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JAFINCO

Active
Private limited companyfounded 2024active for 2 yearsSousbeekstraat 48C, 9250 Waasmunster, BelgiumKBO/BCE: BE 1013.282.091
Summary

JAFINCO has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €24,356 and a net result of €15,623. Its solvency ranks better than 16% of 15,790 sector peers (NACE 69, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 06-09-2024 Normal situation
Activity
Other tax advisory services NACE 69209and 2 others
Establishment unit
2.363.649.082 9250 Waasmunster, since 01-10-2024
Financial year end
31 December
Peppol
Reachable since 16-12-2024

Board and ownership

Board
Shareholders
  • De Clercq Jannickact of 10-09-2024

Financial position

94 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€34,599
▲ 166%
Turnover
≈ €89,000
estimated
Profit
€15,623
▲ 151%
Equity
€24,356
▲ 179%
Total assets
€180,457
▲ 347%
Score breakdownraises riskFounded in 2024lowers riskSector: Legal and accounting activities (NACE 69)Size: total assets €180,457Figures for financial year 2025 (filed on 30-07-2026)Show the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 50% of micro companies in legal and accounting (NACE 69)
Financial strength · tick: 2024
Strong
Solvency 38-9
equity 13.5% of total assets
Liquidity 67+40
short-term debt 15.0% · cash 15.7%
Profitability 80-8
return on assets 8.7%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (20,094 companies, NACE 69, micro)
Last 24 months 10-2025: 0.1%lowest value 11-2025: 0.1%● unchanged vs 10-2025lowest value 12-2025: 0.1%● unchanged vs 11-2025lowest value 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026highest value 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026
Credit of up to €2,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.19 (0.69 in 2024), below the usual 1.5. Short-term debt is 15% and cash 15.7% of total assets. 86.5% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro). It does better than 18% of them on solvency, 54% on liquidity, 34% on profitability and 95% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Sector: Legal and accounting activities (NACE 69)
KBO
raises risk · Founded in 2024
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Size: total assets €180,457
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 30-07-2026)
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 15790 sector peers (2025).
NBB · sector comparison
Position among 15790 sector peers
Solvency
better than 16%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
1 day early
2024
3 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 2 accounts on average 2 days before the deadline. In the sector (NACE 69), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2024.
KBO publications

Key points

  • Caution: Lower solvency than 84% of companies in legal and accountingsector median 56.8% · 15,790 companies 13.5% View

Recent changes

  1. · Gazette deed IncorporationAppointments: De Clercq Jannick (director) and Van Hauwe Ken (director) · Founder: De Clercq Jannick · Founding capital of €2,500, 100 shares
All 3 events

Comparable companies

These companies have the same main activity as JAFINCO: other tax advisory services (NACE 69209). They are comparable in size and age: total assets between €122,000 and €245,000, founded between 2023 and 2024.

CompanyTotal assetsGross margin
JAFINCO Waasmunster€180,457€34,599
CELIX CONSULTING Nazareth-De Pinte€121,636€39,385
JGR CONSULTING Saint-Georges-sur-Meuse€245,170€35,838
AVH Boekhouding & Advies Herselt€175,269€52,265
David Paul Genappe€204,255€39,137
AGAMI – Gestion et Management La Louvière€158,968€42,710
ANNICK JORDAENS Schilde€127,259€45,049
Full comparison

Key facts about JAFINCO

What is the company number of JAFINCO?
The company number of JAFINCO is 1013.282.091. The VAT number is the same number with BE in front: BE 1013.282.091.
Where is JAFINCO based?
The registered office is at Sousbeekstraat 48C, 9250 Waasmunster.Company details
What does JAFINCO do?
According to the KBO register, the main activity is other tax advisory services (NACE 69209).
What is the legal form of JAFINCO?
The legal form of JAFINCO is Private limited company (BV).
When was JAFINCO founded?
JAFINCO was founded on 06-09-2024.
Is JAFINCO still active?
Yes, JAFINCO is an active enterprise in the KBO register.
What is the turnover of JAFINCO?
The turnover in financial year 2025 is ≈ €89,000. This figure is estimated from the gross margin of €34,599 and 50 comparable companies (NACE 692). It probably lies between €61,000 and €120,000.Financials
Is JAFINCO profitable?
In financial year 2025, JAFINCO made a profit of €15,623.
Where can I find the annual accounts of JAFINCO?
JAFINCO filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of JAFINCO due?
JAFINCO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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