B. TAYMANS

Active

Private limited companyfounded 20215 yrs activeRijfstraat 2, 2018 Antwerpen, BelgiumKBO/BCE: BE 0763.833.923

B. TAYMANS has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €511k and a net result of €190k. Equity is growing by ~39.2% per year across the filed fiscal years. Its solvency ranks better than 58% of 213 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).

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Checked score

Score 2025

88 / 100

Excellent▼ -12 vs 2024

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability100=

Solvency96=

Growth78=

Stability94

Bankruptcy probability, 12 months

1.0% Low

0%0.5%1.5%4%10%≥ 25%

Credit up to €45k at 30 days acceptable

Liquidity ample (current ratio 2.01 against 2.0 in 2024), and 47% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 32

Relative position

BE, all sectors

reference

Sector 32

lower

← fewer bankruptcies more bankruptcies →

Multiple establishment units

Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.

KBO · establishment units

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

53%

Return on assets

19.7%

Age of the figures

9 mo

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-06-2026, 50 days ahead of the deadline.

NBB · 5 filings

Deviation from the deadline

2025

50 d early

2024

41 d early

2023

68 d late

2022

31 d late

2021

79 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

16-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity

€511k▲ 5.2%

2024 · €486k

2021: €155k 2022: €220k 2023: €305k 2024: €486k

2021 → 2025

Total assets

€965k▲ 4.6%

2024 · €923k

2021: €475k 2022: €440k 2023: €650k 2024: €923k

2021 → 2025

Net result

€190k▼ 32.3%

2024 · €281k

2021: €180k 2022: €65k 2023: €139k 2024: €281k

2021 → 2025

Working capital

€460k▲ 5.8%

2024 · €435k

2021: €173k 2022: €187k 2023: €260k 2024: €435k

2021 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Equity€155k-€220k▲ 42.0%€305k▲ 38.3%€486k▲ 59.4%€511k▲ 5.2%

Operating result€219k-€96k▼ 56.1%€189k▲ 96.1%€381k▲ 102%€263k▼ 31.2%

Net result€180k-€65k▼ 63.9%€139k▲ 114%€281k▲ 102%€190k▼ 32.3%

Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2025; 2025 is 31% below 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €965k

94.7%

Fixed assets €51k▲ 0.2%

Current assets €914k▲ 4.9%

Equity and liabilities €965k

53.0%

47.0%

Equity €511k▲ 5.2%

Debt €454k▲ 3.9%

The debt ratio falls from 47.3% to 47.0%: equity grows faster than debt.

Key figures and ratios

2025 value · change against 2024

EBITDA

€278k▼

2024 · €394k

Cash flow

€205k▼

2024 · €294k

Solvency

53.0%▲

2024 · 52.7%

Current ratio

2.01▲

2024 · 2.00

Quick ratio

0.81▼

2024 · 1.11

Debt / equity

0.89▼

2024 · 0.90

ROE

37.2%▼

2024 · 57.8%

ROA

19.7%▼

2024 · 30.5%

Interest coverage

20.72▼

2024 · 73.47

Debt

€454k▲

2024 · €437k

Debt ≤ 1 year

€454k▲

2024 · €437k

Income taxes

€64k▼

2024 · €103k

Staff costs

€95k▼

2024 · €107k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€923k€965k▲

Fixed assets21/28€51k€51k▲

Intangible fixed assets21€9k€5k▼

Tangible fixed assets22/27€37k€41k▲

Plant, machinery and equipment23€16k€15k▼

Furniture and vehicles24€16k€23k▲

Other tangible fixed assets26€5k€4k▼

Financial fixed assets28€5k€5k=

Current assets29/58€871k€914k▲

Stocks and contracts in progress3€385k€544k▲

Stocks30/36€385k€544k▲

Amounts receivable within one year40/41€325k€86k▼

Trade receivables40€230k€82k▼

Other amounts receivable41€95k€5k▼

Cash at bank and in hand54/58€112k€202k▲

Deferred charges and accrued income490/1€50k€82k▲

Equity and liabilities

Total equity and liabilities10/49€923k€965k▲

Equity10/15€486k€511k▲

Contributions10/11€15k€15k=

Reserves13€65k-

Distributable reserves133€65k-

Profit (loss) carried forward14€406k€496k▲

Amounts payable17/49€437k€454k▲

Amounts payable within one year42/48€437k€454k▲

Financial debts43€42k-

Credit institutions430/8€42k-

Trade debts44€198k€206k▲

Suppliers440/4€198k€206k▲

Taxes, remuneration and social security45€97k€78k▼

Taxes450/3€86k€65k▼

Remuneration and social security454/9€10k€13k▲

Other amounts payable47/48€100k€170k▲

Income statement Code20242025

Remuneration, social security and pensions62€107k€95k▼

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€15k▲

Other operating charges640/8€2k€798▼

Gross operating margin9900€503k€373k▼

Operating profit (loss)9901€381k€263k▼

Financial income75/76B€8k€5k▼

Recurring financial income75€8k€5k▼

Financial charges65/66B€5k€13k▲

Recurring financial charges65€5k€13k▲

Profit (loss) for the period before taxes9903€384k€255k▼

Income taxes67/77€103k€64k▼

Profit (loss) for the period9904€281k€190k▼

Profit (loss) for the period to be appropriated9905€281k€190k▼

Appropriation of the result

Profit (loss) to be appropriated9906€506k€596k▲

Profit (loss) brought forward from the previous period14P€225k€406k▲

Transfer from equity791/2-€65k

Profit to be distributed694/7€100k€165k▲

Return on contributions (dividend)694€100k€165k▲

Social balance

Average headcount (FTE)90871.82.0▲

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 9Financial 4Filings 5

Next filing, fiscal year 2026, expected by 31-07-2027

2026

11-06

NBB filing Annual accounts filed

fiscal year 2025 · abbreviated schema

2025

31-12

Financial Equity above €500kEq €511k ▲5.2%

5 profitable years in a row build equity to €511k.

20-06

NBB filing Annual accounts filed

fiscal year 2024 · abbreviated schema

2024

31-12

Financial Highest result since 2021net €281k ▲102%

Operating result €381k, net result €281k, both a record.

07-10

NBB filing Annual accounts filed

fiscal year 2023 · abbreviated schema · 68 days late

2023

31-08

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 31 days late

2022

31-12

Financial Weakest financial yearnet €65k ▼63.9%

Net result drops to €65k, the lowest in the series; recovery starts the following year.

31-12

Financial Equity above €200kEq €220k ▲42%

2 profitable years in a row build equity to €220k.

18-10

NBB filing Annual accounts filed

fiscal year 2021 · micro schema · 79 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Antwerpen · 2 establishment units since 2021

establishment All 2 establishment units on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rijfstraat 22018 Antwerpen

Ground area

1,359 m²

Building footprint

499 m²

Volume, LiDAR

7,845 m³

2 parcels, Brussels, Flanders · tallest building 23.9 m, ±7 floors. Linked by address, not a title deed.

2 establishment units

Taymans Fine Gems

Rijfstraat 2, 2018 AntwerpenOther manufacturing

since 20212.313.777.127

B. TAYMANS

Emile Duraylaan 2, 1050 ElseneOther manufacturing

since 20262.386.423.989

2 parcels

Flanders 1 (50%) Brussels 1 (50%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21444B0129/00A005	Brussels	1,056 m²	1 · 365 m²	20.3 m · 5 fl.
11808H1179/00C022	Flanders	303 m²	1 · 134 m²	23.9 m · 7 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Scherpenheuvel-Zichem · Eq €1.11M

TROISFONTAINES

BE 0442.380.475

Chaudfontaine · Eq €173k

WE International Minerals

Of 39 companies in sector 32122 we hold annual accounts for 11. 5 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded19-02-2021

Fiscal year end31-12

Activities, NACEBEL

32122Other manufacturing

46480Wholesale trade

32123Manufacture of jewellery

47770Retail sale of watches and jewellery

47791Retail sale of antiques

Sources

Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers

Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.