FINEXCOMPSULT
ActiveFINEXCOMPSULT has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €138k and a net result of €-5k. Equity is growing by ~3.4% per year across the filed fiscal years. Its solvency ranks better than 24% of 12642 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
53
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability35▼-5
Solvency50▼-4
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity tight (current ratio 1.33 against 1.41 in 2024; short-term debt: 75.4% and cash: 0.2% of total assets), and 75.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
24.6%
Return on assets
-0.9%
Age of the figures
13 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 12642 sector peers (2025).
NBB · sector comparisonPosition among 12642 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-08-2025 was due by 31-03-2026 and was filed on 18-02-2026, 41 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
41 d early
2024
40 d early
2023
45 d early
2022
72 d early
2021
92 d early
2020
98 d early
2019
78 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-08-2026 and is due by 31-03-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-08-2026 close17-09-2026 today31-03-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€138k▼ 3.4%
2024 · €143k
2019: €118k
2020: €125k
2021: €121k
2022: €131k
2023: €138k
2024: €143k
2019 → 2025
Total assets
€563k▲ 14.8%
2024 · €491k
2019: €463k
2020: €435k
2021: €458k
2022: €436k
2023: €462k
2024: €491k
2019 → 2025
Net result
€-5k
2024 · €5k
2019: €18k
2020: €7k
2021: €-5k
2022: €10k
2023: €7k
2024: €5k
2019 → 2025
Working capital
€138k▼ 3.4%
2024 · €143k
2019: €198k
2020: €206k
2021: €147k
2022: €144k
2023: €137k
2024: €143k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€121k-€131k▲ 8.1%€138k▲ 5.6%€143k▲ 4.0%€138k▼ 3.4%
Operating result€-13k-€9k€1k▼ 85.8%€271▼ 77.8%€-7k
Net result€-5k-€10k€7k▼ 25.2%€5k▼ 25.2%€-5k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €7k after €271 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €563k
Equity
€138k▼ 3.4%
Debt
€425k▲ 22.3%
The debt ratio rises from 70.8% to 75.4%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
24.6%▼
2024 · 29.2%
Current ratio
1.33▼
2024 · 1.41
Quick ratio
1.33▼
2024 · 1.41
Debt / equity
3.07▲
2024 · 2.42
ROE
-3.6%▼
2024 · 3.8%
ROA
-0.9%▼
2024 · 1.1%
Debt
€425k▲
2024 · €347k
Debt ≤ 1 year
€425k▲
2024 · €347k
Income taxes
€5k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€491k€563k▲
Current assets29/58€491k€563k▲
Amounts receivable within one year40/41€486k€561k▲
Trade receivables40€138k€181k▲
Other amounts receivable41€348k€379k▲
Cash at bank and in hand54/58€4k€1k▼
Deferred charges and accrued income490/1€1k€1k▼
Equity and liabilities
Total equity and liabilities10/49€491k€563k▲
Equity10/15€143k€138k▼
Contributions10/11€19k€19k=
Capital10€19k€19k=
Issued capital100€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Profit (loss) carried forward14€123k€118k▼
Amounts payable17/49€347k€425k▲
Amounts payable within one year42/48€347k€425k▲
Current portion of amounts payable after more than one year42-€150k
Financial debts43€36k€39k▲
Credit institutions430/8€36k€39k▲
Trade debts44€223k€142k▼
Suppliers440/4€223k€142k▼
Taxes, remuneration and social security45€8k€13k▲
Taxes450/3€8k€13k▲
Other amounts payable47/48€81k€81k=
Income statement
Code20242025
Other operating charges640/8€395€2k▲
Gross operating margin9900€666€-5k▼
Operating profit (loss)9901€271€-7k▼
Financial income75/76B€14k€15k▲
Recurring financial income75€14k€15k▲
Financial charges65/66B€4k€8k▲
Recurring financial charges65€4k€8k▲
Profit (loss) for the period before taxes9903€10k€557▼
Income taxes67/77€4k€5k▲
Profit (loss) for the period9904€5k€-5k▼
Profit (loss) for the period to be appropriated9905€5k€-5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€123k€118k▼
Profit (loss) brought forward from the previous period14P€118k€123k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-08
Financial
Weakest financial yearnet €-5k ▼190%
Net result drops to €-5k, the lowest in the series.
19-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
15-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
18-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-08
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
2021
29-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
23-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
13-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
16-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
04-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
10-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zoning de Jumet,4ème rue 336040 CharleroiGround area
9,994 m²
Building footprint
3,265 m²
Volume, LiDAR
31,190 m³
Parcel 52034B1039/00Z004, Wallonia · tallest building 11.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Zoning de Jumet,4ème rue 33, 6040 Charleroi
since 20032.114.240.110
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52034B1039/00Z004 | Wallonia | 9,994 m² | 1 · 3,265 m² | 11.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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COMPUTANTIS
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Belgian Accounting Company
BE 0438.173.348
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W-Fisc
BE 0790.623.937
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F.S.P. Compta
BE 0455.479.732
Sint-Agatha-Berchem · Eq €139k
Of 12,173 companies in sector 69201 we hold annual accounts for 7,637. 6,536 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-12-2002
Fiscal year end31-08
Activities, NACEBEL
69201Certified accountants and tax accountants
69202Legal and accounting activities
74121
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.