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Complete company report
Generated 19-07-2026
Active BE 0719.838.285Private limited company

FINOPAL

Molenstraat (B) 89 ·3980 Tessenderlo-Ham, Belgium· 7 yrs active
Sector: Financial services (64210)
Conclusion Checked

FINOPAL is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 7 yrs
Locations 1
Publications 1
Bankruptcy probability (12 mo) Checked model v1 · free

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2019, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Financial overview7 NBB filings
Financials being processed
NBB has 7 filing(s) on record for this company, latest fiscal year 2025 (micro). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2025 micro 31-03-2026 2026-00067724
31-12-2024 micro 10-03-2025 2025-00048606
31-12-2023 micro 21-03-2024 2024-00046694
31-12-2022 micro 15-03-2023 2023-00039679
31-12-2021 micro 09-04-2022 2022-20003004
31-12-2020 micro 27-05-2021 2021-15600277
31-12-2019 micro 05-06-2020 2020-14800498
Legal Structure
NACE primary Financial services(64210)
Legal form Private limited company(610)
Incorporation05-02-2019
StatusActive
Postal code3980
Establishment units 1 location
FINOPAL
Molenstraat (B) 89, 3980 Tessenderlo-HamManagementsactiviteiten van holdings : tussenkomen in het dagelijks bestuur, vertegenwoordigen van bedrijven op grond van bezit van of controle over het maatschappelijk kapitaal, enz.
since 20192.285.319.307
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71363C1565/00D000 Flanders 1,747 m² 1 · 213 m² 9.9 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 8 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
31-03-2026
NBB filing Annual accounts filed
fiscal year 2025 · micro
2025
10-03-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
21-03-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
15-03-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
04-08-2022
State Gazette act Capital & shares
Philip Vertessen
09-04-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
27-05-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
05-06-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
Belgisch Staatsblad, acts 1 acts
Capital history · 1
04-08-2022
Capital change
All acts · 1 updated 3 years ago
2022
04-08-2022 Capital decrease of €19,292.32 to €0 Capital & shares·Philip Vertessen
  • €19.292,32 → €0
Notary: Philip Vertessen · Tessenderlo
Technical details 
{
  "events": [
    {
      "kind": "statutory_reserve_release",
      "after_eur": 0.0,
      "delta_eur": -19292.32,
      "before_eur": 19292.32,
      "decrease_purpose": null,
      "contribution_type": "reserves_incorporation",
      "paid_up_delta_eur": null,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": "suppress"
    },
    {
      "kind": "share_class_creation",
      "after_eur": null,
      "delta_eur": null,
      "before_eur": null,
      "decrease_purpose": null,
      "contribution_type": null,
      "paid_up_delta_eur": null,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": null
    },
    {
      "kind": "share_class_conversion",
      "after_eur": null,
      "delta_eur": null,
      "before_eur": null,
      "decrease_purpose": null,
      "contribution_type": null,
      "paid_up_delta_eur": null,
      "n_shares_destroyed": 100,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": null
    }
  ],
  "notary": {
    "name": "Philip Vertessen",
    "firm_city": null,
    "firm_name": null,
    "office_city": "Tessenderlo",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2022-08-04",
    "filing_date": "2022-08-02",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
    "body": "buitengewone_algemene_vergadering",
    "act_date": "2022-07-20",
    "unanimous": true,
    "under_authorized_capital": false,
    "underlying_resolution_date": null
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0719.838.285",
    "name_full": "FINOPAL",
    "legal_form": "BV",
    "is_foreign_registered": false
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [
    "expedition van het proces-verbaal",
    "geco\u00F6rdineerde statuten",
    "verslag bestuurder"
  ],
  "shareholders_after": [],
  "share_classes_after": [
    {
      "n_shares": 1,
      "class_name": "A",
      "capital_share_eur": null,
      "voting_rights_per_share": 100.0
    },
    {
      "n_shares": 99,
      "class_name": "B",
      "capital_share_eur": null,
      "voting_rights_per_share": 1.0
    }
  ]
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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AI-generated from Checked data; indicative, not legal or investment advice.
Company registry (CBE) Crossroads Bank
Activities
Holdings64200Activiteiten van holdings64210Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220
Primary activity highlighted.
Names & trade names
Legal nameNL FINOPAL
Registered office
Molenstraat (B) 89
3980 Tessenderlo-Ham, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative