Active BE 0745.478.850General partnership

Finovion

Europalaan(BEV) 4 ·9120 Beveren-Kruibeke-Zwijndrecht, Belgium· 6 yrs active

Conclusion Checked

The KBO register records legal situation 012 for Finovion (Register: dissolution or liquidation); this is today's state according to the register itself, which carries no start date. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.

Key figures

Active	6 yrs
Publications	4

Bankruptcy probability (12 mo) Checked model v1 · free

Dissolution or liquidation

The KBO register records that this company is being wound up. A twelve-month bankruptcy probability no longer says anything in that case, so we show no figure.

Risk Assessment rule-based

0 / 100

High riskRegister: dissolution or liquidation

This score counts publications in the Belgian State Gazette only. The KBO register additionally records legal situation 012 for this company; it does not feed the figure above.

Trust signals 1 signals

Register: dissolution or liquidation

The KBO register records legal situation 012 for this company. This is today's state according to the register itself; the register carries no start date.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Financial overview

No annual accounts filed

We find no annual accounts filed with the National Bank for this company. Not every legal form has to file: sole traders, small non-profits and dormant companies generally publish no figures. If the company files later, the figures appear here automatically.

Directors & mandates 2 directors

Former directors (2)

Myriam Ternest
Liquidator
State Gazette act 26004046 (09-01-2026)

Former
14-11-2025 → 27-12-2025
3 events
- 27-12-2025 Resigned· Liquidator
- 14-11-2025 Resigned· Manager
- 14-11-2025 Appointed· Liquidator
Céline Ternest
Manager
State Gazette act 26004046 (09-01-2026)

Former
- → 14-11-2025

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.

Legal Structure

NACE primary	-
Legal form	General partnership(011)
Incorporation	17-03-2020
Status	Active
Postal code	9120

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
46003B0409/00P000	Flanders	1,259 m²	1 · 178 m²	9.0 m · 2 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 4 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026

05-08-2026

State Gazette act General meeting · Approval

General meeting · Approval · Director discharge

Belgisch Staatsblad, acts 4 acts

Address history · 1

11-09-2020

v3.2

All acts · 4 updated 10 days ago

2026

05-08-2026 General meeting · Approval · Officer discharge · Officer resignation Open-capture extraction

Publication: 05/08/2026 · Finovion
Filing: 28/07/2026 · Finovion
General meeting: 27/12/2025 · Finovion
Approval: goedkeuring van de vereffeningsrekeningen en vereffeningsverrichtingen · Finovion
Officer discharge · Myriam Ternest
Officer resignation: role: vereffenaar, end_date: 2025-12-27 · Myriam Ternest
Liquidation closure: date: 27/12/2025 · Finovion
Power of attorney: volmacht op de bankrekening(en) ... teneinde alle nodige verrichtingen in het kader van de vereffening ... uit te voeren · Myriam Ternest
Power of attorney: volmacht ... om alle mogelijke formaliteiten te vervullen in het kader van de vereffening ... en publicatie van de beslissingen · BV Accountancy Vergauwen
Filing representative: ondertekening publicatieformulieren · Silvano Vergauwen

Summary: General meeting · Approval · Officer discharge · Officer resignation

Original publication ↗

Technical details

{
  "facts": [
    {
      "date": "2026-08-05",
      "type": "publication",
      "quote": "Bijlagen bij het Belgisch Staatsblad - 05/08/2026",
      "value": "05/08/2026",
      "object": null,
      "subject": "e1"
    },
    {
      "date": "2026-07-28",
      "type": "filing",
      "quote": "NEERLEGGING TER GRIFFIE ... 28 JULI 2026",
      "value": "28/07/2026",
      "object": null,
      "subject": "e1"
    },
    {
      "date": "2025-12-27",
      "type": "general_meeting",
      "quote": "Bij beraadslaging dd. 27/12/2025 heeft de bijzondere algemene vergadering volgende beslissingen genomen.",
      "value": "27/12/2025",
      "object": null,
      "subject": "e1"
    },
    {
      "type": "approval",
      "quote": "De algemene vergadering keurt de vereffeningsrekeningen en vereffeningsverrichtingen goed.",
      "value": "goedkeuring van de vereffeningsrekeningen en vereffeningsverrichtingen",
      "object": null,
      "subject": "e1"
    },
    {
      "type": "officer_discharge",
      "quote": "Bijgevolg beslist de algemene vergadering om kwijting te verlenen aan de vereffenaar voor uitoefening van zijn mandaat als vereffenaar.",
      "value": {
        "role": null
      },
      "object": null,
      "subject": "e2",
      "_value_raw": "kwijting aan de vereffenaar"
    },
    {
      "type": "officer_resignation",
      "quote": "Het mandaat van Myriam Ternest ... wordt dus met onmiddellijke ingang be\u00EBindigd.",
      "value": {
        "role": "vereffenaar",
        "end_date": "2025-12-27"
      },
      "object": null,
      "subject": "e2",
      "_value_raw": {
        "role": "vereffenaar",
        "end_date": "27/12/2025"
      }
    },
    {
      "date": "2025-12-27",
      "type": "liquidation_closure",
      "quote": "De algemene vergadering beslist ... om de vereffening onmiddellijk te sluiten. ... de vennootschap ... met ingang vanaf heden definitief ophoudt te bestaan.",
      "value": {
        "date": "27/12/2025"
      },
      "object": null,
      "subject": "e1"
    },
    {
      "type": "power_of_attorney",
      "quote": "De algemene vergadering verleent volmacht op de bankrekening(en) van de vennootschap aan mevrouw Myriam Ternest ... teneinde alle nodige verrichtingen in het kader van de vereffening van de vennootschap uit te voeren.",
      "value": "volmacht op de bankrekening(en) ... teneinde alle nodige verrichtingen in het kader van de vereffening ... uit te voeren",
      "object": "e1",
      "subject": "e2"
    },
    {
      "type": "power_of_attorney",
      "quote": "De algemene vergadering verleent volmacht aan BV Accountancy Vergauwen ... om alle mogelijke formaliteiten te vervullen in het kader van de vereffening van de vennootschap.",
      "value": "volmacht ... om alle mogelijke formaliteiten te vervullen in het kader van de vereffening ... en publicatie van de beslissingen",
      "object": "e1",
      "subject": "e3"
    },
    {
      "type": "filing_representative",
      "quote": "De algemene vergadering beslist dat Silvano Vergauwen ... de publicatieformulieren en alle andere noodzakelijke documenten voor de publicatie van de beslissingen van deze vergadering zal ondertekenen.",
      "value": "ondertekening publicatieformulieren",
      "object": "e1",
      "subject": "e4"
    }
  ],
  "act_meta": {
    "outcome": "clean",
    "model_id": 50,
    "verified": true,
    "extractor": "verified-v1",
    "ocr_chars": 6335,
    "truncated": false
  },
  "entities": [
    {
      "id": "e1",
      "kbo": "0745.478.850",
      "kind": "company",
      "name": "Finovion",
      "attrs": {
        "seat": "Europalaan(BEV) 4, 9120 Beveren-Kruibeke-Zwijndrecht",
        "legal_form": "VOF"
      }
    },
    {
      "id": "e2",
      "kbo": null,
      "kind": "person",
      "name": "Myriam Ternest",
      "attrs": {
        "address": "9140 Temse, Akkerstraat 58"
      }
    },
    {
      "id": "e3",
      "kbo": "1022.856.981",
      "kind": "company",
      "name": "BV Accountancy Vergauwen",
      "attrs": {
        "seat": "9100 Sint-Niklaas, Watermolendreef 68"
      }
    },
    {
      "id": "e4",
      "kbo": null,
      "kind": "person",
      "name": "Silvano Vergauwen",
      "attrs": {
        "address": null
      }
    }
  ]
}

09-01-2026 1 director appointed, 2 resigning Director changes

Myriam Ternest, Vereffenaar
Myriam Ternest, Zaakvoerder
Céline Ternest, Zaakvoerder

Summary: v3.2

Original publication ↗

Technical details

{
  "events": [
    {
      "kind": "director_out",
      "role": "zaakvoerder",
      "person": {
        "rrn": null,
        "name": "Myriam Ternest",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2025-11-14",
      "evidence_quote": "De algemene vergadering neemt meer bepaald kennis van het ontslag van: Myriam Ternest, met woonplaats te 9140 Temse, Akkerstraat 58"
    },
    {
      "kind": "director_out",
      "role": "zaakvoerder",
      "person": {
        "rrn": null,
        "name": "C\u00E9line Ternest",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2025-11-14",
      "evidence_quote": "De algemene vergadering neemt meer bepaald kennis van het ontslag van: C\u00E9line Ternest, met woonplaats te 9170 Sint-Gillis-Waas, Nieuwstraat 33."
    },
    {
      "kind": "director_in",
      "role": "vereffenaar",
      "person": {
        "rrn": null,
        "name": "Myriam Ternest",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2025-11-14",
      "evidence_quote": "De algemene vergadering beslist om met onmiddellijke ingang volgende persoon te benoemen als vereffenaar: Myriam Ternest, met woonplaats te 9140 Temse, Akkerstraat 58."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0745.478.850",
    "name_full": "FINOVION",
    "legal_form": "VOF"
  }
}

2020

11-09-2020 Registered office moved from Sint-Niklaas to Beveren Registered-office change

Koningin Elisabethlaan 14, 9100 Sint-Niklaas → Europlaan 4, 9120 Beveren

Summary: v3.2

Original publication ↗

Technical details

{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "statutaire",
      "new_address": {
        "city": "Beveren",
        "region": null,
        "street": "Europlaan",
        "country": "BE",
        "postcode": "9120",
        "box_number": null,
        "street_number": "4"
      },
      "old_address": {
        "city": "Sint-Niklaas",
        "region": null,
        "street": "Koningin Elisabethlaan",
        "country": "BE",
        "postcode": "9100",
        "box_number": "1",
        "street_number": "14"
      },
      "effective_date": "2020-07-14",
      "evidence_quote": "Uit het verslag van de Raad van Bestuur dd. 14 juli 2020 blijkt dat de maatschappelijke zetel van de vennootschap wordt verplaatst naar Europlaan 4 te 9120 Beveren, en dit met ingang van heden."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0745.478.850",
    "name_full": "FINOVION",
    "legal_form": "VOF"
  }
}

19-03-2020 Incorporation of a new VOF Incorporation

Summary: oprichting

Original publication ↗

Technical details

{
  "kind": "oprichting",
  "seat": "Sint-Niklaas, Koningin Elisabethlaan 14/01",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1967-09-20",
        "name": "Myriam Ternest",
        "niss": null,
        "address": "Sint-Niklaas, Koningin Elisabethlaan 14/1"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 2475,
      "holder_person_name": "Myriam Ternest",
      "is_subscriber_only": false,
      "n_shares_subscribed": 99,
      "amount_subscribed_eur": 2475,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1994-05-31",
        "name": "Celine Ternest",
        "niss": null,
        "address": "Koewacht, Nieuwstraat 135"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 25,
      "holder_person_name": "Celine Ternest",
      "is_subscriber_only": false,
      "n_shares_subscribed": 1,
      "amount_subscribed_eur": 25,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 2500,
  "subject_company": {
    "kbo": "0745.478.850",
    "name_full": "Finovion",
    "legal_form": "VOF"
  },
  "initial_directors": [],
  "incorporation_date": "2020-03-17",
  "post_incorporation_mandates": []
}

Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Names & trade names

Legal nameNL

Finovion

Registered office

Europalaan(BEV) 4

9120 Beveren-Kruibeke-Zwijndrecht, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.