Higher solvency than 95% of companies in legal and accounting. Sector median 56.9% · 16,409 companies.
Checked score
Checked score
The higher the Checked score (0 to 100), the smaller the chance that the company goes bankrupt within twelve months. That chance sets the band, from Critical to Excellent, and within the band how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
XXVisible after signing in
HiddenVisible after signing in
Bankruptcy probability within 12 months
Bankruptcy probability
It is the chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. At 0.2%, about 2 in 1,000 comparable companies go bankrupt. The higher it is, the shorter the payment term to agree.
XXVisible after signing in
Financial strength
Financial strength
Financial strength measures the balance sheet and the results with three figures out of 100 from the latest annual accounts: solvency, liquidity and profitability. It does not directly set the Checked score's band. How the company does against its sector peers on these and on growth does count for its place within the band.
XXVisible after signing in
XXVisible after signing in
XXVisible after signing in
Score breakdown
Visible after signing inVisible after signing in
Comparable companies, two years later
In July 2024, 11,278 companies had the same profile as FINEON has now. Each dot stands for 29 companies, two years later.
96.6%
were still trading
2.6%
stopped another way
0.7%
went bankrupt
Micro
under 2 years old
solvency 30% or more
a profit of 5% of the balance sheet or more
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
The companies in ten equal groups, from the lowest to the highest expected share
Group
Expected
Actual
1
0.2%
0.2%
2
0.3%
0.5%
3
0.5%
0.6%
4
0.7%
0.8%
5
0.9%
0.9%
6
1.3%
1.5%
7
1.6%
1.8%
8
1.8%
1.8%
9
2.9%
3.1%
10
5.6%
6.1%
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 11,278 companies, not a prediction for FINEON. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit verdict
The credit verdict says how much credit you can give the company on open account. “Acceptable” means normal terms, “With conditions” means limiting the amount or the term. “Not advised” means asking for payment up front.
Visible after signing inVisible after signing in
Credit check for an amount and term of your choice
Share issueName after signing inVisible after signing in holds 1,210 shares · Name hiddenVisible after signing in holds 784 shares · Hidden nameVisible after signing in holds 230 shares · General meeting of 29-12-2025 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1016973635
Incorporation
Founding capital of €130,400, 1,304 shares · Founders: Name after signing inVisible after signing in, Name hiddenVisible after signing in and Hidden nameVisible after signing in · Appointment: Name after signing inVisible after signing in (director) · published on 06-12-2024 · Gazette deed
Sector peers are the companies with the same activity (NACE code) and, where stated, the same size, that the company is compared with. A percentile says how many of them do worse.
These companies have the same main activity as FINEON: other tax advisory services (NACE 69209). They are comparable in size and age: total assets between €71,400 and €181,000, founded between 2021 and 2024.
FINEON has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €139,865 and a net result of €9,465.
Its solvency ranks better than 95% of 16,409 sector peers (NACE 69, financial year 2025).
micro format, filed on 12-05-2026, 49 days before the deadline
Abbreviated and micro format
Small companies may file abbreviated or micro-format accounts. They often leave out revenue and other detail. The law allows it, so it is not missing data.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €67,000. Estimated: probably between €45,000 and €110,000.
Balance sheet
balance sheet total €145,742 on 30-11-2025
What the company ownsHow it is paid for
Position in the sector
Sector peers
Sector peers are the companies with the same activity (NACE code) and, where stated, the same size, that the company is compared with. A percentile says how many of them do worse.
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
A company files its annual accounts with the National Bank no later than seven months after its financial year ends. Repeated late filing is a warning sign.
per financial year, computed from the annual accounts
Line
Trend
2025
13,197
9,518
660
139,258
96.0%
24.70
0.04
6.8%
6.5%
over 100
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired
Investment
Investment is what the company bought in the financial year in buildings, machinery, software and other fixed assets. Above depreciation, it is building up. Years below it, it is living off what it has.
Item
30-11-2025
Tangible fixed assets
€660
€53
Source: notes to the 2025 annual accounts (statement of fixed assets)
Insights on FINEON
Debt's share of the balance-sheet total is 4.0%.
Board & ownership
Board
Directors
Many board changes in a short time are a reason to keep a close eye on the company.
1 director, since incorporation
Name after signing inVisible after signing in
Director
appointed by deed of 06-12-2024term without a fixed end
Each bar is one period in a role, from appointment to resignation or to today. An open left edge means the mandate began before its first mention. An open right edge means the mandate ended without a stated end date.
1 name, the dashed line is today
20242025202620272028
Name hiddenVisible after signing in Director
Board
Mandates as a list
Hidden nameVisible after signing in
Director, appointed by deed of 06-12-2024, still in office
Name hiddenVisible after signing in300 shares (23%)
Hidden nameVisible after signing in391 shares (30%)
Name after signing inVisible after signing in188 shares (14.4%)
Name hiddenVisible after signing in35 shares (2.7%)
Hidden nameVisible after signing in390 shares (29.9%)
Network & group
No group
FINEON has no parent and no holdings in its annual accounts. Name after signing inVisible after signing in is the only director. FINEON shares no director with another company.
At the same address
At the same address
These companies are registered at the seat of FINEON today. That says who is based there, not who owns the building.
registered office since 02-01-2019 · founded in 2018
total assets €155,817 (2025)
0716.894.930
Timeline
Timeline
5 events since 2024
Capital
Filings
Establishments
202420252026
2026
Annual accounts 2025 filedNBB ↗micro format · 49 days before the deadline
Share issueName hiddenVisible after signing in holds 1,210 shares · Hidden nameVisible after signing in holds 784 shares · Name after signing inVisible after signing in holds 230 shares · General meeting of 29-12-20256 points ▸
General meeting, 29-12-2025
Name hiddenVisible after signing in holds 1,210 shares
Hidden nameVisible after signing in holds 784 shares
Name after signing inVisible after signing in holds 230 shares
Name hiddenVisible after signing in holds 390 shares
Registered in the Peppol Directory Reachable for e-invoices through 0208:1016973635
2024
IncorporationFounding capital of €130,400, 1,304 shares · Founders: Hidden nameVisible after signing in, Name after signing inVisible after signing in and Name hiddenVisible after signing in · Appointment: Hidden nameVisible after signing in (director) · published on 06-12-20248 points ▸
Founder, Name after signing inVisible after signing in
Founder, Name hiddenVisible after signing in
Founder, Hidden nameVisible after signing in
Name after signing inVisible after signing in holds 35 shares
Name hiddenVisible after signing in holds 390 shares
Founding capital, €130,400, 1,304 shares
Registered office clause, Clos du Renisart 3, 1301 Bierges
Director appointment, Hidden nameVisible after signing in
Each sentence rests on a document from the KBO register, the Belgian Official Gazette or the National Bank. The number after the sentence opens that document.
FINEON was incorporated on 4 December 2024 as a private limited company by five natural persons, with a starting capital of €130,400.12Name hiddenVisible after signing in is director of the company, appointed by deed of 06-12-2024.2The company has filed annual accounts once, for financial year 2025.3
PurposeThe purpose describes the activities the company may carry out under its articles.
“De dispenser des avis financiers,techniques,commerciaux ou administratifs dans le sens le plus large du terme ; à l’exception des conseils…”
7 activities
De dispenser des avis financiers,techniques,commerciaux ou administratifs dans le sens le plus large du terme ; à l’exception des conseils de placement d’argent et autres,fournir son assistance et exécuter des services directement ou indirectement sur le plan de l’administration et des finances,de la vente,de la production et de la gestion en général ; fournir toutes prestations de service et exécuter tous mandats sous forme d’études d’organisations,d’expertises,d’actes et de conseils techniques ou autres dans tout domaine rentrant dans son objet ;
D’exécuter et assumer toutes sortes de mandats administratifs,remplir des missions et exercer des fonctions,y compris des mandats de gérant,administrateur,directeur ou liquidateur et en général,tous mandats et fonctions se rapportant directement ou indirectement à son objet ;
La prestation de services administratifs et informatiques ;
La contribution à la constitution de sociétés par voie d’apports,de participation ou d’investissements généralement quelconques ;
Développer,acheter,vendre,prendre en licence ou donner des brevets,du savoir-faire et d'autres immobilisations incorporelles durables et annexes ;
L'achat et la vente,l'importation et l'exportation,la commission et la représentation de tout biens généralement quelconques,en bref,agir comme intermédiaire commercial ;
La recherche,le développement,la fabrication ou la commercialisation de nouveaux produits,de nouvelles formes de technologies et leurs applications.