FIRMIN SLEURS
ActiveSummary
FIRMIN SLEURS has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.27M and a net result of €120k. Equity is growing by ~5.5% per year across the filed fiscal years. Its solvency ranks better than 79% of 11322 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74=
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €170k at 30 days acceptable
Liquidity tight (current ratio 1.0 against 0.91 in 2024; short-term debt: 21.6% and cash: 0.2% of total assets), and 21.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
78.1%
Return on assets
4.1%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
21 d early
2024
17 d early
2023
97 d late
2022
17 d early
2021
4 d early
2020
29 d early
2019
25 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€2.27M▲ 5.6%
2024 · €2.15M
2018: €1.49M
2019: €1.64M
2020: €1.79M
2021: €1.84M
2022: €1.90M
2023: €2.04M
2024: €2.15M
2018 → 2025
Total assets
€2.91M▲ 1.7%
2024 · €2.86M
2018: €2.39M
2019: €2.54M
2020: €2.61M
2021: €2.60M
2022: €2.88M
2023: €2.91M
2024: €2.86M
2018 → 2025
Net result
€120k▲ 7.8%
2024 · €111k
2018: €151k
2019: €153k
2020: €144k
2021: €125k
2022: €144k
2023: €140k
2024: €111k
2018 → 2025
Working capital
€2k
2024 · €-60k
2018: €-723k
2019: €-544k
2020: €-431k
2021: €-407k
2022: €-177k
2023: €-109k
2024: €-60k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.84M-€1.90M▲ 3.4%€2.04M▲ 7.4%€2.15M▲ 5.5%€2.27M▲ 5.6%
Operating result€189k-€210k▲ 11.2%€203k▼ 3.5%€162k▼ 20.0%€174k▲ 7.2%
Net result€125k-€144k▲ 15.3%€140k▼ 2.3%€111k▼ 20.7%€120k▲ 7.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 7% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.91M
Fixed assets
€2.28M ▼ 0.1%
Current assets
€630k ▲ 8.7%
Equity and liabilities €2.91M
Equity
€2.27M ▲ 5.6%
Debt
€638k ▼ 10.0%
Debt's share of the balance-sheet total falls from 24.8% to 21.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€176k▲
2024 · €163k
Cash flow
€122k▲
2024 · €112k
Current ratio
1.00▲
2024 · 0.91
Debt to equity
0.28▼
2024 · 0.33
ROE
5.3%▲
2024 · 5.2%
ROA
4.1%▲
2024 · 3.9%
Interest coverage
212.59▼
2024 · 293.84
Debt ≤ 1 year
€628k▼
2024 · €639k
Debt > 1 year
€10k▼
2024 · €70k
Income taxes
€53k▲
2024 · €50k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€2.86M€2.91M▲
Fixed assets21/28€2.28M€2.28M▼
Tangible fixed assets22/27€3k€958▼
Furniture and vehicles24€3k€958▼
Financial fixed assets28€2.28M€2.28M=
Current assets29/58€579k€630k▲
Amounts receivable within one year40/41€322k€372k▲
Trade receivables40€319k€372k▲
Other amounts receivable41€3k€0▼
Current investments50/53€250k€250k=
Cash at bank and in hand54/58€7k€7k▼
Deferred charges and accrued income490/1€0€934▲
Equity and liabilities
Total equity and liabilities10/49€2.86M€2.91M▲
Equity10/15€2.15M€2.27M▲
Contributions10/11€250k€250k=
Reserves13€1.90M€2.02M▲
Non-distributable reserves130/1€250k€250k=
Own shares acquired1312€250k€250k=
Distributable reserves133€1.65M€1.77M▲
Amounts payable17/49€709k€638k▼
Amounts payable after more than one year17€70k€10k▼
Other amounts payable178/9€70k€10k▼
Amounts payable within one year42/48€639k€628k▼
Current portion of amounts payable after more than one year42€60k€60k=
Financial debts43€30k€30k=
Credit institutions430/8€30k€30k=
Trade debts44€13k€20k▲
Suppliers440/4€13k€20k▲
Taxes, remuneration and social security45€36k€52k▲
Taxes450/3€36k€52k▲
Remuneration and social security454/9€0-
Other amounts payable47/48€500k€466k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€795€2k▲
Other operating charges640/8€5k€3k▼
Gross operating margin9900€168k€178k▲
Operating profit (loss)9901€162k€174k▲
Financial charges65/66B€555€826▲
Recurring financial charges65€555€826▲
Profit (loss) for the period before taxes9903€162k€173k▲
Income taxes67/77€50k€53k▲
Profit (loss) for the period9904€111k€120k▲
Profit (loss) for the period to be appropriated9905€111k€120k▲
Appropriation of the result
Profit (loss) to be appropriated9906€111k€120k▲
Transfer to equity691/2€111k€120k▲
To other reserves6921€111k€120k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
14-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €111k ▼20.7%
Net result drops to €111k, the lowest in the series; recovery starts the following year.
05-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 97 days late
2023
31-12
Financial
Equity above €2MEq €2.04M ▲7.4%
6 profitable years in a row build equity to €2.04M.
14-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
02-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
25-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 25 days late
2019
31-12
Financial
Highest result since 2018net €153k ▲1.6%
Net result €153k, the highest in the series.
09-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
18-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
19-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bocholt · 1 establishment unit since 1988
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kaulillerweg 1593950 BocholtGround area
5,200 m²
Building footprint
2,981 m²
Volume, LiDAR
16,630 m³
Parcel 72003C1156/03P002, Flanders · tallest building 17.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
BVBA FIRMIN SLEURS
since 19882.040.839.814
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72003C1156/03P002 | Flanders | 5,200 m² | 1 · 2,981 m² | 17.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,743 companies in sector 46150 we hold annual accounts for 757. 243 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-08-1988
Fiscal year end31-12
Activities, NACEBEL 2025
46150Agents in the wholesale of furniture, household goods and hardware
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 37 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.