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CROIX BLANCHE

Active
Public limited companyfounded 198640 yrs activeChaussée d'Arlon 59, 6600 Bastogne, BelgiumKBO/BCE: BE 0429.014.469
Summary

CROIX BLANCHE has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €374,755 and a net result of -€31,234. Equity is shrinking by ~8.8% per year across the filed fiscal years. Its solvency ranks better than 95% of 16707 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

Risk analysisWatch ReportCompare
CROIX BLANCHEActiveChecked score 82/100
Risk analysis ReportCompare

Overview

Activity
Renting and operating of own or leased residential real estate, excluding social housing
NACE 68201
#4 oldest company in Bastogne, Real estate sector1 site
Size
€375,575total assets 2025
Equity
€374,755
Loss
-€31,234
Financial health
82 Excellent Checked score 2025
Bankruptcy chance 12 m
0.5%
Structure
Board
1 member
Accounts 130 d early1 of 4 deeds read
Why 82- Liquidity: current ratio 389.94, cash €74, halved- 1 of the last 3 late- Loss of €31,234, the second in a row (FY 2025)+ Founded in 1986Show the evidence

Checked score

Score 2025
82 / 100
Excellent
Probability in this band: under 0.55%
Better than 46% of its sector peers (NACE 68, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Average
Solvency 100=
equity 99.8% of total assets
Liquidity 50-50
short-term debt 0.2% · cash 0.0%
Profitability 8-6
return on assets -8.3%
Bankruptcy probability, 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,417 companies)
Last 24 months 11-2024: 0.2% 12-2024: 0.2%▲ +48.7% vs 11-2024 01-2025: 0.5%▲ +101% vs 12-2024highest value 02-2025: 0.4%▼ -15.2% vs 01-2025 03-2025: < 0.1%▼ -88.3% vs 02-2025lowest value 04-2025: < 0.1%● 0.0% vs 03-2025lowest value 05-2025: < 0.1%● 0.0% vs 04-2025lowest value 06-2025: < 0.1%● 0.0% vs 05-2025lowest value 07-2025: < 0.1%● 0.0% vs 06-2025lowest value 08-2025: < 0.1%● 0.0% vs 07-2025lowest value 09-2025: < 0.1%● 0.0% vs 08-2025lowest value 10-2025: < 0.1%▲ +2.1% vs 09-2025 11-2025: < 0.1%● 0.0% vs 10-2025 12-2025: < 0.1%● 0.0% vs 11-2025 01-2026: < 0.1%▼ -2.1% vs 12-2025lowest value 02-2026: < 0.1%● 0.0% vs 01-2026lowest value 03-2026: < 0.1%● 0.0% vs 02-2026lowest value 04-2026: 0.5%▲ +864% vs 03-2026 05-2026: 0.5%● 0.0% vs 04-2026 06-2026: 0.5%● 0.0% vs 05-2026 07-2026: 0.5%● 0.0% vs 06-2026 08-2026: 0.5%● 0.0% vs 07-2026 09-2026: 0.5%● 0.0% vs 08-2026 10-2026: 0.5%● 0.0% vs 09-2026
  • Liquidity: current ratio 389.94, cash €74, halved raises the probability
  • 1 of the last 3 late raises the probability
  • Founded in 1986 lowers the probability for this profile
  • Loss of €31,234, the second in a row (FY 2025) raises the probability
Credit up to €30,000 at 30 days acceptable
short-term debt: 0.2% and cash: 0% of total assets, and 0.2% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, micro). Better than this share of them on solvency 91%, liquidity 50%, profitability 12%, growth against the median 30%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Liquidity: current ratio 389.94, cash €74, halved
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · 1 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
lowers risk · Founded in 1986
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Loss of €31,234, the second in a row (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€31,234
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-03-2026, 130 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
130 d early
2024
157 d early
2023
175 d late
2022
66 d late
2021
73 d late
2020
282 d late
2019
592 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 129 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 5 October (4 of the last 5 filed years within 196 days of that day).
Companies Code · seven months
Position in the running window
04-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Resignations: Blendi DURGUTI (director) and Bleron…Appointment: Bleron DURGUTI (sole director)…
  3. Liquidity times 21current ratio 389.94

Key points

  • Risk: 7 loss-making years in a rowloss fiscal year 2025 -€31,234 View
  • Caution: Among the weakest 12% on net resultsector median €5,961 · 16,701 companies -€31,234 View
  • Caution: Board changedlatest change 19-03-2026 · 1 in office 1 joined · 1 left View

By topic

Financials

Fiscal year
2025
Total assets
€375,575
Loss
-€31,234
Solvency
99.8%
Total assets▼ 11.9%
Net result
20182025
Go to Financials

Timeline

Events
16
Since
2017
Next accounts
by 31-07-2027
  1. 23-03-2026Annual accounts filed
  2. 19-03-2026Resignations: Blendi DURGUTI (director) and Bleron DURGUTI…
  3. 31-12-2025Liquidity times 21
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Renting and operating of own or leased residential…NACE 68201
Founded
14-05-1986
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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