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FinFocus

Active Private limited companyfounded 2023active for 3 yearsLuitenant Lippenslaan 48, 2140 AntwerpKBO/BCE: BE 1001.970.408

Overview

Lifetime

2 annual accounts with figures on one time axis
peak €19,862 (2024)
€3,713▼ 81.3%
peak €10,222 (2024)
€2,323▼ 77.3%
peak €16,545 (2025)
€16,545▲ 16.3%
€4,561▲ 10.1%
Board2 names since 2023
1 director
Documentsfilings and deeds
12-06-202643 days late
2025micro format
Gross margin from €19,862 to €3,713Result from €10,222 to €2,323Equity from €14,222 to €16,545Cash from €5,182 to €1,940

Key points

from the 2025 annual accounts

Turnover

≈ €18,000 estimated

The micro format states no turnover.

Position in the sector

€2,323

Lower net result than 86% of companies in legal and accounting. Sector median €37,367 · 15,836 companies.

2025 accounts filed 43 days after the deadline

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 39,278 companies had the same profile as FinFocus has now. Each dot stands for 99 companies, two years later.

95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

Test of the method

The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 39,278 companies, not a prediction for FinFocus. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Board and ownership

Director,
  • 51 sharesdeed of 13-03-2024
  • 49 sharesdeed of 13-03-2024
Board & ownership

Recent changes

Registered office moved from Edegem to Antwerp New registered office: Luitenant Lippenslaan 48, 2140 Antwerpen · Previous registered office: Mechelsesteenweg 146 11 2650 Edegem België · Board meeting of 01-10-2026 · Gazette deed
Registered in the Peppol Directory Reachable for e-invoices through 0208:1001970408
Resignation: (director) Permanent representative: · holds 51 shares · holds 49 shares · General meeting of 01-01-2024 · Gazette deed
2 establishments registered Antwerp and Edegem
All 7 events

Comparable companies

same main activity, similar in size and age
Company
FinFocus Antwerp - - 78.4% -
GSL FINTAX Frameries €13,910 -74.3% -42.4% -
Optimum Fisc A-L Huynen Thimister-Clermont - - 37.6% -
FIDUCIAIRE DU HORLOZ Seraing €38,055 6.3% 42.8% -
BOFIMAC STRATEGY Genk - - 22.3% -
Sigma-Fisc Leuven - - 59.9% -
Welt Accountants Antwerp - - 84.4% -

These companies have the same main activity as FinFocus: other tax advisory services (NACE 69209). They are comparable in size and age: total assets between €16,700 and €31,000, founded between 2022 and 2023.

Official details

Source: KBO
Status
Active since 06-11-2023Normal situation
Activity
Other tax advisory servicesNACE 69209
Establishment units
2.353.863.1682140 Antwerp, since 01-01-2024
2.353.863.2672650 Edegem, since 01-01-2024
Financial year end
30 September
Peppol
Reachable since 05-12-2025
Company details

Annual accounts to 30-09-2025

€3,713▼ 81.3%
€2,323▼ 77.3%
€16,545▲ 16.3%
€21,106▲ 14.9%
Filing
Filed on 12-06-2026
Financials

Insights on FinFocus

FinFocus has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €16,545 and a net result of €2,323.

Its solvency ranks better than 76% of 15,834 sector peers (NACE 69, financial year 2025).

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 12-06-2026, 43 days late
€3,713
▼ 81.3%
€2,904
▼ 77.3%
€2,323
▼ 77.3%
€16,545
▲ 16.3%
78.4%
▲ 1.0 percentage points
4.63
▲ 0.20

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €18,000. Estimated: probably between €12,000 and €28,000.

Amounts without an identifiable currency are taken as euros.

Balance sheet

balance sheet total €21,106 on 30-09-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

78.4%

Higher than 76% of 15,834 companies in 2025.

4.63

Higher than 76% of 15,606 companies in 2025.

11.0%

Higher than 34% of 15,723 companies in 2025.

FinFocus Middle half of the sector 80% of the sector Micro accounts in legal and accounting (NACE 69)

Net result: bottom quarter · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: middle half

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend20252024
Balance sheet: assets
20/58 21,10618,366
29/58 21,10618,366
40/41 18,00513,184
40 17,32413,174
41 68110
54/58 1,9405,182
490/1 1,162-
Balance sheet: equity and liabilities
10/49 21,10618,366
10/15 16,54514,222
10/11 4,0004,000
13 12,545-
133 12,545-
14 -10,222
17/49 4,5614,144
42/48 4,5614,144
44 -215
440/4 -215
45 4,5613,929
450/3 4,5613,929
Income statement
9900 3,71319,862
640/8 8097,081
9901 2,90412,781
65/66B -4
65 -4
9903 2,90412,777
67/77 5812,555
9904 2,32310,222
9905 2,32310,222
Appropriation of the result
9906 2,32310,222
691/2 2,323-
6921 2,323-
Document PDFPDF

The notes to these accounts have 1 item. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 12-06-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank

2025 annual accounts filed 43 days after the deadline. Filed on 12 June 2026, deadline 30 April 2026 (7 months after the close on 30 September 2025, Companies Code art. 3:10). Source: NBB, 2026-00156326.

Financial year Type Filed Reference Document
30-09-2025 micro format 12-06-2026 2026-00156326 PDF
30-09-2024 micro format 30-10-2025 2025-00553700 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend20252024
-3,242-
16,54514,222
78.4%77.4%
4.634.43
0.280.29
14.0%71.9%
11.0%55.7%

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Insights on FinFocus

The operating result for 2025 is 77% lower than in 2024.

Debt's share of the balance-sheet total falls from 22.6% to 21.6%. Equity and debt are higher.

Board & ownership

Board

1 director, no change since December 2023
Director (not named in the articles), permanent representative
appointed by deed of 08-11-2023 term without a fixed end
also on the board of 1 other company
listed in the 2025 annual accounts, filed on 12-06-2026
Signing authorityThe articles say who may bind the company, for example by signing a contract.
Each director alone
deed of 08-11-2023
Permanent representatives 1
Permanent representative, for
appointed by deed of 08-11-2023

Office holders in the KBO →

Mandates through the years

2 names, the dashed line is today

Director (not named in the articles)

Director (not named in the articles)
BoardEarlier
Mandates as a list
    • Director (not named in the articles), appointed by deed of 08-11-2023, still in office
    • Director (not named in the articles), appointed by deed of 08-11-2023, until 31-12-2023

See the board, name and registered office on a given date →

Control

Shareholders
,
This company
FinFocus
Equity €16,545
Profit €2,323 in 2025

Capital

Contribution
€4,000
Shares
100
Contribution per share
€40
Equity per share
€165 in 2025
Source
deed of 08-11-2023

Articles of association

deed of 08-11-2023 (in Dutch)
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Board ruleThese rules set how the board is made up, meets and takes decisions.
At least 1 director
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
31 March at 16:00
Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
No statutory auditor

Shareholders

Stated in the deed deed of 13-03-2024 ↗
  • 51 shares
  • 49 shares
At incorporation deed of 08-11-2023 ↗
  • 50 shares (50%) · €2,000
  • 50 shares (50%) · €2,000

Capital transactions

Capital over time
  1. 08-11-2023 Incorporation · 100 shares
  2. 08-11-2023 Incorporation · €4,000 · 100 shares

Network & group

No group

FinFocus has no parent and no holdings in its annual accounts. is the only director.

At the same address

Luitenant Lippenslaan 48, 2140 Antwerp · 7 other companies
TOP INSURANCE
registered office since 14-01-2010 · founded in 2010
total assets €234,364 (2025)
0822.274.443
LAURIS MANAGEMENT
registered office since 05-02-2008 · founded in 2008
total assets €120,337 (2025)
0895.472.524
Drebut, Andrii (sole trader)
establishment since 01-04-2024
founded in 2024
1007.676.976
Med Adfin
registered office since 26-10-2023
founded in 2023
1001.674.557
PRIVATE STICHTING ASSISTANCE
registered office since 31-07-2013
founded in 2013
0537.368.914
WACKER JOHANNES H (sole trader)
establishment since 26-09-1995
founded in 1995
0511.861.080
VAN GEEL JOHANNES (sole trader)
establishment since 24-05-1991
founded in 1991
0511.805.256

Connections & network

1 connected company
Depth

The connected companies are in the list below.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.
Linked via shared directors
via · Sole director (not named in the articles) · deed of 07-06-2021
Founded in 2008 · total assets €1.1m (2025)

Timeline

Timeline

7 events since 2023

Deadline for the 2026 accounts: 30-04-2027

2026
Registered office moved from Edegem to AntwerpNew registered office: Luitenant Lippenslaan 48, 2140 Antwerpen · Previous registered office: Mechelsesteenweg 146 11 2650 Edegem België · Board meeting of 01-10-20262 points ▸
  • Board meeting, 01-10-2026
  • Registered-office move, Luitenant Lippenslaan 48, 2140 Antwerpen
  • The deed holds 1 more point.

Open the deed in the Belgian Official Gazette

Annual accounts 2025 filed NBBmicro format · 43 days late
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:1001970408
Annual accounts 2024 filed PDFmicro format · 183 days late
2024
Resignation: (director)Permanent representative: · holds 51 shares · holds 49 shares · General meeting of 01-01-20245 points ▸
  • General meeting, 01-01-2024
  • Director resignation,
  • Permanent representative, (legal representative)
  • holds 51 shares
  • holds 49 shares

Open the deed in the Belgian Official Gazette

2 establishments registered Antwerp and Edegem
2023
IncorporationFounding capital of €4,000 · Founders: (founder and shareholder) and (founder and shareholder) · 100 shares · Appointments: (director) and (director) · published on 08-11-20238 points ▸
  • Founder, (and shareholder)
  • Founder, (and shareholder)
  • 100 shares
  • Founding capital, €4,000, 100 shares
  • Director appointment, (director (not named in the articles))
  • Permanent representative,
  • Director appointment, (director (not named in the articles))
  • Permanent representative,
  • The deed holds 3 more points.

Open the deed in the Belgian Official Gazette

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

On 6 November 2023, FinFocus was incorporated as a private limited company by two natural persons, with a starting capital of €4,000.12 In 2026 the registered office moved to Antwerp.3 is director of the company, appointed by deed of 08-11-2023.2

  1. 1KBO register
  2. 2Belgian Official Gazette, 08-11-2023
  3. 3Belgian Official Gazette, 04-11-2026

Company details

Identity

Enterprise number
1001.970.408
VAT number
BE 1001.970.408
Peppol ID
0208:1001970408
Other Peppol ID
9925:BE1001970408
Legal form
Private limited company
Status
Active, normal situation
Founded
06-11-2023
Financial year
ends on 30 September
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
31 March at 16:00
deed of 08-11-2023 (in Dutch)
Peppol
Reachable since 05-12-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
FinFocus in Dutch
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 08-11-2023 (in Dutch)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Mechelsesteenweg 146/011, 2650 Edegem”
deed of 08-11-2023 (in Dutch)

Activities

NACEBEL 2025
VAT activities
69209 Other tax advisory services main activity
Social security (RSZ) activities
69209 Other tax advisory services main activity
Codes under NACEBEL 2008
69201 Accountants main activity

Registered office and establishments

2 establishments
Establishment Since Unit number
Med Adfin registered office Luitenant Lippenslaan 48, 2140 Antwerp 01-01-2024 2.353.863.168
Mechelsesteenweg 146 2650 Edegem 01-01-2024 2.353.863.267
1 former office
  • Mechelsesteenweg 146 11, 2650 Edegem until 01-10-2026 · deed of 04-11-2026

Buildings and parcels at the addresses

Ground area
958 m²
Buildings
951 m²
Volume, LiDAR
17,255 m³
Tallest building
25.3 m
Buildings to scale, each on its own parcel
950 m², 25.3 m 950 m², 25.3 m

Location

registered office establishment All 2 establishment units on the map
8 companies at this address See who is registered here

Parcels

Cadastral parcelArea Buildings Height / floors
11006A0226/03L002943 m² 1 · 950 m² 25.3 m · 8
11472B0158/00T00415 m² - -

Contact

E-mail info@medadfin.be establishment in Antwerpen