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FINOVER

Active Risk: not assessed Private limited companyfounded 2008active for 18 yearsEendrachtlaan 33, 3500 HasseltKBO/BCE: BE 0896.492.212

Lifetime

17 annual accounts with figures on one time axis
peak €499,417 (2025)
€499,417▲ 13.7%
lowest -€23,445 (2009)
€238,671▼ 15.4%
peak €111,046 (2025)
€111,046▲ 8.5%
€424,888▼ 10.3%
peak 1.2 FTE (2017)
-not published
Board3 names since 2008
2 directors and 1 other
Documentsfilings and deeds
31-07-2026on the last day
2025micro format
Gross margin from €439,171 to €499,417Dividend €230,000Cash from €15,574 to €9,649

Key points

from the 2025 annual accounts

Equity

€111,046 ▲ 8.5%
102,3752024+238,671Profit-230,000Dividend111,0462025

FINOVER paid out €230,000 in dividends. That is 96% of the 2025 profit.

Turnover

≈ €800,000 estimated

The micro format states no turnover.

Debts

€424,888 79% of the balance sheet
Financial debts 23%Taxes and wages 4%Other 74%

Of this, €354,303 falls due within a year.

Filings

17 annual accounts since 2009
AprilJune31 JulyOctober2010201520202025

Nine of the last ten came late. The 2019 accounts came latest: 122 days after the end of the period.

Board

1 left

A director left. Latest change 01-01-2026 · 1 in office.

Position in the sector

€238,671

Higher net result than 94% of companies in auxiliary financial services. Sector median €31,615 · 3,348 companies.

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.

Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

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Signals

Board and ownership

Director, , since 16-12-2010
  • 99 sharesdeed of 28-06-2022
  • 1 sharedeed of 28-06-2022
Board & ownership

Recent changes

Resignation: (director) Permanent representative: · General meeting of 31-12-2025 · Gazette deed
2 directors appointed (director) and (director) · Permanent representative: · General meeting of 19-12-2023 · Gazette deed
Appointment: (director) holds 99 shares · holds 1 share · General meeting of 01-04-2022 · Gazette deed
Resignation: (manager) General meeting of 15-10-2019 · Gazette deed
All 27 events

Comparable companies

same main activity, similar in size and age
Company
FINOVER Hasselt €535,934 €499,417 20.7% -
A GROUP Oudsbergen €618,521 €580,012 30.5% 6.8
BUREAU ALBERT GIANOTTI Soumagne €464,455 €481,704 41.0% 1.8
Mestdagh-V Torhout €546,655 €568,401 51.7% 3
Fintradvies Hasselt €631,822 €408,928 49.3% 2.4
LINSSEN & PARTNERS Bree €493,530 €409,739 26.7% -
assurvita Bortels-Kindermans Heers €527,605 €398,709 53.7% 3.3

These companies have the same main activity as FINOVER: insurance agents and brokers (NACE 66220). They are comparable in size and age: total assets between €464,000 and €632,000, founded between 2005 and 2011.

Official details

Source: KBO
Status
Active since 17-03-2008Normal situation
Activity
Insurance agents and brokersNACE 66220
Establishment unit
2.170.360.6473500 Hasselt, since 21-04-2008
Financial year end
31 December
Peppol
Not found in the Peppol Directory
Company details

Annual accounts 2025

€535,934▼ 7.0%
Filing
Filed on 31-07-2026, on the last day of the filing period
Financials

Insights on FINOVER

FINOVER files the micro format. That format states no turnover. The gross margin rose from €166,747 in 2009 to €499,417 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about FINOVER

What is the company number of FINOVER?
The company number of FINOVER is 0896.492.212. The VAT number is the same number with BE in front: BE 0896.492.212.
Where is FINOVER based?
The registered office is at Eendrachtlaan 33, 3500 Hasselt.Company details
What does FINOVER do?
According to the KBO register, the main activity is insurance agents and brokers (NACE 66220).
What is the legal form of FINOVER?
FINOVER is a private limited company (BV).
When was FINOVER founded?
FINOVER was founded on 17-03-2008.
Is FINOVER still active?
Yes, FINOVER is an active enterprise in the KBO register.
How many employees does FINOVER have?
FINOVER had an average of 1.1 full-time equivalents in financial year 2023, according to the filed annual accounts.Financials
What is the turnover of FINOVER?
The turnover in financial year 2025 is ≈ €800,000. This figure is estimated from the gross margin of €499,417 and 31 comparable companies (NACE 66). It probably lies between €720,000 and €920,000.
Is FINOVER profitable?
In financial year 2025, FINOVER made a profit of €238,671.
Where can I find the annual accounts of FINOVER?
FINOVER filed 17 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of FINOVER due?
FINOVER must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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