FinO2

Active

Private limited companyfounded 2018active for 8 yearsPlaslaar 39, 2500 Lier, BelgiumKBO/BCE: BE 0707.598.271

Summary

FinO2 is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. For FinO2, one filing cycle of the annual accounts is missing. The 2024 annual accounts show equity of €416,804 and a net result of €188,350. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 44% of 3,255 sector peers (NACE 66, financial year 2024). The company has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals.

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FinO2Active

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Activity

Agents and brokers in banking services

NACE 66191

1 site

Size

€959,126total assets 2024

Equity: €416,804
Profit: €188,350

Turnover not published (micro format)

Financial health

Financial institution: outside the modelBankruptcy probability: sector outside the model

Structure

Accounts 78 days overdue2 of 5 deeds read

Signalsraises riskAnnual accounts not filedlowers riskGrowing equityneutralFiled after the deadlineShow the evidence

Checked score

Outside the general model

Model not applicable to financial institutions

The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.

Filing: One filing cycle is missing

Bankruptcy probability, 12 months

This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Three signals.

lowers riskraises riskneutral

Growing equity

Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.

NBB · annual accounts 2024

Equity per financial year

192021222324

2019 to 2024 · latest year €416,804

Annual accounts not filed

The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 78 days later.

NBB · 6 filings

Position against the passed deadline

31-12-2025 year end31-07-2026 deadline17-10-2026 today

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-08-2025, 30 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 6 filings

Deviation from the deadline

2025

not filed

2024

30 days late

2023

30 days late

2022

30 days late

2021

85 days late

2020

15 days early

2019

24 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 23 days after the deadline; the sector median (NACE 66) for financial year 2024 is 5 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (1)

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

30-08-2025 Annual accounts filedfinancial year 2024 · micro…
17-09-2024 Appointment: CRX (manager)Permanent representative: GeurtsKoen
03-09-2024 PurposePurpose change · Amendment of…

Key points

Positive: Equity rose in 2024from €228,455 to €416,804 ▲ 82.4% View
Caution: Accounts not fileddeadline was 31-07-2026 78 days late View
Positive: Among the best 8% on net resultsector median €30,408 · 3,258 companies €188,350 View