Active BE 0445.434.292Public limited company

FINLO

Brug-Zuid 12 ·9880 Aalter, Belgium· 34 yrs active

Sector: Wholesale trade (46831)

Conclusion Checked

The computed 12-month bankruptcy probability of FINLO is 0.4% (very low). The company has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.

Key figures

Active	34 yrs
Locations	1
Publications	2

Bankruptcy probability (12 mo) Checked model v1 · free

0.4% Very low

0%0,5%1,5%4%10%≥25%

Long track record −Lower-risk legal form −Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 3 signals

Long-established

Founded in 1991, 34 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.

Administratively compliant

No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags 0 events

No administrative flags

Financial overview10 NBB filings

Financials being processed

NBB has 10 filing(s) on record for this company, latest fiscal year 2025 (micro). The annual accounts are being processed.

Filings on record

Fiscal year	Type	Filed	Reference
30-06-2025	micro	14-01-2026	2026-00010723
30-06-2024	micro	28-01-2025	2025-00024130
30-06-2023	micro	25-01-2024	2024-00006330
30-06-2022	micro	15-12-2022	2022-20537570
30-06-2021	verkort	15-11-2021	2021-77300234
30-06-2020	verkort	26-01-2021	2021-01900343
30-06-2019	verkort	23-12-2019	2019-77400043
30-06-2018	verkort	04-12-2018	2018-73700012
30-06-2017	verkort	13-12-2017	2017-71700300
30-06-2016	verkort	22-12-2016	2016-71200581

Legal Structure

NACE primary	Wholesale trade(46831)
Legal form	Public limited company(014)
Incorporation	22-10-1991
Status	Active
Postal code	9880

Establishment units 1 location

FINLO NV

Brug-Zuid 29, 9880 Aalterde groothandel in schrijn- en timmerwerk van hout voor de bouwnijverheid

since 19912.054.917.383

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
44001A0256/00E000	Flanders	4.0 ha	1 · 1.8 ha	-
44503H0058/00P000	Flanders	8,233 m²	1 · 480 m²	22.4 m · 2 fl.

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 12 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026

14-01-2026

NBB filing Annual accounts filed

fiscal year 2025 · micro

2025

28-01-2025

NBB filing Annual accounts filed

fiscal year 2024 · micro

2024

05-08-2024

State Gazette act Director changes

25-01-2024

NBB filing Annual accounts filed

fiscal year 2023 · micro

2022

15-12-2022

NBB filing Annual accounts filed

fiscal year 2022 · micro

07-04-2022

State Gazette act Capital & shares

Christophe VERHAEGHE

2021

15-11-2021

NBB filing Annual accounts filed

fiscal year 2021 · verkort

26-01-2021

NBB filing Annual accounts filed

fiscal year 2020 · verkort

2019

23-12-2019

NBB filing Annual accounts filed

fiscal year 2019 · verkort

2018

04-12-2018

NBB filing Annual accounts filed

fiscal year 2018 · verkort

2017

13-12-2017

NBB filing Annual accounts filed

fiscal year 2017 · verkort

2016

22-12-2016

NBB filing Annual accounts filed

fiscal year 2016 · verkort

Belgisch Staatsblad, acts 2 acts

Capital history · 1

07-04-2022

Capital change

All acts · 2 updated 1 year ago

2024

05-08-2024 2 directors appointed, 1 resigning Director changes

Vanhulle Bruno, Bestuurder
Vanhulle Bruno, Gedelegeerd bestuurder
Vanhulle André, Bestuurder

Original publication ↗

Technical details

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    {
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      "role": "bestuurder",
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        "name": "Vanhulle Bruno",
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      "reason": null,
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      "via_org": null,
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      "compensated": null,
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      "evidence_quote": "De bijzondere algemene vergadering van 15/05/2024 heeft beslist om Vanhulle Bruno te benoemen als bestuurder van de naamloze vennootschap. het mandaat gaat onmiddellijk in.",
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    },
    {
      "kind": "director_out",
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      "evidence_quote": "Daarnaast beslsit de algemene vergadering om het ontslag te aanvaarden van Vanhulle Andr\u00E9. hem wordt kwijting gegeven voor zijn periode als bestuurder van de naamloze vennootschap. het ontslag gaat onmiddellijk in.",
      "decharge_status": "granted",
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  "notary": {
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  },
  "act_meta": {
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    "pub_date": null,
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    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "bijzondere_algemene_vergadering",
      "date": "2024-05-15",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0445.434.292",
    "name_full": "Finlo",
    "legal_form": "NV"
  },
  "publication_proxy": {
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  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}

2022

07-04-2022 Restructuring of share classes Capital & shares·Christophe VERHAEGHE

Notary: Christophe VERHAEGHE · RuisseledeFirm: Notariskantoor Verhaeghe & Baert

Original publication ↗

Technical details

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      "before_eur": null,
      "after_eur_raw": "750000.0",
      "delta_eur_raw": "6317.94",
      "before_eur_raw": "743682.06",
      "share_emission": {
        "agio_eur": null,
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        "issue_price_per_share_eur": null
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      "decrease_purpose": null,
      "contribution_type": "reserves_incorporation",
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      "statutory_unavailable_equity_op": null
    }
  ],
  "notary": {
    "name": "Christophe VERHAEGHE",
    "firm_city": null,
    "firm_name": "Notariskantoor Verhaeghe \u0026 Baert",
    "office_city": "Ruisselede",
    "is_associated": true
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2022-04-07",
    "filing_date": "2022-04-05",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
    "body": "buitengewone_algemene_vergadering",
    "act_date": "2022-04-05",
    "unanimous": true,
    "under_authorized_capital": false,
    "underlying_resolution_date": "2022-04-05"
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0445.434.292",
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    "legal_form": "Naamloze vennootschap",
    "is_foreign_registered": false
  },
  "publication_proxy": {
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    "org_name": null,
    "person_name": null,
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  },
  "co_filed_documents": [
    "expedition",
    "plan financier",
    "bankattest",
    "verslag bedrijfsrevisor"
  ],
  "shareholders_after": [],
  "share_classes_after": [
    {
      "n_shares": 3000,
      "class_name": "Gewone Aandelen",
      "capital_share_eur": null,
      "capital_share_eur_raw": "750000.0",
      "voting_rights_per_share": 1.0
    }
  ],
  "_currency_suspect_bef": true
}

Credit advice verdict per customer and amount

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Company registry (CBE) Crossroads Bank

Activities

Groothandel in bouwmaterialen, algemeen assortiment46731Groothandel in bouwmaterialen, algemeen assortiment46831Groothandel in verf, vernis en bouwmaterialen, inclusief sanitair51532

Primary activity highlighted.

Names & trade names

Legal nameNL

FINLO

Registered office

Brug-Zuid 12

9880 Aalter, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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