Checked.be
Active
BE 0403.772.396Private limited company
Firma Jan Gevers
Ambachtsstraat 5 ·2400 Mol, Belgium· 58 yrs active
Sector: Groothandel in andere voedingsmiddelen, neg
(46389)
Conclusion
The computed 12-month bankruptcy probability of Firma Jan Gevers is 0.6% (low). The 2024 annual accounts show equity of €663k and a net result of €67k. Equity is growing by ~6.3% per year across the filed fiscal years. Its solvency ranks better than 34% of 963 sector peers (fiscal year 2024). The company has been active since 1968 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 7 annual accounts.
Key figures
| Equity | €663k |
| Net result | €67k |
| Staff (FTE) | 25.4 |
| Better than sector | 34% |
Snowflake analysis
53
/ 100
Mixed profile: strong on stability, weaker on solvency.
All 5 axes are computed from data Checked has read.
Health
61
Profitability
50
Solvency
21
Growth
32
Stability
100
Bankruptcy probability (12 mo)
0.6%
Low
0%0,5%1,5%4%10%≥25%
Long track record
−Multiple establishment units
+Higher-failure-rate sector
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Risk Assessment
0 / 100
Low riskTrust signals
Long-established
Founded in 1968, 58 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer
61
/ 100
Healthy
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview
Annual accounts filed on 10-06-2025 with the NBB · fiscal year 2024 · verkort
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing
Equity: growth of ~6.3%/year over 7 fiscal years, indicative, assuming unchanged policy.
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2024 · NACE 46, Wholesale trade · compared within the same schema type (abbreviated schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 13.0% | 27.4% | |
| Net result | €67k | €24k | |
| Equity | €663k | €172k | |
| Gross operating margin | €2.32M | €174k | |
| Staff costs | €1.81M | €166k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
€483k
+163.2%
18-24
€67k
-
18-24
€259k
-
18-24
€5.11M
-3.6%
18-24
€663k
+11.2%
18-24
€189k
+503.8%
18-24
25
-9.3%
18-24
€1.81M
-0.2%
18-24
€5k
-1.2%
18-24
€4.44M
-5.5%
18-24
€4.40M
-4.1%
18-24
€46k
-61.7%
18-24
1.04
+3.6%
18-24
0.47
+3.6%
18-24
13.0%
+15.4%
18-24
6.70
-15.0%
18-24
10.1%
-
18-24
1.3%
-
18-24
1.94
+146.6%
18-24
Figures by fiscal year
| Fiscal year | 2024 |
|---|---|
| Deposit | verkort |
| Revenue | - |
| EBITDA | €483k |
| Net profit | €67k |
| Cash flow | €259k |
| Staff costs | €1.81M |
| Income taxes | €5k |
| Dividends | - |
| Total assets | €5.11M |
| Equity | €663k |
| Debt | €4.44M |
| of which ≤ 1y | €4.40M |
| of which > 1y | €46k |
| Working capital | €189k |
| Employees (FTE) | 25.4 |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 1.04 |
| Quick ratio | 0.47 |
| Working capital ratio | 3.7% |
| Solvency | 13.0% |
| Debt / equity | 6.70 |
| Long-term debt ratio | 0.07 |
| Interest coverage | 1.94 |
| Gross margin | - |
| Net margin | - |
| ROA | 1.3% |
| ROE | 10.1% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €5.11M |
| Fixed assets | 21/28 | €519k |
| Tangible fixed assets | 22/27 | €499k |
| Financial fixed assets | 28 | €20k |
| Current assets | 29/58 | €4.59M |
| Stocks & contracts in progress | 3 | €2.50M |
| Amounts receivable within one year | 40/41 | €1.64M |
| Cash & bank | 54/58 | €406k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €5.11M |
| Equity | 10/15 | €663k |
| Contributions / capital | 10/11 | €25k |
| Reserves | 13 | €258k |
| Accumulated profits (losses) | 14 | €380k |
| Amounts payable | 17/49 | €4.44M |
| Amounts payable after one year | 17 | €46k |
| Amounts payable within one year | 42/48 | €4.40M |
| Trade debts payable within one year | 44 | €1.79M |
| Income statement | ||
| Gross operating margin | 9900 | €2.32M |
| Operating result | 9901 | €290k |
| Financial income | 75 | €30k |
| Financial charges | 65 | €249k |
| Result before taxes | 9903 | €72k |
| Income taxes | 67/77 | €5k |
| Net result for the period | 9904 | €67k |
| Result to be appropriated | 9905 | €67k |
You are seeing the latest fiscal year only. 4 prior years (figures + ratios) are in a paid plan.
See plans →
Ratios computed by Checked.
Directors & mandates
Current directors & mandates
-
GEVERS LucDirectorState Gazette act 23323199 (16-03-2023)Current16-03-2023 → present
2 events
- 16-03-2023 Resigned· Director
- 16-03-2023 Appointed· Director
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Legal Structure
| NACE primary | Groothandel in andere voedingsmiddelen, neg(46389) |
| Legal form | Private limited company(610) |
| Incorporation | 01-01-1968 |
| Status | Active |
| Postal code | 2400 |
Establishment units
Ambachtsstraat 5, 2400 Mol
since 19642.006.121.336
Firma Jan Gevers
since 20142.231.675.832
Firma Jan Gevers
since 20142.242.166.678
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13434F0213/00C000indicative | Flanders | 3.0 ha | 1 · 8,333 m² | 7.0 m · 2 fl. |
| 13434F0208/00F000 | Flanders | 8,240 m² | 1 · 4,614 m² | 18.1 m · 2 fl. |
Methodology
via registered seat: 1 · via establishment units: 1
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
2025
10-06-2025
NBB filing
Annual accounts filed
2024
28-06-2024
NBB filing
Annual accounts filed
2023
14-07-2023
NBB filing
Annual accounts filed
16-03-2023
State Gazette act
Statutes amendment
2022
20-06-2022
NBB filing
Annual accounts filed
2021
17-06-2021
NBB filing
Annual accounts filed
2020
10-09-2020
NBB filing
Annual accounts filed
2019
06-06-2019
NBB filing
Annual accounts filed
2018
07-06-2018
NBB filing
Annual accounts filed
2017
09-06-2017
NBB filing
Annual accounts filed
2016
07-06-2016
NBB filing
Annual accounts filed
Belgisch Staatsblad, acts
All acts · 1
updated 3 years ago
2023
16-03-2023 Articles of association amended
Summary:
v3.2
Technical details
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"schema": "v3.2",
"act_meta": {
"extractor": "qwen3-30b-a3b"
},
"name_change": {
"new": "",
"old": "",
"changed": false
},
"seat_change": {
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},
"object_change": {
"changed": true
},
"subject_company": {
"kbo": "0403.772.396",
"name_full": "Firma Jan Gevers"
},
"legal_form_change": {
"new": "besloten vennootschap",
"old": "Besloten vennootschap met beperkte aansprakelijkheid",
"changed": false
}
}Credit advice
Company registry (CBE)
Activities
Groothandel in andere voedingsmiddelen, n.e.g.46389Groothandel in andere voedingsmiddelen, neg46389Overige gespecialiseerde groothandel in voedingswaren51384Overige detailhandel in voedingsmiddelen, neg47279Overige detailhandel in voedingsmiddelen in gespecialiseerde winkels, n.e.g.47299Overige detailhandel in voedings- en genotmiddelen in gespecialiseerde winkels, n.e.g.52272
Primary activity highlighted.
Names & trade names
| Legal nameNL | Firma Jan Gevers |
Registered office
Ambachtsstraat 5
2400 Mol, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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