IN DE KAMP
ActiveIN DE KAMP has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €842k and a net result of €47k. Equity is growing by ~14% per year across the filed fiscal years. Its solvency ranks better than 63% of 163 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▼-3
Solvency98▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €65k at 30 days acceptable
Liquidity ample (current ratio 4.86 against 7.31 in 2024; short-term debt: 9.6% and cash: 0.5% of total assets), and 26.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
73.3%
Return on assets
4.1%
Age of the figures
9 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 60
Relative position
BE, all sectors
reference
Sector 60
lower
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
24 d late
2024
25 d late
2023
29 d late
2022
31 d late
2021
30 d late
2020
30 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€842k▲ 5.9%
2024 · €795k
2018: €371k
2019: €397k
2020: €393k
2021: €418k
2022: €637k
2023: €721k
2024: €795k
2018 → 2025
Total assets
€1.15M▲ 0.7%
2024 · €1.14M
2018: €872k
2019: €891k
2020: €861k
2021: €833k
2022: €1.04M
2023: €1.17M
2024: €1.14M
2018 → 2025
Net result
€47k▼ 36.8%
2024 · €74k
2018: €21k
2019: €37k
2020: €-4k
2021: €25k
2022: €219k
2023: €84k
2024: €74k
2018 → 2025
Working capital
€426k▼ 2.5%
2024 · €437k
2018: €17k
2019: €-10k
2020: €2k
2021: €2k
2022: €430k
2023: €490k
2024: €437k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€418k-€637k▲ 52.4%€721k▲ 13.2%€795k▲ 10.3%€842k▲ 5.9%
Operating result€48k-€325k▲ 576%€136k▼ 58.1%€87k▼ 36.2%€79k▼ 9.0%
Net result€25k-€219k▲ 763%€84k▼ 61.7%€74k▼ 11.9%€47k▼ 36.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 9% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.15M
Fixed assets
€613k▼ 3.5%
Current assets
€537k▲ 6.0%
Equity and liabilities €1.15M
Equity
€842k▲ 5.9%
Provisions
€140k=
Debt
€168k▼ 18.7%
The debt ratio falls from 18.1% to 14.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€105k▼
2024 · €111k
Cash flow
€73k▼
2024 · €98k
Solvency
73.3%▲
2024 · 69.7%
Current ratio
4.86▼
2024 · 7.31
Quick ratio
4.86▼
2024 · 7.31
Debt / equity
0.20▼
2024 · 0.26
ROE
5.5%▼
2024 · 9.3%
ROA
4.1%▼
2024 · 6.5%
Interest coverage
10.90▲
2024 · 8.59
Debt
€168k▼
2024 · €206k
Debt ≤ 1 year
€110k▲
2024 · €69k
Debt > 1 year
€57k▼
2024 · €82k
Income taxes
€23k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.14M€1.15M▲
Fixed assets21/28€635k€613k▼
Tangible fixed assets22/27€635k€613k▼
Land and buildings22€631k€607k▼
Plant, machinery and equipment23€12€2k▲
Furniture and vehicles24€3k€2k▼
Other tangible fixed assets26€1k€1k=
Financial fixed assets28€125€125=
Current assets29/58€506k€537k▲
Amounts receivable within one year40/41€494k€526k▲
Trade receivables40€365k€364k▼
Other amounts receivable41€129k€162k▲
Cash at bank and in hand54/58€7k€5k▼
Deferred charges and accrued income490/1€5k€5k▼
Equity and liabilities
Total equity and liabilities10/49€1.14M€1.15M▲
Equity10/15€795k€842k▲
Contributions10/11€425k€425k=
Reserves13€420k€420k=
Non-distributable reserves130/1€625€625=
Reserves not available under the articles1311€625€625=
Tax-exempt reserves132€419k€419k=
Profit (loss) carried forward14€-49k€-3k▲
Provisions and deferred taxes16€140k€140k=
Deferred taxes168€140k€140k=
Amounts payable17/49€206k€168k▼
Amounts payable after more than one year17€82k€57k▼
Financial debts170/4€82k€57k▼
Other amounts payable178/9€0-
Amounts payable within one year42/48€69k€110k▲
Current portion of amounts payable after more than one year42€25k€26k▲
Financial debts43€4k€4k▼
Credit institutions430/8€4k€4k▼
Trade debts44€3k€8k▲
Suppliers440/4€3k€8k▲
Taxes, remuneration and social security45€10k€39k▲
Taxes450/3€10k€39k▲
Other amounts payable47/48€28k€33k▲
Accrued charges and deferred income492/3€55k€0▼
Income statement
Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24k€26k▲
Other operating charges640/8€9k€5k▼
Gross operating margin9900€120k€111k▼
Operating profit (loss)9901€87k€79k▼
Financial income75/76B€1k€39▼
Recurring financial income75€1k€39▼
Financial charges65/66B€13k€10k▼
Recurring financial charges65€13k€10k▼
Profit (loss) for the period before taxes9903€75k€69k▼
Transfer to deferred taxes680€0-
Income taxes67/77€1k€23k▲
Profit (loss) for the period9904€74k€47k▼
Transfer to tax-exempt reserves689€0-
Profit (loss) for the period to be appropriated9905€74k€47k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-49k€-3k▲
Profit (loss) brought forward from the previous period14P€-123k€-49k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
2025
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Highest result since 2018net €219k ▲763%
Operating result €325k, net result €219k, both a record.
31-12
Financial
Liquidity times 13current ratio 13.29
Current ratio from 1.01 to 13.29; short-term debt falls from €124k to €35k.
31-12
Financial
Equity above €500kEq €637k ▲52.4%
2 profitable years in a row build equity to €637k.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Back to profitnet €25k
Net result €25k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Weakest financial yearnet €-4k ▼111%
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
23-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
24-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maasmechelen · 2 establishment units since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heirstraat(M-O) 4093630 MaasmechelenGround area
3,762 m²
Building footprint
504 m²
Volume, LiDAR
1,383 m³
2 parcels, Flanders · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Heirstraat(E) 409, 3630 Maasmechelen
since 20002.131.840.957
IN DE KAMP
since 20132.219.455.218
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73060D0267/00G000 | Flanders | 2,050 m² | 1 · 230 m² | 7.5 m · 2 fl. |
| 73060D0422/00E000 | Flanders | 1,712 m² | 1 · 273 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
The Associated Press (Belgium)
BE 0403.485.059
Brussel · Eq €855k
DAFIN
BE 0501.830.488
Watermaal-Bosvoorde · Eq €767k
HIGH LIGHTS
BE 0469.930.257
Hasselt · Eq €744k
EMC37
BE 0872.627.935
Berlare · Eq €723k
UIT LIEFDE
BE 0456.344.616
Antwerpen · Eq €1.07M
Of 720 companies in sector 60310 we hold annual accounts for 157. 78 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-04-2000
Fiscal year end31-12
Activities, NACEBEL
60310News agency activities
63910Computing infrastructure, data processing, hosting and other information service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.