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Complete company report
Generated 16-08-2026
Active BE 0421.939.112Public limited company

Fininco

Kapelstraat 6 ·3590 Diepenbeek, Belgium· 44 yrs active
Conclusion Checked

The computed 12-month bankruptcy probability of Fininco is 0.6% (low). The company has been active since 1981 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 44 yrs
Board 1
Locations 1
Publications 1
Bankruptcy probability (12 mo) Checked model v1 · free
0.6% Low
0%0,5%1,5%4%10%≥25%
No NACE activity registered +Long track record −Lower-risk legal form −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Long-established
Founded in 1981, 44 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financial overview10 NBB filings
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (micro). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 micro 27-06-2025 2025-00196022
31-12-2023 micro 24-06-2024 2024-00153592
31-12-2022 micro 07-07-2023 2023-00213253
31-12-2021 micro 21-06-2022 2022-20076619
31-12-2020 micro 23-07-2021 2021-39000532
31-12-2019 micro 28-07-2020 2020-35500271
31-12-2018 micro 30-07-2019 2019-41300186
31-12-2017 micro 30-08-2018 2018-56200157
31-12-2016 micro 15-05-2018 2018-12800379
31-12-2015 verkort 05-10-2016 2016-64800349
Directors & mandates 1 directors
Current directors & mandates
  • Willem Deveux
    Director
    State Gazette act 25124768 (02-10-2025)
    Current
    01-09-2025 → present
    2 events
    • 01-09-2025 Appointed· Director
    • 01-09-2025 Appointed· Managing director
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Legal Structure
NACE primary -
Legal form Public limited company(014)
Incorporation11-09-1981
StatusActive
Postal code3590
Establishment units 1 location
Fininco
Kapelstraat 6, 3590 DiepenbeekProjectontwikkeling voor woningbouw
since 19812.102.317.523
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71402D1100/00A000 Flanders 291 m² 1 · 195 m² 16.4 m · 4 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
02-10-2025
State Gazette act Director changes
27-06-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
24-06-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
07-07-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
21-06-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
23-07-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
28-07-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
2019
30-07-2019
NBB filing Annual accounts filed
fiscal year 2018 · micro
2018
30-08-2018
NBB filing Annual accounts filed
fiscal year 2017 · micro
15-05-2018
NBB filing Annual accounts filed
fiscal year 2016 · micro
2016
05-10-2016
NBB filing Annual accounts filed
fiscal year 2015 · verkort
Belgian State Gazette reading coverage 0 of 6 acts read

We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 10 months ago
2025
02-10-2025 2 directors appointed, 2 reappointed Director changes
  • Willem Deveux, Bestuurder
  • Willem Deveux, Gedelegeerd bestuurder
  • Eric Deveux, Bestuurder
  • Eric Deveux, Gedelegeerd bestuurder
Technical details 
{
  "events": [
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Eric Deveux",
        "address": "Kapelstraat 6 bus 2, 3590 Diepenbeek",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "renewal",
      "via_org": null,
      "statutory": "niet_statutair",
      "compensated": false,
      "effective_date": "2025-09-01",
      "evidence_quote": "De algemene vergadering beslist tot de herbenoeming van Eric Deveux, met woonplaats te 3590 Diepenbeek Kapelstraat 6 bus 2, als niet-statutaire bestuurder, en dit met ingang op 01/09/2025.",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "n_years",
        "value": 6
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Willem Deveux",
        "address": "Kapelstraat 6 bus 2, 3590 Diepenbeek",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": "niet_statutair",
      "compensated": false,
      "effective_date": "2025-09-01",
      "evidence_quote": "De algemene vergadering beslist tot de benoeming van Willem Deveux, met woonplaats te 3590 Diepenbeek Kapelstraat 6 bus 2, als niet-statutaire bestuurder, en dit met ingang op 01/09/2025.",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "n_years",
        "value": 6
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "director_in",
      "role": "gedelegeerd_bestuurder",
      "person": {
        "rrn": null,
        "name": "Willem Deveux",
        "address": "Kapelstraat 6 bus 2, 3590 Diepenbeek",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": "2025-09-01",
      "evidence_quote": "Het bestuursorgaan beslist tot de benoeming van Willem Deveux, met woonplaats te 3590 Diepenbeek Kapelstraat 6 bus 2, als gedelegeerd bestuurder met ingang op 01/09/2025.",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "n_years",
        "value": 6
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "director_renew",
      "role": "gedelegeerd_bestuurder",
      "person": {
        "rrn": null,
        "name": "Eric Deveux",
        "address": "Kapelstraat 6 bus 2, 3590 Diepenbeek",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "renewal",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": "2025-09-01",
      "evidence_quote": "Het bestuursorgaan beslist tot de herbenoeming van Eric Deveux, met woonplaats te 3590 Diepenbeek Kapelstraat 6 bus 2, als gedelegeerd bestuurder met ingang op 01/09/2025.",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "n_years",
        "value": 6
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2025-10-02",
    "filing_date": "2025-09-03",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2025-09-01",
      "unanimous": true
    },
    {
      "body": "algemene_vergadering",
      "date": "2025-09-01",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0421.939.112",
    "name_full": "Fininco",
    "legal_form": "NV"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Willem Deveux",
    "org_rep_person_name": null,
    "person_role_at_subject": "Gedelegeerd bestuurder"
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Names & trade names
Legal nameNL Fininco
Registered office
Kapelstraat 6 bus 2
3590 Diepenbeek, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative