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Complete company report
Generated 15-08-2026
Active BE 0475.806.378Private limited company (pre-2019)

FinPrestia

· 24 yrs active
Conclusion Checked

The KBO register records legal situation 013 for FinPrestia (Register: dissolution or liquidation); this is today's state according to the register itself, which carries no start date. The 2020 annual accounts show equity of €7k and a net result of €-14k.

Based on the State Gazette, CBE and 3 annual accounts.
Key figures
Equity €7k
Net result €-14k
Active 24 yrs
Publications 2
Financial profile 5 of 5 axes measured · computed by Checked
Health0Profitability0Solvency68Growth32Stability32
26 / 100

Fragile profile, watch health in particular.

All 5 axes are computed from data Checked has read.

Health 0
Profitability 0
Solvency 68
Growth 32
Stability 32
Bankruptcy probability (12 mo) Checked model v1 · free

Dissolution or liquidation

The KBO register records that this company is being wound up. A twelve-month bankruptcy probability no longer says anything in that case, so we show no figure.

Risk Assessment rule-based
3 / 100
High riskRegister: dissolution or liquidation
This score counts publications in the Belgian State Gazette only. The KBO register additionally records legal situation 013 for this company; it does not feed the figure above.
Components
· 1 administrative flag (+3)
Trust signals 1 signals
Register: dissolution or liquidation
The KBO register records legal situation 013 for this company. This is today's state according to the register itself; the register carries no start date.
Administrative Flags1 events
Late accounts filing
Health barometer FY 2020 · computed
0 / 100 Critical
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2020 and the legal situation the KBO register itself records. Indicative, not credit advice.
Financial overview10 NBB filings
Annual accounts filed on 31-08-2021 with the NBB · fiscal year 2020 · micro
€-20k€-10k€0€10kOperating result 2018: €4k€4kNet result 2018: €-10k€-10kOperating result 2019: €-8k€-8kNet result 2019: €-20k€-20kOperating result 2020: €7k€7kNet result 2020: €-14k€-14k201820192020
Operating resultNet result
EBITDA
€8k
- 18-20
Net profit
€-14k
+29.0% 18-20
Cash flow
€-13k
+30.6% 18-20
Total assets
€18k
-13.8% 18-20
Equity
€7k
+675.8% 18-20
Working capital
€5k
- 18-20
Income taxes
€309
-70.1% 18-20
Debt
€12k
-42.5% 18-20
Show 6 other metrics
Debt ≤ 1y
€12k
-42.5% 18-20
Current ratio
1.46
+56.5% 18-20
Quick ratio
1.46
+56.5% 18-20
Solvency
36.0%
+799.5% 18-20
ROE
-213.1%
+90.9% 18-20
ROA
-76.6%
+17.7% 18-20
Figures by fiscal year
Fiscal year2020
Depositmicro
Revenue-
EBITDA€8k
Net profit€-14k
Cash flow€-13k
Staff costs-
Income taxes-
Dividends-
Total assets€18k
Equity€7k
Debt€12k
of which ≤ 1y€12k
of which > 1y-
Working capital€5k
Employees (FTE)-
Ratios (computed)
2020
Current ratio1.46
Quick ratio1.46
Working capital ratio29.6%
Solvency36.0%
Debt / equity-
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA-76.6%
ROE-213.1%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2020
Full annual accounts (20 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2020
Balance sheet, Assets
TOTAL ASSETS 20/58€18k
Fixed assets 21/28€1k
Tangible fixed assets 22/27€1k
Current assets 29/58€17k
Amounts receivable within one year 40/41€13k
Cash & bank 54/58€4k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€18k
Equity 10/15€7k
Reserves 13€2k
Accumulated profits (losses) 14€-14k
Amounts payable 17/49€12k
Amounts payable within one year 42/48€12k
Trade debts payable within one year 44€868
Income statement
Gross operating margin 9900€10k
Operating result 9901€7k
Financial income 75€174
Financial charges 65€2k
Result before taxes 9903€6k
Net result for the period 9904€6k
Result to be appropriated 9905€6k
This table shows the latest fiscal year. 2 prior years, with figures and ratios, belong to a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary -
Legal form Private limited company (pre-2019)(015)
Incorporation08-10-2001
StatusActive
Postal code-
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23069A0395/00A002 Flanders 1,540 m² 1 · 6,251 m² 14.4 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 13 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
08-09-2025
KBO administration Late accounts filing
2023
01-02-2023
State Gazette act Registered-office change
2021
31-08-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
30-10-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
2019
31-10-2019
NBB filing Annual accounts filed
fiscal year 2018 · micro
2018
30-08-2018
NBB filing Annual accounts filed
fiscal year 2017 · micro
2017
30-08-2017
NBB filing Annual accounts filed
fiscal year 2016 · micro
2016
30-08-2016
NBB filing Annual accounts filed
fiscal year 2015 · volledig
2015
31-08-2015
NBB filing Annual accounts filed
fiscal year 2014 · volledig
2014
21-08-2014
NBB filing Annual accounts filed
fiscal year 2013 · volledig
2013
22-08-2013
NBB filing Annual accounts filed
fiscal year 2012 · volledig
2012
28-08-2012
NBB filing Annual accounts filed
fiscal year 2011 · volledig
Lifecycle & Insolvency Signals1 events
08-09-2025
KBO administration Late accounts filing
 · Publications in State Gazette ↗
Time machine, BS events + macro context 2021, 2026
COVID lockdownEnergiecrisisECB hikes2021202220232024202520262025-09-08 · KBO administration · Late accounts filing
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgian State Gazette reading coverage 0 of 5 acts read

We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts
Address history · 1
01-02-2023
Registered-office move
All acts · 1 updated 3 years ago
2023
01-02-2023 Registered office moved from Sint-Pieters-Leeuw to Ruisbroek Registered-office change
  • Groot-Bijgaardenstraat 77 - 1600 Sint-Pieters-Leeuw → Beemdstraat 27, 1601 Ruisbroek
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "siege_social",
      "new_address": {
        "raw": "Beemdstraat 27,\n1601 Ruisbroek",
        "city": "Ruisbroek",
        "region": "vlaams_gewest",
        "street": "Beemdstraat",
        "country": "BE",
        "postcode": "1601",
        "box_number": null,
        "street_number": "27",
        "locality_suffix": null
      },
      "old_address": {
        "raw": "Groot-Bijgaardenstraat 77 - 1600 Sint-Pieters-Leeuw",
        "city": "Sint-Pieters-Leeuw",
        "region": "vlaams_gewest",
        "street": "Groot-Bijgaardenstraat",
        "country": "BE",
        "postcode": "1600",
        "box_number": null,
        "street_number": "77",
        "locality_suffix": null
      },
      "effective_date": null,
      "evidence_quote": "",
      "region_changed": false,
      "is_statute_change": true,
      "nationality_change": false,
      "old_address_source": "header_volledig_adres",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "immediate",
      "statutaire_vs_werkelijke": "statutaire",
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": false
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": null,
    "filing_date": "2023-01-24",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
    "body": "enige_bestuurder",
    "date": "2023-01-10",
    "unanimous": null
  },
  "subject_company": {
    "kbo": "0475.806.378",
    "name_full": "FinPrestia",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Michael TULA",
    "org_rep_person_name": null,
    "person_role_at_subject": "Bestuurder"
  },
  "co_filed_documents": []
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Names & trade names
Legal nameFR FinPrestia
Registration history
  1. 08-09-2025 Late accounts filing
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative