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FINOA

Active Risk: very low
Private limited companyfounded 2009active for 17 yearsRue de Hermée 246, 4040 Herstal, BelgiumKBO/BCE: BE 0811.551.488
Summary

FINOA has been active since 2009 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €490,344. Equity is growing by about 4.4% per year across the filed financial years. The computed 12-month bankruptcy probability is 0.1% (very low).

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Articles of association

What the company does

DurationHow long the company exists; usually unlimited, so until it is dissolved.
Unlimited
Name clauseThe name the company operates under according to its articles.
FINOA
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“Région wallonne, établir ou supprimer des sièges administratifs, agences, ateliers, dépôts et succursales, tant en Belgique qu'à l'étranger…” (deed in French)

deed of 09-10-2023

Who represents it, and how

Board ruleHow the board is made up, meets and takes decisions.
“Avec ou sans limitation de durée, organe d'administration” (deed in French)
“Rémunération des administrateurs, assemblée générale” (deed in French)

deed of 09-10-2023

Capital, shares and profit

Kind of sharesWhich classes of shares exist and what rights each class carries.
“Proportionnellement, mêmes droits que l'action unitaire, article 5:43 du Code des sociétés et des associations” (deed in French)
Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
“Article 13, toute cession/transmission à tiers volontaire/forcée entre vifs onéreux/gratuit usufruit/nue-propriété/pleine propriété…” (deed in French)
Share issue ruleHow and by whom new shares can be issued.
“Apports en numéraire avec émission de nouvelles actions – droit de préférence, habilité à émettre des nouvelles actions, le cas échéant sans…” (deed in French)
Membership ruleWho can become a member or partner, and on what terms.
“Actions de classe A et coupures, Article 12” (deed in French)

deed of 09-10-2023

Meetings and financial year

Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
Last Thursday of May at 17:00

deed of 09-10-2023

Oversight and winding up

Dissolution ruleWhen and by whom the company can be dissolved.
“Causes légales plus décision assemblée générale dans formes modifications statuts,à tout moment, Article 27” (deed in French)
Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
“Article 28, dissolution et liquidation en un seul acte article 2:80 CSA” (deed in French)

deed of 09-10-2023

Other provisionsOther rules from the articles that fall under none of the themes above.

Other provision: “Quorum modification statuts, trois/quarts des voix” (deed in French)
Other provision: “Quorum modification objet et buts, au moins quatre/cinquièmes voix exprimées” (deed in French)
Other provision: “Appels de fonds, proportionnellement sur l'ensemble des actions dont l'actionnaire est titulaire” (deed in French)
Other provision: “Accepter des apports supplémentaires sans émission d'actions nouvelles, augmentation des fonds propres sans émission d’actions nouvelles” (deed in French)
Other provision: “Compte de capitaux propres statutairement indisponible, compte de capitaux propres indisponible” (deed in French)
Other provision: “Divisibilité et indivisibilité des titres, Article 11” (deed in French)
Other provision: “Gestion journalière, organe d'administration” (deed in French)
Other provision: “Contrôle de la société, lorsque la loi l'exige et dans les limites qu'elle prévoit” (deed in French)
Other provision: “Assemblée générale par procédure écrite ou à distance, toutes décisions relevant de l'assemblée générale” (deed in French)
Other provision: “Admission à l'assemblée générale, classe B” (deed in French)
Other provision: “Séances et procès-verbaux, un ou plusieurs membres de l'organe ayant représentation” (deed in French)
Other provision: “Répartition des bénéfices et réserves, Article 26” (deed in French)
Other provision: “Élection de domicile, communications,sommations,assignations,significations valablement faites” (deed in French)
6 more provisions in the deed, see the deed of 09-10-2023

deed of 09-10-2023

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