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Complete company report
Generated 26-07-2026
Active BE 0437.637.175Public limited company

FINOVAL

Rue Charlier 7 ·1380 Lasne, Belgium· 37 yrs active
Sector: Head offices & management consulting (70200)
Conclusion Checked

The computed 12-month bankruptcy probability of FINOVAL is 0.1% (very low). The company has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 37 yrs
Locations 1
Publications 1
Bankruptcy probability (12 mo) Checked model v1 · free
0.1% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Long track record −Lower-risk legal form −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Long-established
Founded in 1989, 37 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Financial overview10 NBB filings
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2025 (volledig). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
30-06-2025 volledig 12-12-2025 2025-00580630
30-06-2024 volledig 25-12-2024 2024-00627113
30-06-2023 volledig 21-12-2023 2023-00534347
30-06-2022 volledig 28-11-2022 2022-20526529
30-06-2021 volledig 21-12-2021 2021-81000213
30-06-2020 volledig 27-11-2020 2020-72800322
30-06-2019 volledig 18-11-2019 2019-73900074
30-06-2018 volledig 15-11-2018 2018-72200363
30-06-2017 volledig 30-11-2017 2017-70800519
30-06-2016 volledig 16-12-2016 2016-70400290
Legal Structure
NACE primary Head offices & management consulting(70200)
Legal form Public limited company(014)
Incorporation26-05-1989
StatusActive
Postal code1380
Establishment units 1 location
Rue Charlier 7, 1380 Lasne
Overige financiële instellingen, n.e.g.
since 19892.043.945.297
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25051F0434/00V000 Wallonia 915 m² 1 · 102 m² -
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
12-12-2025
NBB filing Annual accounts filed
fiscal year 2025 · volledig
2024
25-12-2024
NBB filing Annual accounts filed
fiscal year 2024 · volledig
2023
21-12-2023
NBB filing Annual accounts filed
fiscal year 2023 · volledig
2022
28-12-2022
State Gazette act Director changes
28-11-2022
NBB filing Annual accounts filed
fiscal year 2022 · volledig
2021
21-12-2021
NBB filing Annual accounts filed
fiscal year 2021 · volledig
2020
27-11-2020
NBB filing Annual accounts filed
fiscal year 2020 · volledig
2019
18-11-2019
NBB filing Annual accounts filed
fiscal year 2019 · volledig
2018
15-11-2018
NBB filing Annual accounts filed
fiscal year 2018 · volledig
2017
30-11-2017
NBB filing Annual accounts filed
fiscal year 2017 · volledig
2016
16-12-2016
NBB filing Annual accounts filed
fiscal year 2016 · volledig
Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 3 years ago
2022
28-12-2022 1 director appointed, 1 resigning, 3 reappointed Director changes
  • Caroline Delvaux, Bestuurder
  • Patrick Lechien, Bestuurder
  • Thierry Lechien, Bestuurder
  • Catherine Stocq, Bestuurder
  • Thierry Lechien, Gedelegeerd bestuurder
Technical details 
{
  "events": [
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Thierry Lechien",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "renewal",
      "via_org": null,
      "statutory": null,
      "compensated": false,
      "effective_date": null,
      "evidence_quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale ordinaire des actionnaires tenue le 14 novembre 2022 d\u00E9cide de renouveler les: mandats d\u0027administrateur de Monsieur Thierry Lechien",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "n_years",
        "value": "5"
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Catherine Stocq",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "renewal",
      "via_org": null,
      "statutory": null,
      "compensated": false,
      "effective_date": null,
      "evidence_quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale ordinaire des actionnaires tenue le 14 novembre 2022 d\u00E9cide de renouveler les: mandats d\u0027administrateur de Monsieur Thierry Lechien et Madame Catherine Stocq.",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "n_years",
        "value": "5"
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_out",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "Patrick Lechien",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": false,
      "effective_date": null,
      "evidence_quote": "Elle acte la d\u00E9mission de Monsieur Patrick Lechien",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_in",
      "role": "administrateur",
      "person": {
        "rrn": null,
        "name": "Caroline Delvaux",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": false,
      "effective_date": null,
      "evidence_quote": "et la nomination de Madame Caroline Delvaux comme administrateur.",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_renew",
      "role": "administrateur d\u00E9l\u00E9gu\u00E9",
      "person": {
        "rrn": null,
        "name": "Thierry Lechien",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "renewal",
      "via_org": null,
      "statutory": null,
      "compensated": false,
      "effective_date": null,
      "evidence_quote": "Elle acte le renouvellement du mandat d\u0027administrateur d\u00E9l\u00E9gu\u00E9 de Monsieur Thierry Lechien.",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "n_years",
        "value": "5"
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": "2022-12-28",
    "filing_date": "2022-11-14",
    "act_kind_objet": "Objet(s) de l\u0027acte :Nomination et d\u00E9mission d\u0027administrateurs"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2022-11-14",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0437.637.175",
    "name_full": "FINOVAL",
    "legal_form": "SOCIETE ANONYME"
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Overige adviesbureaus op het gebied van bedrijfsvoering en beheer74142Holdings64200Activiteiten van holdings64210Managementactiviteiten van holdings74151
Primary activity highlighted.
Names & trade names
Legal nameFR FINOVAL
Registered office
Rue Charlier 7
1380 Lasne, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative