €174k | €125k | €133k | €104k |
| Equity | 10/15 | €135k | €123k | €95k | €100k | €80k |
| Reserves | 13 | €135k | €123k | €95k | €100k | €80k |
| Amounts payable | 17/49 | €19k | €51k | €30k | €33k | €23k |
| Amounts payable within one year | 42/48 | €17k | €50k | €29k | €33k | €23k |
| Trade debts payable within one year | 44 | €503 | €159 | €2k | €532 | €3k |
| Income statement | ||||||
| Gross operating margin | 9900 | €39k | €91k | €32k | €47k | €40k |
| Operating result | 9901 | €11k | €67k | €21k | €43k | €34k |
| Financial income | 75 | €6k | €552 | €1k | €626 | €501 |
| Financial charges | 65 | €2k | €1k | €192 | €252 | €51 |
| Result before taxes | 9903 | €15k | €66k | €23k | €44k | €35k |
| Income taxes | 67/77 | €4k | €16k | €8k | €10k | €12k |
| Net result for the period | 9904 | €11k | €50k | €14k | €34k | €23k |
| Result to be appropriated | 9905 | €11k | €50k | €14k | €34k | €23k |
Legal Structure
| NACE primary | Certified accountants and tax accountants(69201) |
| Legal form | Private limited company(610) |
| Incorporation | 28-01-2010 |
| Status | Active |
| Postal code | 8550 |
Establishment units
Fisc-ALEA
since 20102.184.793.455
Real-estate footprint
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34042D0049/00G000 | Flanders | 876 m² | 1 · 166 m² | 6.9 m · 2 fl. |
| 34042D0051/00E000 | Flanders | 662 m² | 1 · 170 m² | 8.3 m · 2 fl. |
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
Next filing, fiscal year 2026, expected by
2026
11-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Weakest financial yearnet €11k ▼77.8%
Net result drops to €11k, the lowest in the series.
30-09
Financial
Liquidity triplescurrent ratio 6.24
Current ratio from 2.22 to 6.24; short-term debt falls from €50k to €17k.
2024
24-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-09
Financial
Highest result since 2021net €50k ▲254%
Operating result €67k, net result €50k, both a record.
30-09
Financial
Equity above €100kEq €123k ▲29.8%
4 profitable years in a row build equity to €123k.
22-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
04-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 4 days late
2021
07-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
15-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
04-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
15-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
05-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
21-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Belgian State Gazette reading coverage
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Credit advice
Company registry (CBE)
Activities
Certified accountants and tax accountants69201Legal and accounting activities69202Other legal services69109
Names & trade names
| Legal nameNL | Fisc-ALEA |
Similar companies
SCA Geel
BE 0832.454.790 · Geel
R. Wouters Accountancy
BE 0647.540.326 · Laakdal
JOHAN VANSLAMBROUCK
BE 0457.336.588 · Zandhoven
Loir Consult
BE 0802.648.274 · Sint-Gillis-Waas
IRL CONSULT
BE 0735.680.959 · Courcelles