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Complete company report
Generated 29-07-2026
Active BE 0439.657.250Public limited company

FINELTA

Diestsestraat 189 ·3000 Leuven, Belgium· 36 yrs active
Conclusion Checked

The computed 12-month bankruptcy probability of FINELTA is 0.6% (low). The company has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 36 yrs
Board 2
Locations 1
Publications 4
Bankruptcy probability (12 mo) Checked model v1 · free
0.6% Low
0%0,5%1,5%4%10%≥25%
No NACE activity registered +Long track record −Lower-risk legal form −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Long-established
Founded in 1989, 36 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Financial overview10 NBB filings
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (micro). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 micro 07-07-2025 2025-00244268
31-12-2023 micro 05-07-2024 2024-00220783
31-12-2022 micro 26-07-2023 2023-00280630
31-12-2021 micro 16-08-2022 2022-20292379
31-12-2020 micro 18-08-2021 2021-50100177
31-12-2019 micro 28-08-2020 2020-47300316
31-12-2018 micro 23-08-2019 2019-50200184
31-12-2017 micro 17-08-2018 2018-46700169
31-12-2016 micro 18-08-2017 2017-44900056
31-12-2015 verkort 25-08-2016 2016-46700357
Directors & mandates 3 directors
Current directors & mandates
  • André Ruymen
    Director
    State Gazette act 25134710 (24-10-2025)
    Current
    26-09-2013 → present
    3 events
    • 24-10-2025 Mandate renewed· Director
    • 09-03-2020 Mandate renewed· Director
    • 26-09-2013 Mandate renewed· Director
  • Nicole Merckx
    Director
    State Gazette act 25134710 (24-10-2025)
    Current
    26-09-2013 → present
    3 events
    • 24-10-2025 Mandate renewed· Director
    • 09-03-2020 Mandate renewed· Director
    • 26-09-2013 Mandate renewed· Director
Former directors (1)
  • Tim Ruymen
    Director
    State Gazette act 13146749 (26-09-2013)
    Former
    26-09-2013 → 09-03-2020
    2 events
    • 09-03-2020 Resigned· Director
    • 26-09-2013 Mandate renewed· Director
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Legal Structure
NACE primary -
Legal form Public limited company(014)
Incorporation26-12-1989
StatusActive
Postal code3000
Establishment units 1 location
Diestsestraat 189, 3000 Leuven
Verhuur van woningen, exclusief sociale woningen
since 19902.054.116.540
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24062A0960/00R000 Flanders 1,241 m² 1 · 1,241 m² 13.8 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 14 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
24-10-2025
State Gazette act Director changes
v3.2
07-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
05-07-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
03-01-2024
State Gazette act Statutes amendment
v3.2
2023
26-07-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
16-08-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
18-08-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
28-08-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
09-03-2020
State Gazette act Director changes
v3.2
2019
23-08-2019
NBB filing Annual accounts filed
fiscal year 2018 · micro
2018
17-08-2018
NBB filing Annual accounts filed
fiscal year 2017 · micro
2017
18-08-2017
NBB filing Annual accounts filed
fiscal year 2016 · micro
2016
25-08-2016
NBB filing Annual accounts filed
fiscal year 2015 · verkort
2013
26-09-2013
State Gazette act Director changes
v3.2
Belgisch Staatsblad, acts 4 acts
All acts · 4 updated 9 months ago
2025
24-10-2025 2 reappointed Director changes
  • André Ruymen, Bestuurder
  • Nicole Merckx, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Andr\u00E9 Ruymen",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "De algemene vergadering der aandeelhouders van NV \u0022FINELTA\u0022, met maatschappelijke zetel te 3000 Leuven, Diestsestraat 189, gehouden ten maatschappelijke zetel op 3 mei 2025, geldig beraadslagend, heeft met \u00E9\u00E9nparigheid van stemmen beslist te herbenoemen als bestuurders voor een periode van zes jaar:"
    },
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Nicole Merckx",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "De algemene vergadering der aandeelhouders van NV \u0022FINELTA\u0022, met maatschappelijke zetel te 3000 Leuven, Diestsestraat 189, gehouden ten maatschappelijke zetel op 3 mei 2025, geldig beraadslagend, heeft met \u00E9\u00E9nparigheid van stemmen beslist te herbenoemen als bestuurders voor een periode van zes jaar:"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0439.657.250",
    "name_full": "FINELTA",
    "legal_form": "NV"
  }
}
2024
03-01-2024 Articles of association amended Statutes amendment
Summary: v3.2
Technical details 
{
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "statute_change": {
    "name_change": false,
    "seat_change": false,
    "object_change": false,
    "effective_date": "2023-12-29",
    "legal_form_change": false
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0439.657.250",
    "name_full": "FINELTA",
    "legal_form": "NV"
  },
  "signature_regime": "joint_two",
  "special_mandates": [],
  "governance_change": {
    "admin_delegated_added": []
  }
}
2020
09-03-2020 1 resigning, 2 reappointed Director changes
  • Tim Ruymen, Bestuurder
  • André Ruymen, Bestuurder
  • Nicole Merckx, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Tim Ruymen",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "De algemene vergadering van de N.V. FINELTA met maatschappelijke zetel te 3000 Leuven Diestsestraat 189, gehouden ten maatschappelijke zetel op 2 mei 2019, geldig beraadslagend, heeft met \u00E9\u00E9nparig goedvinden beslist het ontslag als bestuurder goed te keuren van: - de Heer Tim Ruymen, wonende te Haas"
    },
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Andr\u00E9 Ruymen",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "De algemene vergadering van de N.V. FINELTA met maatschappelijke zetel 3000 Leuven Diestesestraat 189, gehouden ten maatschappelijke zetel op 2 mei 2019, geldig beraadslagend, heeft met \u00E9\u00E9nparig goedvinden beslist te herbenoemen als bestuurders voor een periode van zes jaar: - de Heer Andr\u00E9 Ruymen, "
    },
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Nicole Merckx",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "De algemene vergadering van de N.V. FINELTA met maatschappelijke zetel 3000 Leuven Diestesestraat 189, gehouden ten maatschappelijke zetel op 2 mei 2019, geldig beraadslagend, heeft met \u00E9\u00E9nparig goedvinden beslist te herbenoemen als bestuurders voor een periode van zes jaar: - Mevrouw Nicole Merckx,"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0439.657.250",
    "name_full": "FINELTA",
    "legal_form": "NV"
  }
}
2013
26-09-2013 3 reappointed Director changes
  • André Ruymen, Bestuurder
  • Nicole Merckx, Bestuurder
  • Tim Ruymen, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Andr\u00E9 Ruymen",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "heeft met \u00E9\u00E9nparig goedvinden beslist te herbenoemen als bestuurders voor een periode van zes jaar: - de Heer Andr\u00E9 Ruymen, wonende te Leuven, Diestsestraat 189"
    },
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Nicole Merckx",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "heeft met \u00E9\u00E9nparig goedvinden beslist te herbenoemen als bestuurders voor een periode van zes jaar: - Mevrouw Nicole Merckx, wonende te Leuven, Diestsestraat 189"
    },
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Tim Ruymen",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "heeft met \u00E9\u00E9nparig goedvinden beslist te herbenoemen als bestuurders voor een periode van zes jaar: - de Heer Tim Ruymen, wonende te Bierbeek, Krekelhof 3"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0439.657.250",
    "name_full": "FINELTA",
    "legal_form": "NV"
  }
}
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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Names & trade names
Legal nameNL FINELTA
Registered office
Diestsestraat 189
3000 Leuven, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative