FINVISORS
The computed 12-month bankruptcy probability of FINVISORS is 1.2% (low). The 2024 annual accounts show equity of €264k and a net result of €48k. Equity is growing by ~43.6% per year across the filed fiscal years. Its solvency ranks better than 74% of 2542 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €264k |
| Net result | €48k |
| Better than sector | 74% |
| Active | 5 yrs |
Exceptional profile, strong across almost every axis.
All 5 axes are computed from data Checked has read.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
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The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 74.2% | 56.2% | |
| Net result | €48k | €19k | |
| Equity | €264k | €43k | |
| Gross operating margin | €70k | €37k | |
| Total assets | €355k | €93k |
| Fiscal year | 2024 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €64k |
| Net profit | €48k |
| Cash flow | €50k |
| Staff costs | - |
| Income taxes | €18k |
| Dividends | - |
| Total assets | €355k |
| Equity | €264k |
| Debt | €92k |
| of which ≤ 1y | €92k |
| of which > 1y | - |
| Working capital | €259k |
| Employees (FTE) | - |
| 2024 | |
|---|---|
| Current ratio | 3.82 |
| Quick ratio | 3.82 |
| Working capital ratio | 72.9% |
| Solvency | 74.2% |
| Debt / equity | 0.35 |
| Long-term debt ratio | - |
| Interest coverage | 8.82 |
| Gross margin | - |
| Net margin | - |
| ROA | 13.4% |
| ROE | 18.1% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €355k |
| Fixed assets | 21/28 | €5k |
| Intangible fixed assets | 21 | €2k |
| Tangible fixed assets | 22/27 | €1k |
| Financial fixed assets | 28 | €2k |
| Current assets | 29/58 | €351k |
| Amounts receivable within one year | 40/41 | €305k |
| Cash & bank | 54/58 | €44k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €355k |
| Equity | 10/15 | €264k |
| Contributions / capital | 10/11 | €3k |
| Reserves | 13 | €261k |
| Amounts payable | 17/49 | €92k |
| Amounts payable within one year | 42/48 | €92k |
| Trade debts payable within one year | 44 | €14k |
| Income statement | ||
| Gross operating margin | 9900 | €70k |
| Operating result | 9901 | €62k |
| Financial income | 75 | €11k |
| Financial charges | 65 | €7k |
| Result before taxes | 9903 | €66k |
| Income taxes | 67/77 | €18k |
| Net result for the period | 9904 | €48k |
| Result to be appropriated | 9905 | €48k |
| NACE primary | Activiteiten van adviesbureaus op het gebied van public relations en communicatie(73300) |
| Legal form | Private limited company(610) |
| Incorporation | 25-09-2020 |
| Status | Active |
| Postal code | 2650 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11013A0074/00G015 | Flanders | 1,001 m² | 1 · 334 m² | 10.3 m · 3 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
12-01-2026 Registered office moved from Wommelgem to Edegem
- Herentalsebaan 645, 2160 Wommelgem → Tony Bergmannstraat 7, 2650 Edegem
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "statutaire",
"new_address": {
"city": "Edegem",
"region": "Vlaams Gewest",
"street": "Tony Bergmannstraat",
"country": "BE",
"postcode": "2650",
"box_number": "2.2",
"street_number": "7"
},
"old_address": {
"city": "Wommelgem",
"region": "Vlaams Gewest",
"street": "Herentalsebaan",
"country": "BE",
"postcode": "2160",
"box_number": null,
"street_number": "645"
},
"effective_date": "2025-12-17",
"evidence_quote": "De vergadering beslist dat de zetel van de vennootschap zal worden verplaatst van Herentalsebaan 645, 2160 Wommelgem naar Tony Bergmannstraat 7 bus 2.2, 2650 Edegem, en dit vanaf 17/12/2025."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0754.882.110",
"name_full": "FINVISORS",
"legal_form": "BV"
}
}19-10-2022 Registered office moved from Mortsel to Wommelgem
- Mechelsesteenweg 81, 2640 Mortsel → Herentalsebaan 645, 2160 Wommelgem
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "statutaire",
"new_address": {
"city": "Wommelgem",
"region": null,
"street": "Herentalsebaan",
"country": "BE",
"postcode": "2160",
"box_number": null,
"street_number": "645"
},
"old_address": {
"city": "Mortsel",
"region": null,
"street": "Mechelsesteenweg",
"country": "BE",
"postcode": "2640",
"box_number": null,
"street_number": "81"
},
"effective_date": "2022-09-15",
"evidence_quote": "De vergadering beslist de maatschappelijke zetel te verplaatsen van Mechelsesteenweg 81 te 2640 Mortsel naar Herentalsebaan 645 te 2160 Wommelgem met ingang van 15 september 2022."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0754.882.110",
"name_full": "FINVISORS",
"legal_form": "BV"
}
}15-04-2021 Registered office moved from Wommelgem to Mortsel
- Herentalsebaan 650, 2160 Wommelgem → Mechelsesteenweg 81, 2640 Mortsel
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "statutaire",
"new_address": {
"city": "Mortsel",
"region": null,
"street": "Mechelsesteenweg",
"country": "BE",
"postcode": "2640",
"box_number": null,
"street_number": "81"
},
"old_address": {
"city": "Wommelgem",
"region": null,
"street": "Herentalsebaan",
"country": "BE",
"postcode": "2160",
"box_number": null,
"street_number": "650"
},
"effective_date": "2021-03-15",
"evidence_quote": "De vergadering beslist de maatschappelijke zetel te verplaatsen van Herentalsebaan 650 te 2160 Wommelgem naar Mechelsesteenweg 81 te 2640 Mortsel met ingang van 15 maart 2021."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0754.882.110",
"name_full": "FINVISORS",
"legal_form": "BV"
}
}29-09-2020 Incorporation of a new BV
Technical details
{
"kind": "oprichting",
"seat": "2160 Wommelgem, Herentalsebaan 650",
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"founders": [
{
"org": null,
"kind": "natural_person",
"person": {
"dob": null,
"name": "FLUMENS Geoffrey",
"niss": null,
"address": "2840 Rumst, Antwerpsestraat 79 bus 0008"
},
"share_class": "Aandelen",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 1500,
"holder_person_name": "FLUMENS Geoffrey",
"is_subscriber_only": false,
"n_shares_subscribed": 50,
"amount_subscribed_eur": 1500,
"is_anonymous_silent_partner": false
},
{
"org": null,
"kind": "natural_person",
"person": {
"dob": null,
"name": "BANDARLIPE Rey Arvin Hernandez",
"niss": null,
"address": "2160 Wommelgem, Herentalsebaan 650"
},
"share_class": "Aandelen",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 1500,
"holder_person_name": "BANDARLIPE Rey Arvin Hernandez",
"is_subscriber_only": false,
"n_shares_subscribed": 50,
"amount_subscribed_eur": 1500,
"is_anonymous_silent_partner": false
}
],
"capital_eur": 3000,
"subject_company": {
"kbo": "0754.882.110",
"name_full": "FINVISORS",
"legal_form": "BV"
},
"initial_directors": [],
"incorporation_date": "2020-09-24",
"post_incorporation_mandates": []
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameNL | FINVISORS |