FINN
ActiveSummary
FINN has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.6m and a net result of €1.0m. Equity is shrinking by ~26.7% per year across the filed fiscal years. Its solvency ranks better than 20% of 32 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability81▼-19
Solvency40▲+4
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €100,000 at 30 days acceptable
Liquidity ample (current ratio 2.78 against 1.08 in 2024; short-term debt: 6.2% and cash: 1.8% of total assets), but 85% of the assets are financed with debt.
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Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
15%
Return on assets
10%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 60
Relative position
BE, all sectors
reference
Programming, broadcasting, news agency and other content distribution activities (NACE 60)
about 22% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 32 sector peers (2025).
NBB · sector comparisonPosition among 32 sector peers
Solvency
better than 20%
← weakest
strongest →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €1.6m
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-04-2026, 99 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
99 d early
2024
34 d early
2023
132 d early
2022
129 d early
2021
37 d early
2020
115 d early
2019
65 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 87 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 45% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2025, abbreviated schema
In the rankings
#1 company by total assets in Sint-Jans-Molenbeek, Publishing and media sector#1 company by equity in Sint-Jans-Molenbeek, Publishing and media sector#7 oldest company in Sint-Jans-Molenbeek, Publishing and media sector
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€1.6m▲ 203%
2024 · €516,300
Total assets
€10.5m▲ 120%
2024 · €4.7m
Net result
€1.0m▼ 31.4%
2024 · €1.5m
Working capital
€1.2m▲ 235%
2024 · €343,777
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 60, Programming, broadcasting, news agency and other content distribution activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€1.7m▲ 6.3%€1.9m▲ 11.2%€2.1m▲ 9.8%€2.0m▼ 6.8%€1.6m▼ 18.3%
Net result€1.3m▲ 13.6%€1.4m▲ 10.5%€1.6m▲ 10.1%€1.5m▼ 3.7%€1.0mabove the sector's middle half▼ 31.4%
Equity€1.0m▼ 81.3%€961,300▼ 6.9%€516,300▼ 46.3%€516,300=€1.6mabove the sector's middle half▲ 203%
Total assets€4.3m▼ 27.3%€5.2m▲ 20.7%€6.2m▲ 19.7%€4.7m▼ 23.1%€10.5mabove the sector's middle half▲ 120%
Debt€3.2m▲ 828%€4.2m▲ 29.4%€5.7m▲ 34.8%€4.2m▼ 25.2%€8.9m▲ 110%
Working capital€882,572▼ 83.9%€741,148▼ 16.0%€326,386▼ 56.0%€343,777▲ 5.3%€1.2mabove the sector's middle half▲ 235%
Solvency24.1%▼ 69.9pp18.6%▼ 5.5pp8.4%▼ 10.3pp10.9%▲ 2.5pp15.0%below the sector's middle half▲ 4.1pp
Current ratio1.27▼ 15.471.18▼ 0.101.06▼ 0.121.08▲ 0.022.78within the sector's middle half▲ 1.70
Return on assets (ROA)30.5%▲ 11.0pp28.0%▼ 2.6pp25.7%▼ 2.2pp32.2%▲ 6.5pp10.0%above the sector's middle half▼ 22.2pp
Staff (FTE)14.2▲ 12.7%15.9▲ 12.0%16▲ 0.6%15.6▼ 2.5%11.6▼ 25.6%
above
within
below
the middle half (P25 to P75) of NACE 60, Programming, broadcasting, news agency and other content distribution activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 18% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €10.5m
Fixed assets
€8.7m ▲ 4,898%
Current assets
€1.8m ▼ 60.7%
Equity and liabilities €10.5m
Equity
€1.6m ▲ 203%
Debt
€8.9m ▲ 110%
Debt's share of the balance-sheet total falls from 89.1% to 85.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€1.7m▼
2024 · €2.0m
Cash flow
€1.1m▼
2024 · €1.6m
Debt to equity
5.69▼
2024 · 8.20
ROE
67.0%▼
2024 · 296.3%
Interest coverage
6.76▼
2024 · 294.70
Debt ≤ 1 year
€645,616▼
2024 · €4.2m
Debt > 1 year
€8.1m
Income taxes
€358,305▼
2024 · €461,871
Staff costs
€975,293▲
2024 · €967,698
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €910,254 | €1.0m | €967,698 | €975,293 | ▲ 0.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €18,396 | €30,671 | €33,628 | €37,845 | €42,090 | ▲ 11.2% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | €24,000 | €5,400 | ▼ 77.5% |
| Other operating charges640/8 | - | €7,259 | €9,095 | €2,897 | €27,645 | ▲ 854% |
| Non-recurring operating charges66A | - | €2,691 | €0 | - | - | - |
| Gross operating margin9900 | €2.6m | €2.9m | €3.2m | €3.0m | €2.7m | ▼ 11.5% |
| Operating profit (loss)9901 | €1.7m | €1.9m | €2.1m | €2.0m | €1.6m | ▼ 18.3% |
| Financial income75/76B | - | €2 | €1,262 | €11,545 | €31,049 | ▲ 169% |
| Recurring financial income75 | €9,499 | €2 | €1,262 | €11,545 | €31,049 | ▲ 169% |
| Financial charges65/66B | - | €8,883 | €4,792 | €6,870 | €246,241 | ▲ 3,484% |
| Recurring financial charges65 | €8,080 | €8,883 | €4,792 | €6,870 | €246,241 | ▲ 3,484% |
| Profit (loss) for the period before taxes9903 | €1.7m | €1.9m | €2.1m | €2.0m | €1.4m | ▼ 29.3% |
| Income taxes67/77 | €442,237 | €489,651 | €540,053 | €461,871 | €358,305 | ▼ 22.4% |
| Profit (loss) for the period9904 | €1.3m | €1.4m | €1.6m | €1.5m | €1.0m | ▼ 31.4% |
| Transfer from tax-exempt reserves789 | - | €71,200 | €0 | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €1.3m | €1.5m | €1.6m | €1.5m | €1.0m | ▼ 31.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €4.3m | €5.2m | €6.2m | €4.7m | €10.5m | ▲ 120% |
| Fixed assets21/28 | €150,796 | €221,020 | €190,783 | €173,490 | €8.7m | ▲ 4,898% |
| Intangible fixed assets21 | - | €12,049 | €10,166 | €7,611 | €4,413 | ▼ 42.0% |
| Tangible fixed assets22/27 | €136,391 | €194,587 | €168,233 | €153,495 | €104,822 | ▼ 31.7% |
| Plant, machinery and equipment23 | - | - | €1,072 | €804 | €468 | ▼ 41.7% |
| Furniture and vehicles24 | - | €81,259 | €38,289 | €34,024 | €10,676 | ▼ 68.6% |
| Other tangible fixed assets26 | - | €113,328 | €128,871 | €118,667 | €93,677 | ▼ 21.1% |
| Financial fixed assets28 | €14,405 | €14,384 | €12,384 | €12,384 | €8.6m | ▲ 69,034% |
| Current assets29/58 | €4.1m | €4.9m | €6.0m | €4.6m | €1.8m | ▼ 60.7% |
| Amounts receivable within one year40/41 | €841,546 | €730,703 | €1.0m | €784,614 | €1.6m | ▲ 102% |
| Trade receivables40 | - | €722,015 | €1.0m | €756,944 | €723,904 | ▼ 4.4% |
| Other amounts receivable41 | - | €8,687 | €9,130 | €27,671 | €857,294 | ▲ 2,998% |
| Cash at bank and in hand54/58 | €3.3m | €4.2m | €5.0m | €3.8m | €184,556 | ▼ 95.1% |
| Deferred charges and accrued income490/1 | - | €7,577 | €7,963 | €24,542 | €30,503 | ▲ 24.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €4.3m | €5.2m | €6.2m | €4.7m | €10.5m | ▲ 120% |
| Equity10/15 | €1.0m | €961,300 | €516,300 | €516,300 | €1.6m | ▲ 203% |
| Contributions10/11 | - | €173,608 | €173,608 | €173,608 | €173,608 | = |
| Reserves13 | €858,892 | €787,692 | €342,692 | €342,692 | €1.4m | ▲ 306% |
| Non-distributable reserves130/1 | - | €17,361 | €17,361 | €17,361 | €0 | ▼ 100% |
| Reserves not available under the articles1311 | - | €17,361 | €17,361 | €17,361 | €0 | ▼ 100% |
| Tax-exempt reserves132 | - | €463,140 | €18,140 | €18,140 | €18,140 | = |
| Distributable reserves133 | - | €307,192 | €307,192 | €307,192 | €1.4m | ▲ 347% |
| Profit (loss) carried forward14 | - | €0 | €0 | €0 | €0 | - |
| Amounts payable17/49 | €3.2m | €4.2m | €5.7m | €4.2m | €8.9m | ▲ 110% |
| Amounts payable after more than one year17 | - | - | - | - | €8.1m | - |
| Financial debts170/4 | - | - | - | - | €700,000 | - |
| Other amounts payable178/9 | - | - | - | - | €7.4m | - |
| Amounts payable within one year42/48 | €3.2m | €4.2m | €5.7m | €4.2m | €645,616 | ▼ 84.7% |
| Trade debts44 | €127,002 | €241,315 | €122,556 | €121,324 | €249,970 | ▲ 106% |
| Suppliers440/4 | - | €241,315 | €122,556 | €121,324 | €249,970 | ▲ 106% |
| Taxes, remuneration and social security45 | - | €232,898 | €286,274 | €228,199 | €155,207 | ▼ 32.0% |
| Taxes450/3 | - | €113,238 | €107,870 | €75,856 | €75,947 | ▲ 0.1% |
| Remuneration and social security454/9 | - | €119,660 | €178,404 | €152,344 | €79,260 | ▼ 48.0% |
| Other amounts payable47/48 | - | €3.7m | €5.3m | €3.9m | €240,440 | ▼ 93.8% |
| Accrued charges and deferred income492/3 | - | €868 | €868 | €968 | €206,409 | ▲ 21,234% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €1.3m | €1.4m | €1.6m | €1.5m | €1.0m | ▼ 31.4% |
| + Depreciation and write-downs630 | €18,396 | €30,671 | €33,628 | €37,845 | €42,090 | ▲ 11.2% |
| Operating cash flow (approximation) | €1.3m | €1.5m | €1.6m | €1.6m | €1.1m | ▼ 30.4% |
| Investment in fixed assets (approximation) | - | -€100,894 | -€3,391 | -€20,553 | -€8.5m | ▼ 41,449% |
| Change in cash | - | €941,544 | €763,256 | -€1.2m | -€3.6m | ▼ 199% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
23-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
02-03
State Gazette act
RestructuringMerger · Accounting effect · Purpose change5 facts ▸
State Gazette act
Restructuring
Merger · Accounting effect · Purpose change5 facts ▸
- Merger, fusion by absorption
- Accounting effect, 01-01-2026
- Purpose change, 1. Alle consultancyactiviteiten, het verstrekken van alle adviezen, raadgevingen, opleidingen, begeleiding en bijstand in alle vormen aan bedrijven, instellinge…
- Shareholding, 100%
- Acquisition, acquisition of FINN BV by Only Holding B.V.
2025
31-12
Financial
Liquidity triplescurrent ratio 2.78
Current ratio from 1.08 to 2.78; short-term debt falls from €4.2m to €645,616.
31-12
Financial
Equity above €1mEq €1.6m ▲203%
8 profitable years in a row build equity to €1.6m.
27-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
20-12
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
30-09
Financial
Highest result since 2018net €1.6m ▲10.1%
Operating result €2.1m, net result €1.6m, both a record.
2022
22-12
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
24-03
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
05-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-09
Financial
Liquidity triplescurrent ratio 16.74
Current ratio from 5.50 to 16.74; short-term debt falls from €966,360 to €348,663.
30-09
Financial
Equity above €5mEq €5.5m ▲26.2%
3 profitable years in a row build equity to €5.5m.
Show earlier events
25-02
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-09
Financial
Weakest financial yearnet €1.0m ▼4.6%
Net result drops to €1.0m, the lowest in the series; recovery starts the following year.
30-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
29-03
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
28-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 11 acts read
About the unread acts
Of the 11 Belgian State Gazette acts we know for this company, 1 has been read. The other 10 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
11 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 1 establishment unit since 2007
Ground area
752 m²
Building footprint
590 m²
Volume, LiDAR
11,122 m³
Parcel 21012A0228/00W008, Brussels · tallest building 24.3 m, ±7 floors. Linked by address, not a title deed.
13
companies at this address
See who is registered here
1 establishment unit
FINN
since 20072.159.644.226
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21012A0228/00W008 | Brussels | 752 m² | 1 · 590 m² | 24.3 m · 7 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 owner · 1 holdingChain of control
- ONLY HOLDING B.V.NL
- FINN
Highest known parent: ONLY HOLDING B.V. (Netherlands). The sources do not say who stands above it.
Owners 1
- ONLY HOLDING B.V.NLparentSourceown accounts 2025100%
Stated earlier (1)
An older source named these owners; newer accounts no longer list them.
- Sourceaccounts QUAY 2024100%
Holdings 1
-
100%
According to the 2025 annual accounts of FINN and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Acquisitions and mergers
1 transactionTook over:Gosselin & de Walque
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Of 719 companies in sector 60310 we hold annual accounts for 157. 55 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded26-01-2007
Fiscal year end31-12
Activities, NACEBEL 2025
60310News agency activities
73300Public relations and communication consultancy
73110Advertising agencies
E-invoicing
Reachable via Peppol
Peppol ID
0208:0886764201
Also
9925:BE0886764201
Registered
08-04-2022
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.