Financials
- Fiscal year
- 2025
- Total assets
- €388,570
- Loss
- -€46,356
- Solvency
- 5.0%
Total assets▼ 4.6%
Net result
20182025
FININVEST
ActiveSummary
The annual accounts of FININVEST for fiscal year 2025 show a net loss of 71% of the equity at the start of that year. The 2025 annual accounts show equity of €19,380 and a net result of -€46,356. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 27% of 16777 sector peers (fiscal year 2025). The company has been active since 1985 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.4% (very low).
Overview
Activity
Renting and operating of own or leased residential real estate, excluding social housing
NACE 68201
#7 oldest company in Ninove, Real estate sector1 site
Size
€388,570total assets 2025
- Equity
- €19,380
- Loss
- -€46,356
Turnover not published (abridged schema)
Structure
- Holdings
- 1
Accounts 35 d early0 of 3 deeds read
Why 53Capped at 59: a net loss of at least half of total assets or of the equity at the start of the financial year- Loss of €46,356, the second in a row (FY 2025)- Equity €19,380 (5.0% of total assets)+ Size: total assets €388,570+ Founded in 1985Show the evidence
Checked score
Score 2025
53
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 19% of its sector peers (NACE 68, micro)
Performance against the sector, not lower risk
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency
30-11
equity 5.0% of total assets
Liquidity
37-7
short-term debt 36.7% · cash 3.2%
Profitability
4=
return on assets -11.9%
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.4%
12-2024: 0.4%● 0.0% vs 11-2024
01-2025: 0.4%● 0.0% vs 12-2024
02-2025: 0.4%● 0.0% vs 01-2025
03-2025: 0.4%● 0.0% vs 02-2025
04-2025: 0.4%▲ +7.2% vs 03-2025
05-2025: 0.5%▲ +1.8% vs 04-2025
06-2025: 0.5%▲ +16.0% vs 05-2025
07-2025: 0.7%▲ +27.5% vs 06-2025
08-2025: 0.4%▼ -45.9% vs 07-2025lowest value
09-2025: 0.4%● 0.0% vs 08-2025lowest value
10-2025: 0.4%● 0.0% vs 09-2025lowest value
11-2025: 0.4%● 0.0% vs 10-2025lowest value
12-2025: 0.4%● 0.0% vs 11-2025lowest value
01-2026: 0.4%● 0.0% vs 12-2025lowest value
02-2026: 0.4%● 0.0% vs 01-2026lowest value
03-2026: 0.4%● 0.0% vs 02-2026lowest value
04-2026: 0.4%▲ +6.6% vs 03-2026
05-2026: 0.4%▲ +2.1% vs 04-2026
06-2026: 0.4%▲ +10.6% vs 05-2026
07-2026: 0.5%▲ +14.1% vs 06-2026
08-2026: 0.7%▲ +33.9% vs 07-2026
09-2026: 0.8%▲ +18.9% vs 08-2026highest value
10-2026: 0.4%▼ -52.1% vs 09-2026
- Size: total assets €388,570 lowers the probability for this profile
- Loss of €46,356, the second in a row (FY 2025) raises the probability
- Founded in 1985 lowers the probability for this profile
- Equity €19,380 (5.0% of total assets) raises the probability
Credit up to €1,000 at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.12 against 0.16 in 2024; short-term debt: 36.7% and cash: 3.2% of total assets), and 95% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, micro). Better than this share of them on solvency 26%, liquidity 30%, profitability 10%, growth against the median 9%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 06-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€46,356
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-06-2026, 35 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
35 d early
2024
8 d early
2023
13 d late
2022
12 d late
2021
26 d early
2020
60 d late
2019
31 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 2 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 23 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
07-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
- Annual accounts filedfiscal year 2023 · micro…
Key points
By topic
Network & group
- Subsidiaries
- 1
1 subsidiary
Timeline
- Events
- 14
- Since
- 2017
- Next accounts
- by 31-07-2027
- 26-06-2026Annual accounts filed
- 23-07-2025Annual accounts filed
- 13-08-2024Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Renting and operating of own or leased residential…NACE 68201
- Founded
- 19-12-1985
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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