Summary
DUTRANOIT-BEATSE is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €578,470 and a net result of €76,520. Equity is growing by ~23.3% per year across the filed fiscal years. Its solvency ranks better than 54% of 2469 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
31 d late
2024
30 d late
2023
30 d late
2022
29 d late
2021
30 d late
2020
26 d late
2019
28 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 21 days after the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€578,470▲ 14.7%
2024 · €504,441
Net result
€76,520▼ 45.5%
2024 · €140,390
Total assets
€1.1m▼ 0.2%
2024 · €1.1m
Solvency
54.6%▲ 7.1pp
2024 · 47.5%
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€133,012▲ 69.7%€204,436▲ 53.7%€205,106▲ 0.3%€187,336▼ 8.7%€113,203▼ 39.6%
Net result€85,065above the sector's middle half▲ 80.3%€136,089above the sector's middle half▲ 60.0%€147,472above the sector's middle half▲ 8.4%€140,390above the sector's middle half▼ 4.8%€76,520within the sector's middle half▼ 45.5%
Equity€255,936within the sector's middle half▲ 47.5%€389,442above the sector's middle half▲ 52.2%€416,030above the sector's middle half▲ 6.8%€504,441above the sector's middle half▲ 21.3%€578,470above the sector's middle half▲ 14.7%
Total assets€874,809above the sector's middle half▲ 4.7%€1.0mabove the sector's middle half▲ 17.1%€1.1mabove the sector's middle half▲ 8.7%€1.1mabove the sector's middle half▼ 4.7%€1.1mabove the sector's middle half▼ 0.2%
Debt€616,044▼ 6.5%€632,506▲ 2.7%€695,700▲ 10.0%€555,081▼ 20.2%€478,798▼ 13.7%
Working capital€274,357above the sector's middle half▲ 51.1%€370,907above the sector's middle half▲ 35.2%€391,504above the sector's middle half▲ 5.6%€384,269above the sector's middle half▼ 1.8%€465,657above the sector's middle half▲ 21.2%
Solvency29.3%within the sector's middle half▲ 8.5pp38.0%within the sector's middle half▲ 8.8pp37.3%within the sector's middle half▼ 0.7pp47.5%within the sector's middle half▲ 10.2pp54.6%within the sector's middle half▲ 7.1pp
Current ratio3.36within the sector's middle half▲ 0.773.74within the sector's middle half▲ 0.382.53within the sector's middle half▼ 1.203.90within the sector's middle half▲ 1.364.37above the sector's middle half▲ 0.48
Return on assets (ROA)9.7%within the sector's middle half▲ 4.1pp13.3%within the sector's middle half▲ 3.6pp13.2%within the sector's middle half=13.2%within the sector's middle half=7.2%within the sector's middle half▼ 6.0pp
Staff (FTE)2=1.6▼ 20.0%2.3▲ 43.8%2.6▲ 13.0%2.6=
above
within
below
the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 40% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.1m
Fixed assets
€455,165 ▼ 16.4%
Current assets
€603,740 ▲ 16.8%
Equity and liabilities €1.1m
Equity
€578,470 ▲ 14.7%
Provisions
€1,638 ▼ 14.4%
Debt
€478,798 ▼ 13.7%
Debt's share of the balance-sheet total falls from 52.3% to 45.2%. Equity is higher and debt is lower.
Key figures and ratios
ROE
13.2%▼
2024 · 27.8%
Debt ≤ 1 year
€138,083▲
2024 · €132,667
Debt > 1 year
€334,715▼
2024 · €414,929
Income taxes
€34,311▼
2024 · €60,413
Staff costs
€159,004▲
2024 · €111,185
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €14,575 | - | - | - | - |
| Remuneration, social security and pensions62 | €80,861 | €76,708 | €106,861 | €111,185 | €159,004 | ▲ 43.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €57,186 | €55,318 | €61,880 | €73,823 | €91,147 | ▲ 23.5% |
| Other operating charges640/8 | €3,871 | €3,916 | €4,148 | €4,458 | €4,982 | ▲ 11.8% |
| Gross operating margin9900 | €274,931 | €340,378 | €377,995 | €376,801 | €368,335 | ▼ 2.2% |
| Operating profit (loss)9901 | €133,012 | €204,436 | €205,106 | €187,336 | €113,203 | ▼ 39.6% |
| Financial income75/76B | €1,586 | €997 | €2,204 | €23,946 | €11,325 | ▼ 52.7% |
| Recurring financial income75 | €1,586 | €997 | €2,204 | €22,935 | €11,325 | ▼ 50.6% |
| Non-recurring financial income76B | - | - | - | €1,011 | - | - |
| Financial charges65/66B | €12,717 | €9,993 | €10,098 | €10,773 | €13,972 | ▲ 29.7% |
| Recurring financial charges65 | €12,717 | €9,993 | €10,098 | €10,773 | €13,787 | ▲ 28.0% |
| Non-recurring financial charges66B | - | - | - | - | €185 | - |
| Profit (loss) for the period before taxes9903 | €121,881 | €195,440 | €197,212 | €200,508 | €110,556 | ▼ 44.9% |
| Transfer from deferred taxes780 | €364 | €327 | €295 | €295 | €275 | ▼ 6.7% |
| Income taxes67/77 | €37,180 | €59,679 | €50,034 | €60,413 | €34,311 | ▼ 43.2% |
| Profit (loss) for the period9904 | €85,065 | €136,089 | €147,472 | €140,390 | €76,520 | ▼ 45.5% |
| Profit (loss) for the period to be appropriated9905 | €85,065 | €136,089 | €147,472 | €140,390 | €76,520 | ▼ 45.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €874,809 | €1.0m | €1.1m | €1.1m | €1.1m | ▼ 0.2% |
| Fixed assets21/28 | €484,087 | €518,043 | €466,985 | €544,499 | €455,165 | ▼ 16.4% |
| Intangible fixed assets21 | €129,167 | €104,167 | €79,167 | €54,167 | €29,167 | ▼ 46.2% |
| Tangible fixed assets22/27 | €354,735 | €413,691 | €387,633 | €490,147 | €425,999 | ▼ 13.1% |
| Land and buildings22 | €342,301 | €335,933 | €322,620 | €304,045 | €285,769 | ▼ 6.0% |
| Furniture and vehicles24 | €12,434 | €74,063 | €60,506 | €105,286 | €77,522 | ▼ 26.4% |
| Other tangible fixed assets26 | - | €3,695 | €4,507 | €80,817 | €62,707 | ▼ 22.4% |
| Financial fixed assets28 | €185 | €185 | €185 | €185 | - | - |
| Current assets29/58 | €390,722 | €506,408 | €646,953 | €516,936 | €603,740 | ▲ 16.8% |
| Amounts receivable within one year40/41 | €36,102 | €38,814 | €57,529 | €54,600 | €62,526 | ▲ 14.5% |
| Trade receivables40 | €35,422 | €38,814 | €41,174 | €39,007 | €43,979 | ▲ 12.7% |
| Other amounts receivable41 | €679 | - | €16,355 | €15,593 | €18,546 | ▲ 18.9% |
| Current investments50/53 | - | €50,000 | €400,500 | €300,500 | €97,603 | ▼ 67.5% |
| Cash at bank and in hand54/58 | €351,497 | €414,138 | €185,290 | €156,060 | €438,022 | ▲ 181% |
| Deferred charges and accrued income490/1 | €3,124 | €3,456 | €3,634 | €5,776 | €5,589 | ▼ 3.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €874,809 | €1.0m | €1.1m | €1.1m | €1.1m | ▼ 0.2% |
| Equity10/15 | €255,936 | €389,442 | €416,030 | €504,441 | €578,470 | ▲ 14.7% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €227,068 | €361,556 | €389,029 | €478,323 | €553,177 | ▲ 15.6% |
| Non-distributable reserves130/1 | €2,500 | €2,500 | - | - | - | - |
| Reserves not available under the articles1311 | €2,500 | €2,500 | - | - | - | - |
| Distributable reserves133 | €224,568 | €359,056 | €389,029 | €478,323 | €553,177 | ▲ 15.6% |
| Investment grants15 | €10,268 | €9,286 | €8,402 | €7,518 | €6,693 | ▼ 11.0% |
| Provisions and deferred taxes16 | €2,830 | €2,502 | €2,207 | €1,913 | €1,638 | ▼ 14.4% |
| Deferred taxes168 | €2,830 | €2,502 | €2,207 | €1,913 | €1,638 | ▼ 14.4% |
| Amounts payable17/49 | €616,044 | €632,506 | €695,700 | €555,081 | €478,798 | ▼ 13.7% |
| Amounts payable after more than one year17 | €494,782 | €492,037 | €432,051 | €414,929 | €334,715 | ▼ 19.3% |
| Financial debts170/4 | €452,495 | €449,847 | €390,036 | €414,929 | €334,715 | ▼ 19.3% |
| Other amounts payable178/9 | €42,288 | €42,190 | €42,015 | - | - | - |
| Amounts payable within one year42/48 | €116,365 | €135,500 | €255,449 | €132,667 | €138,083 | ▲ 4.1% |
| Current portion of amounts payable after more than one year42 | €47,061 | €59,482 | €59,810 | €78,559 | €80,215 | ▲ 2.1% |
| Financial debts43 | €16,684 | €15,025 | €13,091 | €13,486 | €16,922 | ▲ 25.5% |
| Credit institutions430/8 | €16,684 | €15,025 | €13,091 | €13,486 | €16,922 | ▲ 25.5% |
| Trade debts44 | €27,807 | €9,710 | €11,193 | €10,738 | €5,535 | ▼ 48.5% |
| Suppliers440/4 | €27,807 | €9,710 | €11,193 | €10,738 | €5,535 | ▼ 48.5% |
| Taxes, remuneration and social security45 | €23,212 | €49,684 | €51,354 | €27,634 | €32,459 | ▲ 17.5% |
| Taxes450/3 | €7,180 | €36,859 | €29,679 | €3,798 | €5,174 | ▲ 36.2% |
| Remuneration and social security454/9 | €16,032 | €12,825 | €21,675 | €23,836 | €27,285 | ▲ 14.5% |
| Other amounts payable47/48 | €1,600 | €1,600 | €120,000 | €2,250 | €2,953 | ▲ 31.3% |
| Accrued charges and deferred income492/3 | €4,896 | €4,969 | €8,200 | €7,485 | €6,000 | ▼ 19.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €85,065 | €136,089 | €147,472 | €140,390 | €76,520 | ▼ 45.5% |
| + Depreciation and write-downs630 | €57,186 | €55,318 | €61,880 | €73,823 | €91,147 | ▲ 23.5% |
| Operating cash flow (approximation) | €142,251 | €191,406 | €209,352 | €214,213 | €167,666 | ▼ 21.7% |
| Investment in fixed assets (approximation) | - | -€89,274 | -€10,822 | -€151,337 | -€1,813 | ▲ 98.8% |
| Change in cash | - | €62,641 | -€228,848 | -€29,230 | €281,962 | ▲ 1,065% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
31-12
Financial
Equity above €500,000Eq €504,441 ▲21.3%
7 profitable years in a row build equity to €504,441.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Highest result since 2018net €147,472 ▲8.4%
Operating result €205,106, net result €147,472, both a record.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Equity above €200,000Eq €255,936 ▲47.5%
4 profitable years in a row build equity to €255,936.
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
31-12
Financial
Weakest financial yearnet €47,186 ▼6%
Net result drops to €47,186, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €150,000Eq €173,563 ▲35.4%
3 profitable years in a row build equity to €173,563.
03-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €100,000Eq €128,182 ▲60.4%
2 profitable years in a row build equity to €128,182.
17-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 2 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Ronse · 1 establishment unit since 2017
Ground area
1,066 m²
Building footprint
221 m²
Volume, LiDAR
4,617 m³
Parcel 45423E0476/00Z003, Flanders · tallest building 25.3 m, ±7 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
Beobank
since 20172.262.321.892
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45423E0476/00Z003 | Flanders | 1,066 m² | 1 · 221 m² | 25.2 m · 7 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
6994003QDRXF6YYUEY55
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Of 1,682 companies in this sector we hold annual accounts for 1,230. 979 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company details
Identification
Legal formPrivate limited company
Founded10-03-2017
Fiscal year end31-12
Activities, NACEBEL 2025
66191Agents and brokers in banking services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0672588003
Also
9925:BE0672588003
Registered
23-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.