FinSec
The computed 12-month bankruptcy probability of FinSec is 0.5% (low). The 2025 annual accounts show equity of €82k and a net result of €-179. Equity remains stable across the filed fiscal years (±0.6% per year). Its solvency ranks better than 95% of 4723 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €82k |
| Net result | €-179 |
| Better than sector | 95% |
| Active | 4 yrs |
Mixed profile: strong on solvency, weaker on profitability.
All 5 axes are computed from data Checked has read.
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The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 99.9% | 55.5% | |
| Net result | €-179 | €38k | |
| Equity | €82k | €64k | |
| Gross operating margin | €-10k | €61k | |
| Total assets | €82k | €146k |
| Fiscal year | 2025 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €-10k |
| Net profit | €-179 |
| Cash flow | €336 |
| Staff costs | - |
| Income taxes | €1k |
| Dividends | - |
| Total assets | €82k |
| Equity | €82k |
| Debt | €95 |
| of which ≤ 1y | €95 |
| of which > 1y | - |
| Working capital | €78k |
| Employees (FTE) | - |
| 2025 | |
|---|---|
| Current ratio | 821.09 |
| Quick ratio | 821.09 |
| Working capital ratio | 95.4% |
| Solvency | 99.9% |
| Debt / equity | 0.00 |
| Long-term debt ratio | - |
| Interest coverage | -48.20 |
| Gross margin | - |
| Net margin | - |
| ROA | -0.2% |
| ROE | -0.2% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €82k |
| Fixed assets | 21/28 | €4k |
| Tangible fixed assets | 22/27 | €4k |
| Financial fixed assets | 28 | €84 |
| Current assets | 29/58 | €78k |
| Amounts receivable within one year | 40/41 | €65k |
| Cash & bank | 54/58 | €13k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €82k |
| Equity | 10/15 | €82k |
| Contributions / capital | 10/11 | €3k |
| Reserves | 13 | €80k |
| Accumulated profits (losses) | 14 | €-1k |
| Amounts payable | 17/49 | €95 |
| Amounts payable within one year | 42/48 | €95 |
| Income statement | ||
| Gross operating margin | 9900 | €-10k |
| Operating result | 9901 | €-10k |
| Financial income | 75 | €12k |
| Financial charges | 65 | €207 |
| Result before taxes | 9903 | €1k |
| Income taxes | 67/77 | €1k |
| Net result for the period | 9904 | €-179 |
| Result to be appropriated | 9905 | €-179 |
| NACE primary | Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies(70200) |
| Legal form | Private limited company(610) |
| Incorporation | 12-07-2022 |
| Status | Active |
| Postal code | 1348 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25385B0019/00G002 | Wallonia | 992 m² | 1 · 370 m² | 15.8 m · 4 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
27-01-2026 Registered office moved within Louvain-la-neuve
- Place Verte 62, 1348 Louvain-la-neuve → Rue de Saint-Ghislain 15, 1348 Louvain-la-neuve
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "statutaire",
"new_address": {
"city": "Louvain-la-neuve",
"region": "Waals",
"street": "Rue de Saint-Ghislain",
"country": "BE",
"postcode": "1348",
"box_number": "304",
"street_number": "15"
},
"old_address": {
"city": "Louvain-la-neuve",
"region": "Waals",
"street": "Place Verte",
"country": "BE",
"postcode": "1348",
"box_number": "102",
"street_number": "62"
},
"effective_date": "2026-01-12",
"evidence_quote": "Suite \u00E0 l\u0027assembl\u00E9e g\u00E9n\u00E9rale extraordinaire du 12 janvier 2026, il a \u00E9t\u00E9 d\u00E9cid\u00E9 que le si\u00E8ge social de la soci\u00E9t\u00E9 Finsec SRL est transf\u00E9r\u00E9 \u00E0 Rue de Saint-Ghislain 15, Bte 304, \u00E0 1348 Louvain-la-neuve \u00E0 partir de ce jour."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0788.509.634",
"name_full": "FINSEC",
"legal_form": "SRL"
}
}28-02-2023 Registered office moved from Uccle to Louvain-La-Neuve
- Av. Kersbeek 308, 1180 Uccle → Place Verte 62, 1348 Louvain-La-Neuve
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "statutaire",
"new_address": {
"city": "Louvain-La-Neuve",
"region": "Waals",
"street": "Place Verte",
"country": "BE",
"postcode": "1348",
"box_number": "102",
"street_number": "62"
},
"old_address": {
"city": "Uccle",
"region": "Brussels",
"street": "Av. Kersbeek",
"country": "BE",
"postcode": "1180",
"box_number": null,
"street_number": "308"
},
"effective_date": "2023-02-28",
"evidence_quote": "il a \u00E9t\u00E9 d\u00E9cid\u00E9 que le si\u00E8ge social de la soci\u00E9t\u00E9 Finsec est transf\u00E9r\u00E9 \u00E0 Place Verte 62, Bte 102, 1348 Louvain-La-Neuve, Belgique \u00E0 partir de ce jour."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0788.509.634",
"name_full": "FINSEC",
"legal_form": "SRL"
}
}14-07-2022 Incorporation of a new SRL
Technical details
{
"kind": "oprichting",
"seat": "Avenue Kersbeek 308, 1180 Uccle",
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"founders": [
{
"org": null,
"kind": "natural_person",
"person": {
"dob": "1986-03-23",
"name": "STANCIC, Damir",
"niss": null,
"address": "Dusun Ngadisuka RT 005 RW 002, 56371 Wonosobo (Indon\u00E9sie)"
},
"share_class": "Ordinary",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 3000,
"holder_person_name": "STANCIC, Damir",
"is_subscriber_only": true,
"n_shares_subscribed": 100,
"amount_subscribed_eur": 3000,
"is_anonymous_silent_partner": false
}
],
"capital_eur": 3000,
"subject_company": {
"kbo": "0788.509.634",
"name_full": "FinSec",
"legal_form": "SRL"
},
"initial_directors": [],
"incorporation_date": "2022-07-07",
"post_incorporation_mandates": []
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameFR | FinSec |