FINNOVA
FINNOVA is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €83k and a net result of €178k. Its solvency ranks better than 22% of 223 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €83k |
| Net result | €178k |
| Better than sector | 22% |
| Active | 2 yrs |
Mixed profile: strong on profitability, weaker on health.
This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 14.3% | 47.6% | |
| Net result | €178k | €43k | |
| Equity | €83k | €83k | |
| Gross operating margin | €288k | €89k | |
| Total assets | €579k | €204k |
| Fiscal year | 2025 |
|---|---|
| Revenue | n/a |
| EBITDA | n/a |
| Net profit | €178k |
| Cash flow | n/a |
| Staff costs | - |
| Income taxes | €26k |
| Dividends | - |
| Total assets | €579k |
| Equity | €83k |
| Debt | €497k |
| of which ≤ 1y | €170k |
| of which > 1y | €326k |
| Working capital | n/a |
| Employees (FTE) | - |
| 2025 | |
|---|---|
| Current ratio | n/a |
| Quick ratio | n/a |
| Working capital ratio | n/a |
| Solvency | 14.3% |
| Debt / equity | n/a |
| Long-term debt ratio | n/a |
| Interest coverage | n/a |
| Gross margin | n/a |
| Net margin | n/a |
| ROA | 30.6% |
| ROE | 215.0% |
| EBITDA margin | n/a |
| Days sales outstanding | n/a |
| Days payable outstanding | n/a |
| Inventory turnover | n/a |
| Days inventory (DSI) | n/a |
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €579k |
| Fixed assets | 21/28 | €394k |
| Intangible fixed assets | 21 | €287k |
| Tangible fixed assets | 22/27 | €106k |
| Current assets | 29/58 | €186k |
| Amounts receivable within one year | 40/41 | €335 |
| Cash & bank | 54/58 | €146k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €579k |
| Equity | 10/15 | €83k |
| Contributions / capital | 10/11 | €5k |
| Reserves | 13 | €78k |
| Accumulated profits (losses) | 14 | €0 |
| Amounts payable | 17/49 | €497k |
| Amounts payable after one year | 17 | €326k |
| Amounts payable within one year | 42/48 | €170k |
| Trade debts payable within one year | 44 | €15k |
| Income statement | ||
| Gross operating margin | 9900 | €288k |
| Operating result | 9901 | €218k |
| Financial income | 75 | €976 |
| Financial charges | 65 | €15k |
| Result before taxes | 9903 | €204k |
| Income taxes | 67/77 | €26k |
| Net result for the period | 9904 | €178k |
| Result to be appropriated | 9905 | €178k |
| NACE primary | 66191 |
| Legal form | Private limited company(610) |
| Incorporation | 25-03-2024 |
| Status | Active |
| Postal code | 8820 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31524D1824/00Z010 | Flanders | 368 m² | 1 · 89 m² | 4.9 m · 1 fl. |
| 43352E1364/00T000 | Flanders | 270 m² | 1 · 185 m² | 14.6 m · 4 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
13-03-2026 1 director appointed, 2 resigning
- BV Stemafisk, Commissaris
- BV FIDO CONSULT, Bestuurder
- Domien Herman, Vaste vertegenwoordiger
Technical details
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"act_meta": {
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"filing_date": "2026-03-05",
"act_kind_objet": "Onderwerp akte:"
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"is_correction": false,
"subject_company": {
"kbo": "1007.511.185",
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"org_name": "DSJ FINANCE BV",
"person_name": null,
"org_rep_person_name": "Jan Desmedt",
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},
"co_filed_documents": [
"de notulen van de algemene vergadering dd. 26/02/2026"
],
"corrected_publication_numac": null
}27-03-2024 Incorporation of a new BV
Technical details
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"seat": "8820 Torhout, Wijnendaleveld 4",
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"niss": null,
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],
"capital_eur": 5000,
"subject_company": {
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"name_full": "FINNOVA",
"legal_form": "BV"
},
"initial_directors": [],
"incorporation_date": "2024-03-22",
"post_incorporation_mandates": []
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameNL | FINNOVA |