Ernesto
ActiveErnesto has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €39k and a net result of €37k. Its solvency ranks better than 34% of 31487 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes
Profitability100
Solvency71
Growth-
Stability67
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 1.68), but 64.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
35.4%
Return on assets
33.1%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
3 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€39k
Total assets
€110k
Net result
€37k
Working capital
€20k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €109k
Fixed assets
€60k
Current assets
€49k
Equity and liabilities €110k
Equity
€39k
Debt
€71k
Debt finances 64.6% of the balance-sheet total.
Key figures and ratios
EBITDA
€48k
Cash flow
€38k
Solvency
35.4%
Current ratio
1.68
Quick ratio
1.68
Debt / equity
1.83
ROE
93.6%
ROA
33.1%
Interest coverage
181.65
Debt
€71k
Debt ≤ 1 year
€30k
Debt > 1 year
€40k
Income taxes
€10k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€110k
Formation expenses20€1k
Fixed assets21/28€60k
Tangible fixed assets22/27€60k
Furniture and vehicles24€60k
Current assets29/58€49k
Amounts receivable within one year40/41€12k
Trade receivables40€12k
Other amounts receivable41€0
Current investments50/53€20k
Cash at bank and in hand54/58€17k
Deferred charges and accrued income490/1€898
Equity and liabilities
Total equity and liabilities10/49€110k
Equity10/15€39k
Contributions10/11€3k
Reserves13€37k
Distributable reserves133€37k
Amounts payable17/49€71k
Amounts payable after more than one year17€40k
Financial debts170/4€40k
Amounts payable within one year42/48€30k
Current portion of amounts payable after more than one year42€13k
Trade debts44€863
Suppliers440/4€863
Taxes, remuneration and social security45€16k
Taxes450/3€16k
Other amounts payable47/48€91
Accrued charges and deferred income492/3€2k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k
Gross operating margin9900€48k
Operating profit (loss)9901€47k
Financial income75/76B€572
Recurring financial income75€572
Financial charges65/66B€266
Recurring financial charges65€266
Profit (loss) for the period before taxes9903€47k
Income taxes67/77€10k
Profit (loss) for the period9904€37k
Profit (loss) for the period to be appropriated9905€37k
Appropriation of the result
Profit (loss) to be appropriated9906€37k
Transfer to equity691/2€37k
To other reserves6921€37k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zottegem · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bruggenhoek 319620 ZottegemGround area
3,586 m²
Building footprint
440 m²
Parcel 41068A0841/00A002, Flanders. Linked by address, not a title deed.
1 establishment unit
Ernesto
since 20252.370.044.847
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41068A0841/00A002 | Flanders | 3,586 m² | 1 · 440 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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REVACO MANAGEMENT
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Of 82,218 companies in sector 70200 we hold annual accounts for 52,393. 36,421 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-02-2025
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
77110Renting and leasing of cars and light motor vehicles
77393Rental and leasing activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.