FinFocus
ActiveSummary
FinFocus has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €14k and a net result of €10k. Its solvency ranks better than 73% of 15367 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2024
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. A confirmed filing finding caps the score. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency100
Growth-
Track record67
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity ample (current ratio 4.43; short-term debt: 22.6% and cash: 28.2% of total assets), and 22.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
77.4%
Return on assets
55.7%
Age of the figures
24 mo
raises risk · Filed more than 90 days late
The financial year that closed on 30-09-2024 was due by 30-04-2025 and was filed on 30-10-2025, 183 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 1 filingDeviation from the deadline
2024
183 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€14k
Total assets
€18k
Net result
€10k
Working capital
€14k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Equity and liabilities €18k
Equity
€14k
Debt
€4k
Debt finances 22.6% of the balance-sheet total.
Key figures and ratios
Current ratio
4.43
Debt to equity
0.29
ROE
71.9%
ROA
55.7%
Debt ≤ 1 year
€4k
Income taxes
€3k
Filed annual accounts As filed with the NBB · 2024 · 26 lines
Balance sheet
Code2024
Assets
Total assets20/58€18k
Current assets29/58€18k
Amounts receivable within one year40/41€13k
Trade receivables40€13k
Other amounts receivable41€10
Cash at bank and in hand54/58€5k
Equity and liabilities
Total equity and liabilities10/49€18k
Equity10/15€14k
Contributions10/11€4k
Profit (loss) carried forward14€10k
Amounts payable17/49€4k
Amounts payable within one year42/48€4k
Trade debts44€215
Suppliers440/4€215
Taxes, remuneration and social security45€4k
Taxes450/3€4k
Income statement
Code2024
Other operating charges640/8€7k
Gross operating margin9900€20k
Operating profit (loss)9901€13k
Financial charges65/66B€4
Recurring financial charges65€4
Profit (loss) for the period before taxes9903€13k
Income taxes67/77€3k
Profit (loss) for the period9904€10k
Profit (loss) for the period to be appropriated9905€10k
Appropriation of the result
Profit (loss) to be appropriated9906€10k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 183 days late
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Edegem · 2 establishment units since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Mechelsesteenweg 1462650 EdegemGround area
958 m²
Building footprint
951 m²
Volume, LiDAR
17,255 m³
2 parcels, Flanders · tallest building 25.3 m, ±8 floors. Linked by address, not a title deed.
2 establishment units
Med Adfin
since 20242.353.863.168
FinFocus
since 20242.353.863.267
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11006A0226/03L002 | Flanders | 943 m² | 1 · 950 m² | 25.3 m · 8 fl. |
| 11472B0158/00T004 | Flanders | 15 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
EVENTIUM
BE 0859.637.556
Philippeville · Eq €14,250
CAMPO
BE 0478.569.294
Liège · Eq €14,180
Corporate Strategy & Management
BE 0738.928.776
Charleroi · Eq €14,282
HERLUX
BE 0450.131.369
Asse · Eq €14,127
All About Figures
BE 0833.900.486
Antwerpen · Eq €14,086
Of 2,267 companies in sector 69209 we hold annual accounts for 1,098. 531 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-11-2023
Fiscal year end30-09
Activities, NACEBEL 2025
69209Other tax advisory services
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:info@medadfin.be