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FINOA

Active Risk: very low Private limited companyfounded 2009active for 17 yearsRue de Hermée 246, 4040 HerstalKBO/BCE: BE 0811.551.488 subsidiary of GESLEASE
FINOA
Financial year 2025
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Lifetime

14 annual accounts with figures on one time axis
peak €186,851 (2017)
-not published
lowest -€2.6m (2014)
-not published
peak €4.5m (2013)
€490,344unchanged
€59,906unchanged
Board4 names since 2023
2 directorsGESLEASE and 1 other
Owners2 names in the annual accounts
  
Documentsfilings and deeds
07-08-20267 days late
2025micro format
A quiet year: no large shift against the year before.

Key points

from the 2025 annual accounts

Equity

€490,344 from €4.5m in 2013

Equity fell by 89% in 12 years.

Filings

14 annual accounts 15 filings since 2011
AprilJune31 JulyOctober201520202025

Nine of the last ten came late. The 2024 accounts came latest: 188 days after the end of the period.

Too few figures to score

Bankruptcy probability

No current score
Insufficient figures
A score requires measurable solvency, liquidity and profitability. Missing figures are not a judgement about the company.
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 1.0% 01-2025: 1.1%▲ +0.1 percentage points vs 12-2024 02-2025: 1.1%● unchanged vs 01-2025 03-2025: 1.1%● unchanged vs 02-2025 04-2025: 1.1%● unchanged vs 03-2025 05-2025: 1.2%▲ +0.1 percentage points vs 04-2025 06-2025: 1.5%▲ +0.3 percentage points vs 05-2025 07-2025: 1.6%▲ +0.1 percentage points vs 06-2025 08-2025: 1.9%▲ +0.3 percentage points vs 07-2025 09-2025: 2.4%▲ +0.5 percentage points vs 08-2025 10-2025: 3.7%▲ +1.3 percentage points vs 09-2025highest value 11-2025: 1.2%▼ -2.5 percentage points vs 10-2025 12-2025: 1.5%▲ +0.3 percentage points vs 11-2025 01-2026: 3.5%▲ +2.0 percentage points vs 12-2025 02-2026: 3.5%● unchanged vs 01-2026 03-2026: 0.9%▼ -2.6 percentage points vs 02-2026 04-2026: 0.9%● unchanged vs 03-2026 05-2026: 0.8%▼ -0.1 percentage points vs 04-2026 06-2026: 0.9%▲ +0.1 percentage points vs 05-2026 07-2026: 0.9%● unchanged vs 06-2026 08-2026: 1.4%▲ +0.5 percentage points vs 07-2026 09-2026: 0.1%▼ -1.3 percentage points vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026lowest value 11-2026: 0.1%● unchanged vs 10-2026lowest value
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Signals

Five signals.
lowers riskraises risk
lowers risk · Size: total assets €550,250
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Last filed accounts filed 7 days late; 2 of the last 3 accounts late
NBB · filings
lowers risk · No main activity registered
KBO
lowers risk · Founded in 2009
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · 2025 accounts filed 7 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-08-2026, 7 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
7 days late
2024
188 days late
2023
68 days late
2022
52 days late
2020
31 days late
2019
56 days late
2018
1 day late
← before the deadline after the deadline →
tick = median of all Belgian filings

The company filed its last 7 accounts on average 58 days after the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 21 September (4 of the last 5 accounts filed within 45 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

G
GESLEASE
Director, STRUMAN Alain José Maurice
PV
PARMENTIER Vincent Jean Henri Pierre Ghislain
Director

Shares in 1 company, DEGOTTE

Board & ownership

Recent changes

Company renamed to FINOA Registered office moved from Waterloo to Herstal · Capital increase of €388,500 to €450,000 · New name: FINOA · General meeting of 29-09-2023 · Gazette deed
Incorporation published on 07-05-2009 · Gazette deed
First establishment Finoa & Associés
All 26 events

Official details

Source: KBO
Status
Active since 05-05-2009Normal situation
Activity
“L'investissement, la souscription, la prise ferme, le placement, la vente, l'achat et la négociation…” (deed in French)From the articles, 5 activitiesNo NACE code in the KBO yet
Establishment unit
2.207.508.281since 05-05-2009
Financial year end
31 December
Peppol
Not found in the Peppol Directory
Company details

Annual accounts 2025

€550,250=
Filing
Filed on 07-08-2026
Financials

Insights on FINOA

FINOA has been active since 2009 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €490,344.

Equity has been growing by about 15% per year since 2018. The computed 12-month bankruptcy probability is 0.1% (very low).

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about FINOA
What is the company number of FINOA?
The company number of FINOA is 0811.551.488. The VAT number is the same number with BE in front: BE 0811.551.488.
Where is FINOA based?
The registered office is at Rue de Hermée 246, 4040 Herstal.Company details
What is the legal form of FINOA?
FINOA is a private limited company (BV).
When was FINOA founded?
FINOA was founded on 05-05-2009.
Is FINOA still active?
Yes, FINOA is an active enterprise in the KBO register.
What is the turnover of FINOA?
The annual accounts for financial year 2025 state no turnover.Financials
Is FINOA profitable?
In financial year 2024, FINOA made a loss of €249.
Where can I find the annual accounts of FINOA?
FINOA filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of FINOA due?
FINOA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

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