FinTrip
The computed 12-month bankruptcy probability of FinTrip is 0.4% (very low). The 2025 annual accounts show equity of €3k and a net result of €31k. Equity is shrinking by ~48.6% per year across the filed fiscal years. Its solvency ranks better than 15% of 4707 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €3k |
| Net result | €31k |
| Better than sector | 15% |
| Active | 3 yrs |
Strong profile, led by profitability.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
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The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 5.4% | 55.5% | |
| Net result | €31k | €38k | |
| Equity | €3k | €64k | |
| Gross operating margin | €47k | €61k | |
| Total assets | €64k | €146k |
| Fiscal year | 2025 |
|---|---|
| Revenue | - |
| EBITDA | €46k |
| Net profit | €31k |
| Cash flow | €37k |
| Staff costs | - |
| Income taxes | €9k |
| Dividends | €32k |
| Total assets | €64k |
| Equity | €3k |
| Debt | €60k |
| of which ≤ 1y | €60k |
| of which > 1y | - |
| Working capital | €-19k |
| Employees (FTE) | - |
| 2025 | |
|---|---|
| Current ratio | 0.68 |
| Quick ratio | 0.68 |
| Working capital ratio | -30.3% |
| Solvency | 5.4% |
| Debt / equity | 17.59 |
| Long-term debt ratio | - |
| Interest coverage | 248.41 |
| Gross margin | - |
| Net margin | - |
| ROA | 48.1% |
| ROE | 893.9% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €64k |
| Fixed assets | 21/28 | €23k |
| Tangible fixed assets | 22/27 | €21k |
| Financial fixed assets | 28 | €2k |
| Current assets | 29/58 | €41k |
| Amounts receivable within one year | 40/41 | €15k |
| Cash & bank | 54/58 | €24k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €64k |
| Equity | 10/15 | €3k |
| Contributions / capital | 10/11 | €2k |
| Accumulated profits (losses) | 14 | €1k |
| Amounts payable | 17/49 | €60k |
| Amounts payable within one year | 42/48 | €60k |
| Trade debts payable within one year | 44 | €4k |
| Income statement | ||
| Gross operating margin | 9900 | €47k |
| Operating result | 9901 | €40k |
| Financial income | 75 | €32 |
| Financial charges | 65 | €185 |
| Result before taxes | 9903 | €39k |
| Income taxes | 67/77 | €9k |
| Net result for the period | 9904 | €31k |
| Result to be appropriated | 9905 | €31k |
| NACE primary | Head offices & management consulting(70200) |
| Legal form | Private limited company(610) |
| Incorporation | 27-09-2022 |
| Status | Active |
| Postal code | 3090 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23544D0641/00K002 | Flanders | 805 m² | 1 · 193 m² | 11.7 m · 2 fl. |
| 21652E0892/00G004 | Brussels | 203 m² | 1 · 74 m² | 10.3 m · 3 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
30-06-2023 Publication in the Belgian Official Gazette, Minor change
Technical details
{
"notary": {
"name": "Jean VINCKE",
"firm_city": null,
"firm_name": null,
"office_city": "Brussel",
"is_associated": false
},
"act_meta": {
"language": "nl",
"pub_date": "2023-06-30",
"filing_date": "2023-06-28",
"act_kind_objet": "kopie na neerlegging van de akte ter griffie"
},
"decision": {
"body": "buitengewone_algemene_vergadering",
"date": null,
"unanimous": null
},
"agm_change": {
"new_schedule": null,
"old_schedule": null,
"effective_from_year": 2023,
"rule_changes_summary": "Artikel 2 \u00A7 1 van de statuten vervangen door: \u0027De zetel is gevestigd in het Vlaams Gewest.\u0027"
},
"detected_kind": "other_address_change",
"other_address": {
"action": "modified",
"purpose": "statutaire_zetel",
"address_new": "3090 Overijse, Italielaan 18",
"address_old": "Jachtstoetdreef 49",
"effective_date": "2023-01-01",
"effective_date_is_approximate": false
},
"mandate_renewal": {
"period_end": null,
"mandate_kind": "bestuurder",
"period_start": null,
"remuneration_eur": null,
"remuneration_kind": null,
"person_or_entity_kbo": null,
"person_or_entity_name": null
},
"subject_company": {
"kbo": "0791.450.912",
"name_full": "Fin Trip",
"legal_form": "BV"
},
"accounts_deposit": null,
"publication_proxy": {
"kind": "none",
"org_kbo": null,
"org_name": null,
"person_name": null,
"org_rep_person_name": null
},
"co_filed_documents": [
"1 afschrift",
"1 Historiek en Co\u00F6rdinatie"
],
"fiscal_year_change": null,
"liquidation_closure": null,
"officer_designation": null,
"special_procuration": null,
"is_volet_a_only_stub": false,
"vakbekwaamheid_change": null,
"should_reroute_to_category": null,
"single_shareholder_declaration": null
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameNL | FinTrip |