FIRENZE CONSULTING
ActiveFIRENZE CONSULTING has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €191k and a net result of €78k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 14% of 4852 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
52
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability49▲+17
Solvency37▲+5
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity tight (current ratio 1.07 against 0.99 in 2024; short-term debt: 78.8% and cash: 3.3% of total assets), and 87.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
12.3%
Return on assets
5%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 4852 sector peers (2025).
NBB · sector comparisonPosition among 4852 sector peers
Solvency
better than 14%
← weakest
strongest →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €191k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
20 d early
2023
9 d early
2022
52 d early
2021
25 d early
2020
5 d late
2019
13 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€78k▲ 784%
2024 · €9k
2018: €59k
2019: €-227k
2020: €196k
2021: €172k
2022: €323
2023: €-223k
2024: €9k
2018 → 2025
Working capital
€86k
2024 · €-10k
2018: €77k
2019: €6k
2020: €190k
2021: €232k
2022: €188k
2023: €-37k
2024: €-10k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€327k-€328k▲ 0.1%€105k▼ 68.0%€114k▲ 8.4%€191k▲ 68.4%
Operating result€290k-€40k▼ 86.4%€-166k€87k€111k▲ 27.9%
Net result€172k-€323▼ 99.8%€-223k€9k€78k▲ 784%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 28% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.55M
Fixed assets
€244k▼ 16.0%
Current assets
€1.31M▲ 3.4%
Equity and liabilities €1.55M
Equity
€191k▲ 68.4%
Debt
€1.36M▼ 5.6%
The debt ratio falls from 92.7% to 87.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€157k▲
2024 · €134k
Cash flow
€124k▲
2024 · €56k
Solvency
12.3%▲
2024 · 7.3%
Current ratio
1.07▲
2024 · 0.99
Quick ratio
0.47▲
2024 · 0.42
Debt / equity
7.10▼
2024 · 12.68
ROE
40.6%▲
2024 · 7.7%
ROA
5.0%▲
2024 · 0.6%
Interest coverage
2.87▲
2024 · 1.51
Debt
€1.36M▼
2024 · €1.44M
Debt ≤ 1 year
€1.22M▼
2024 · €1.27M
Debt > 1 year
€138k▼
2024 · €166k
Staff costs
€91k▼
2024 · €124k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.55M€1.55M▼
Fixed assets21/28€290k€244k▼
Intangible fixed assets21€38k€15k▼
Tangible fixed assets22/27€252k€228k▼
Land and buildings22€247k€226k▼
Furniture and vehicles24€5k€2k▼
Current assets29/58€1.26M€1.31M▲
Amounts receivable after more than one year29-€438k
Other amounts receivable291-€438k
Stocks and contracts in progress3€733k€727k▼
Stocks30/36€733k€727k▼
Amounts receivable within one year40/41€519k€85k▼
Trade receivables40€91k€71k▼
Other amounts receivable41€428k€14k▼
Cash at bank and in hand54/58€2k€51k▲
Deferred charges and accrued income490/1€10k€6k▼
Equity and liabilities
Total equity and liabilities10/49€1.55M€1.55M▼
Equity10/15€114k€191k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€52k€130k▲
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Tax-exempt reserves132€28k€28k=
Distributable reserves133€18k€95k▲
Amounts payable17/49€1.44M€1.36M▼
Amounts payable after more than one year17€166k€138k▼
Financial debts170/4€166k€138k▼
Amounts payable within one year42/48€1.27M€1.22M▼
Current portion of amounts payable after more than one year42€28k€28k▲
Financial debts43€700k€700k=
Credit institutions430/8€700k€700k=
Trade debts44€320k€329k▲
Suppliers440/4€320k€329k▲
Advances received on contracts in progress46€42k€73k▲
Taxes, remuneration and social security45€170k€77k▼
Taxes450/3€158k€62k▼
Remuneration and social security454/9€12k€15k▲
Other amounts payable47/48€15k€14k▼
Accrued charges and deferred income492/3€547€0▼
Income statement
Code20242025
Non-recurring operating income76A€117k€767▼
Remuneration, social security and pensions62€124k€91k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€47k€47k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€13k
Other operating charges640/8€49k€12k▼
Non-recurring operating charges66A€190€0▼
Gross operating margin9900€307k€273k▼
Operating profit (loss)9901€87k€111k▲
Financial income75/76B€11k€22k▲
Recurring financial income75€11k€22k▲
Financial charges65/66B€89k€55k▼
Recurring financial charges65€89k€55k▼
Profit (loss) for the period before taxes9903€9k€78k▲
Income taxes67/77€0-
Profit (loss) for the period9904€9k€78k▲
Profit (loss) for the period to be appropriated9905€9k€78k▲
Appropriation of the result
Profit (loss) to be appropriated9906€9k€78k▲
Transfer from equity791/2€0-
Transfer to equity691/2€9k€78k▲
To other reserves6921€9k€78k▲
Social balance
Average headcount (FTE)90872.41.7▼
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Equity above €150kEq €191k ▲68.4%
2 profitable years in a row build equity to €191k.
11-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
22-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
09-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
06-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Equity above €200kEq €327k ▲110%
2 profitable years in a row build equity to €327k.
05-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 5 days late
2020
31-12
Financial
Back to profitnet €196k
Net result €196k after one loss-making year.
31-12
Financial
Equity above €150kEq €156k
Equity rises from €-40k to €156k.
13-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 13 days late
2019
31-12
Financial
Weakest financial yearnet €-227k ▼484%
Net result drops to €-227k, the lowest in the series; recovery starts the following year.
07-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 7 days late
2018
16-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 16 days late
2017
22-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rijfstraat 32018 AntwerpenGround area
221 m²
Building footprint
221 m²
Volume, LiDAR
4,674 m³
Parcel 11808H1182/00P016, Flanders · tallest building 25.8 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
Firenze Consulting
since 20162.257.479.515
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11808H1182/00P016 | Flanders | 221 m² | 1 · 221 m² | 25.8 m · 8 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ART ET TECHNIQUE
BE 0422.369.276
Elsene · Eq €192k
A PLUS
BE 0448.249.668
Mechelen · Eq €193k
LIESBET NYS
BE 0419.099.980
Sint-Lambrechts-Woluwe · Eq €187k
BIJORCA
BE 0819.956.539
Boom · Eq €196k
G-TIME
BE 0478.530.395
Oudergem · Eq €197k
Of 567 companies in sector 46480 we hold annual accounts for 353. 258 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded12-05-2016
Fiscal year end31-12
Activities, NACEBEL
46480Wholesale trade
46150Agents in the wholesale of furniture, household goods and hardware
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.