Finnix
ActiveFinnix has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €45k and a net result of €40k. Its solvency ranks better than 66% of 1299 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency64
Growth-
Track record67
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity short (current ratio 0.65; short-term debt: 60.8% and cash: 21.5% of total assets), and 61% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
39%
Return on assets
34.6%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 55
Relative position
BE, all sectors
reference
Sector 55
higher
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
31 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€45k
Total assets
€115k
Net result
€40k
Working capital
€-25k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €115k
Fixed assets
€70k
Current assets
€45k
Equity and liabilities €115k
Equity
€45k
Debt
€70k
Debt finances 61.0% of the balance-sheet total.
Key figures and ratios
Solvency
39.0%
Current ratio
0.65
Quick ratio
0.65
Debt / equity
1.57
ROE
88.9%
ROA
34.6%
Debt
€70k
Debt ≤ 1 year
€70k
Income taxes
€10k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€115k
Fixed assets21/28€70k
Tangible fixed assets22/27€70k
Land and buildings22€70k
Current assets29/58€45k
Amounts receivable within one year40/41€21k
Trade receivables40€21k
Cash at bank and in hand54/58€25k
Equity and liabilities
Total equity and liabilities10/49€115k
Equity10/15€45k
Contributions10/11€5k
Profit (loss) carried forward14€40k
Amounts payable17/49€70k
Amounts payable within one year42/48€70k
Trade debts44€17k
Suppliers440/4€17k
Taxes, remuneration and social security45€14k
Taxes450/3€14k
Other amounts payable47/48€39k
Accrued charges and deferred income492/3€266
Income statement
Code2025
Other operating charges640/8€9k
Gross operating margin9900€60k
Operating profit (loss)9901€51k
Financial charges65/66B€433
Recurring financial charges65€433
Profit (loss) for the period before taxes9903€50k
Income taxes67/77€10k
Profit (loss) for the period9904€40k
Profit (loss) for the period to be appropriated9905€40k
Appropriation of the result
Profit (loss) to be appropriated9906€40k
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
20-03
State Gazette act
Registered officeGeneral meeting · Registered-office move · Power of attorney3 facts ▸
State Gazette act
Registered office
General meeting · Registered-office move · Power of attorney3 facts ▸
- General meeting, 22/01/2026
- Registered-office move, Kouteren 15, 9630 Zwalm
- Power of attorney, BV CRVB Accountancy
State Gazette actNBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zwalm · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kouteren(SBB) 159630 ZwalmGround area
1,082 m²
Building footprint
143 m²
Volume, LiDAR
797 m³
Parcel 45045A0268/00V000, Flanders · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Finnix
since 20252.374.714.210
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45045A0268/00V000 | Flanders | 1,082 m² | 1 · 143 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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SAMEN AAN ZEE
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NELY
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DE SMISHOEVE
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Of 3,000 companies in sector 55203 we hold annual accounts for 690. 494 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-04-2025
Fiscal year end31-12
Activities, NACEBEL
55203Holiday cottages, homes and apartments
62100Computer programming
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.