Active BE 0553.495.856Private limited company

FINOVERCO

Elisabethlaan 1 ·8400 Oostende, Belgium· 12 yrs active

Sector: Real estate activities (68310)

Conclusion Checked

The computed 12-month bankruptcy probability of FINOVERCO is 0.3% (very low). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.

Key figures

Active	12 yrs
Locations	1
Publications	1

Bankruptcy probability (12 mo) Checked model v1 · free

0.3% Very low

0%0,5%1,5%4%10%≥25%

Lower-failure-rate sector −Long track record −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 3 signals

Established

Founded in 2014, 12 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.

Administratively compliant

No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags 0 events

No administrative flags

Financial overview10 NBB filings

Financials being processed

NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (micro). The annual accounts are being processed.

Filings on record

Fiscal year	Type	Filed	Reference
31-12-2024	micro	29-09-2025	2025-00510113
31-12-2023	micro	30-09-2024	2024-00492966
31-12-2022	micro	12-09-2023	2023-00445518
31-12-2021	micro	01-07-2022	2022-20155885
31-12-2020	micro	31-03-2022	2022-09600332
31-12-2019	micro	30-10-2020	2020-66100559
31-12-2018	micro	31-08-2019	2019-61700596
31-12-2017	micro	28-09-2018	2018-66900414
31-12-2016	micro	31-08-2017	2017-58300590
31-12-2015	verkort	31-08-2016	2016-56900544

Legal Structure

NACE primary	Real estate activities(68310)
Legal form	Private limited company(610)
Incorporation	28-05-2014
Status	Active
Postal code	8400

Establishment units 1 location

FINOVERCO

Aarselestraat 48, 8700 TieltOverige dienstverlenende activiteiten op het gebied van informatie, n.e. g.

since 20142.249.798.994

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
35384A0157/00B010	Flanders	1,614 m²	1 · 629 m²	18.1 m · 5 fl.
37001A0595/00E002	Flanders	1,293 m²	1 · 194 m²	7.1 m · 2 fl.

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025

29-09-2025

NBB filing Annual accounts filed

fiscal year 2024 · micro

2024

30-09-2024

NBB filing Annual accounts filed

fiscal year 2023 · micro

2023

12-09-2023

NBB filing Annual accounts filed

fiscal year 2022 · micro

24-01-2023

State Gazette act Director changes

Michel van Tieghem de Ten Berghe · correction

2022

01-07-2022

NBB filing Annual accounts filed

fiscal year 2021 · micro

31-03-2022

NBB filing Annual accounts filed

fiscal year 2020 · micro

2020

30-10-2020

NBB filing Annual accounts filed

fiscal year 2019 · micro

2019

31-08-2019

NBB filing Annual accounts filed

fiscal year 2018 · micro

2018

28-09-2018

NBB filing Annual accounts filed

fiscal year 2017 · micro

2017

31-08-2017

NBB filing Annual accounts filed

fiscal year 2016 · micro

2016

31-08-2016

NBB filing Annual accounts filed

fiscal year 2015 · verkort

Belgisch Staatsblad, acts 1 acts

All acts · 1 updated 3 years ago

2023

24-01-2023 2 directors appointed, 2 resigning, 1 reappointed Director changes·Michel van Tieghem de Ten Berghecorrection

EMMANEEL, Guido Bernard Maria, Statutair bestuurder
EMMANEEL, Wouter Stefaan Paula, Statutaire bestuurder
WILLEMYNS Hilda Elisabeth Alberte, Zaakvoerder
EMMANEEL, Wouter Stefaan Paula, Zaakvoerder
EMMANEEL, Guido Bernard Maria, Statutair bestuurder

Notary: Michel van Tieghem de Ten Berghe · OostendeFirm: NOTULUS, geassocieerde notarissen

Original publication ↗

Technical details

{
  "events": [
    {
      "kind": "director_out",
      "role": "zaakvoerder",
      "person": {
        "rrn": null,
        "name": "WILLEMYNS Hilda Elisabeth Alberte",
        "address": "8700 Tielt, Aarselsestraat 48",
        "birth_date": "1953-12-01",
        "profession": null,
        "birth_place": "Gent"
      },
      "reason": "onslag",
      "subkind": "regular",
      "via_org": null,
      "statutory": "statutair",
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "de huidige zaakvoerders, hierna vermeld, ontslag te geven uit hun functie",
      "decharge_status": "granted",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_out",
      "role": "zaakvoerder",
      "person": {
        "rrn": null,
        "name": "EMMANEEL, Wouter Stefaan Paula",
        "address": "8400 Oostende, Aartshertoginnestraat 25 bus 0201",
        "birth_date": "1993-11-26",
        "profession": null,
        "birth_place": "Oostende"
      },
      "reason": "onslag",
      "subkind": "regular",
      "via_org": null,
      "statutory": "statutair",
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "de huidige zaakvoerders, hierna vermeld, ontslag te geven uit hun functie",
      "decharge_status": "granted",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_in",
      "role": "statutair bestuurder",
      "person": {
        "rrn": null,
        "name": "EMMANEEL, Guido Bernard Maria",
        "address": "8400 Oostende, Korenbloemlaan 19",
        "birth_date": "1960-11-04",
        "profession": null,
        "birth_place": "Turnhout"
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": "statutair",
      "compensated": false,
      "effective_date": "2022-12-23",
      "evidence_quote": "Wordt benoemd tot statutair bestuurder",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "director_in",
      "role": "statutaire bestuurder",
      "person": {
        "rrn": null,
        "name": "EMMANEEL, Wouter Stefaan Paula",
        "address": "8400 Oostende, Aartshertoginnestraat 25 bus 0201",
        "birth_date": "1993-11-26",
        "profession": null,
        "birth_place": "Oostende"
      },
      "reason": null,
      "subkind": "successor_conditional",
      "via_org": null,
      "statutory": "statutair",
      "compensated": null,
      "effective_date": "2022-12-23",
      "evidence_quote": "in geval van overlijden, ontslag of onbekwaamheid van de statutaire bestuurder, zijnde de heer EMMANEEL Guido, voornoemd, vanaf die dag te benoemen als opvolgend statutaire bestuurder zonder beperking van duur",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": "EMMANEEL, Guido",
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "mandate_confirmation",
      "role": "statutair bestuurder",
      "person": {
        "rrn": null,
        "name": "EMMANEEL, Guido Bernard Maria",
        "address": "8400 Oostende, Korenbloemlaan 19",
        "birth_date": "1960-11-04",
        "profession": null,
        "birth_place": "Turnhout"
      },
      "reason": null,
      "subkind": "confirmation",
      "via_org": null,
      "statutory": "statutair",
      "compensated": false,
      "effective_date": null,
      "evidence_quote": "De bestuurder kiest woonplaats op de zetel van de vennootschap voor alle aangelegenheden met betrekking tot de uitoefening van dit mandaat.",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "correction",
      "role": null,
      "person": null,
      "reason": null,
      "subkind": "rectification",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "Wijziging adres van de zetel",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": "Michel van Tieghem de Ten Berghe",
    "firm_city": null,
    "firm_name": "NOTULUS, geassocieerde notarissen",
    "office_city": "Oostende",
    "is_associated": true
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2023-01-24",
    "filing_date": "2023-01-20",
    "act_kind_objet": "WIJZIGING RECHTSVORM, MAATSCHAPPELIJKE ZETEL, ONTSLAGEN, BENOEMINGEN, STATUTEN (VERTALING, COORDINATIE, OVERIGE WIJZIGINGEN)"
  },
  "decisions": [
    {
      "body": "buitengewone_algemene_vergadering",
      "date": "2022-12-23",
      "unanimous": true
    }
  ],
  "is_correction": true,
  "subject_company": {
    "kbo": "0553.495.856",
    "name_full": "FINOVERCO",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Michel van Tieghem de Ten Berghe",
    "org_rep_person_name": null,
    "person_role_at_subject": "geassocieerd notaris"
  },
  "co_filed_documents": [
    "expeditie van het proces-verbaal dd. 23 december 2022",
    "geco\u00F6rdineerde tekst van de statuten"
  ],
  "corrected_publication_numac": null
}

Credit advice verdict per customer and amount

AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon

AI-generated from Checked data; indicative, not legal or investment advice.

Company registry (CBE) Crossroads Bank

Activities

Bemiddeling in verband met exploitatie van en handel in onroerend goed68310Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed voor een vast bedrag of op contractbasis68311Activiteiten van gemengde verzekeringsentiteiten, overwegend niet-leven65122Activiteiten van gemengde verzekeringsondernemingen, overwegend niet-leven65122Overige ondersteunende activiteiten in verband met financiële diensten, exclusief verzekeringen en pensioenfondsen, n.e.g.66199Overige ondersteunende activiteiten in verband met financiële diensten, neg, exclusief verzekeringen en pensioenfondsen66199Overige zakelijke dienstverlening, n.e.g.82990Overige zakelijke dienstverlening, neg82990

Primary activity highlighted.

Names & trade names

Legal nameNL

FINOVERCO

Registered office

Elisabethlaan 1

8400 Oostende, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

Similar companies Same NACE

NIMAS BE 0427.898.474 · Oostende

BROKER BE 0429.150.368 · Oostende

COROPA BEHEER BE 0425.991.831 · Oostende

ENSOR KETEN BE 0419.929.925 · Oostende

IMMOPLANNING BE 0431.152.528 · Oostende