Losses
-€42,670 in two years
The 2024 and 2025 financial years closed with a loss. 2025 was the heaviest.
FIDIUS.BE
Lifetime
18 annual accounts with figures on one time axis, 20 filings since 2005peak €189,019 (2018)
-€26,571▼ €13,812
lowest -€30,080 (2025)
-€30,080▼ €17,489
peak €132,810 (2023)
€90,139▼ 25.0%
€360,236▲ 6.7%
Board1 name since 2022
1 directorVAN BOUWEL Severinus Cornelius Elisa
Documentsfilings and deeds
29-09-202532 days before the deadline
2025micro format
Gross margin from -€12,759 to -€26,571Loss of €30,080Equity from €120,219 to €90,139
Key points
from the 2025 annual accountsDebts
€360,236 80% of the balance sheet
Suppliers 28%Taxes and wages 2%Other 70%
Position in the sector
-€30,080
Lower net result than 95% of companies in legal and accounting. Sector median €37,394 · 15,826 companies.
2026 accounts not filed, 10 days past the deadlineTurnover not published (micro format)
Checked score
81
Excellent
Financially stronger than 12% of micro companies in legal and accounting (NACE 69)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: < 0.1% across 20,107 companies (NACE 69, micro).
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.3%▲ +0.1 percentage points vs 12-2024
02-2025: 0.3%● unchanged vs 01-2025
03-2025: 0.4%▲ +0.1 percentage points vs 02-2025highest value
04-2025: 0.2%▼ -0.2 percentage points vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.3%▲ +0.1 percentage points vs 05-2025
07-2025: 0.3%● unchanged vs 06-2025
08-2025: 0.3%● unchanged vs 07-2025
09-2025: 0.3%● unchanged vs 08-2025
10-2025: 0.1%▼ -0.2 percentage points vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026lowest value
05-2026: 0.1%● unchanged vs 04-2026lowest value
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.3%▲ +0.2 percentage points vs 09-2026
11-2026: 0.3%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Figures for financial year 2025 (filed on 29-09-2025)
Loss of €30,080, the second in a row (financial year 2025)
lowers risk
Sector: Legal and accounting activities (NACE 69)
Size: total assets €450,375
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 22% of them on solvency, 3% on liquidity, 4% on profitability and 17% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-03-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,507 companies had the same profile as FIDIUS.BE has now. Each dot stands for 7 companies, two years later.
96.4%
were still trading
1.8%
stopped another way
1.6%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of FIDIUS.BE itself: 0.3% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,507 companies, not a prediction for FIDIUS.BE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €7,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.97 (1.13 in 2024), below 1. Short-term debt is 80% and cash 7.6% of total assets. 80% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Seven signals.
lowers riskraises riskneutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year -€30,080
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 15824 sector peers (2025).
NBB · sector comparisonPosition among 15824 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 29-09-2025, 32 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
not filed
2025
32 days early
2024
123 days late
2023
on the day
2022
42 days late
2021
3 days late
2020
3 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 22 days after the deadline. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (1)
Board and ownership
- VAN BOUWEL Severinus Cornelius Elisa all the sharesdeed of 03-03-2026
Recent changes
Change of role: VAN BOUWEL Severinus Cornelius Elisa, from manager and director to director
Legal-form conversion: to private limited company · VAN BOUWEL Severinus Cornelius Elisa holds all the shares · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0862404828
Incorporation
published on 08-01-2004 · Gazette deed
First establishment
Middenstraat 47, Essen
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| FIDIUS.BE Essen | €450,375 | -€26,571 | 20.0% | - |
| FC Management Namur | €535,107 | -€69,988 | -3.6% | - |
| PIA Go! Ghent | €534,700 | -€532,477 | -103.7% | 4.3 |
| ACCOUNTANTSKANTOOR REDIGER F. Herent | €547,171 | -€1,927 | 58.4% | - |
| MIALI Uccle | €550,154 | -€27,838 | 10.2% | - |
| TREBOR Borsbeek | €360,063 | -€4,412 | 90.5% | - |
| FINEXCOMPSULT Charleroi | €563,279 | -€4,930 | 24.6% | - |
These companies have the same main activity as FIDIUS.BE: certified accountants and tax accountants (NACE 69201). They are comparable in size and age: total assets between €360,000 and €563,000, founded between 1996 and 2004.
Official details
Source: KBO- Status
- Active since 26-12-2003Normal situation
- Activity
- Certified accountants and tax accountantsNACE 69201and 2 others
- Establishment unit
- 2.235.130.9132910 Essen, since 23-12-2003
- Financial year end
- 31 March
- Peppol
- Reachable since 16-06-2025
Insights on FIDIUS.BE
FIDIUS.BE files the micro format. That format states no turnover. The gross margin fell from -€21,373 in 2008 to -€26,571 in 2025.
The balance sheet grew most from 2013 to 2015 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about FIDIUS.BE
- What is the company number of FIDIUS.BE?
- The company number of FIDIUS.BE is 0862.404.828. The VAT number is the same number with BE in front: BE 0862.404.828.
- Where is FIDIUS.BE based?
- The registered office is at Middenstraat 47, 2910 Essen.Company details
- What does FIDIUS.BE do?
- According to the KBO register, the main activity is certified accountants and tax accountants (NACE 69201).
- What is the legal form of FIDIUS.BE?
- FIDIUS.BE is a private limited company (BV).
- When was FIDIUS.BE founded?
- FIDIUS.BE was founded on 26-12-2003.
- Is FIDIUS.BE still active?
- Yes, FIDIUS.BE is an active enterprise in the KBO register.
- What is the turnover of FIDIUS.BE?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
- Is FIDIUS.BE profitable?
- In financial year 2025, FIDIUS.BE made a loss of €30,080.
- Where can I find the annual accounts of FIDIUS.BE?
- FIDIUS.BE filed 20 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.