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Complete company report
Generated 21-08-2026
Active BE 0777.755.797Private limited company

Fine Cleaning

Renaat De Rudderstraat 50 ·9041 Gent, Belgium· 4 yrs active
Conclusion Checked

The computed 12-month bankruptcy probability of Fine Cleaning is 4.9% (elevated). The 2023 annual accounts show equity of €15k and a net result of €-1k. The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €15k
Net result €-1k
Active 4 yrs
Publications 2
Financial profile 5 of 5 axes measured · computed by Checked
Health62Profitability0Solvency100Growth32Stability94
58 / 100

Mixed profile: strong on solvency, weaker on profitability.

All 5 axes are computed from data Checked has read.

Health 62
Profitability 0
Solvency 100
Growth 32
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
4.9% Elevated
0%0,5%1,5%4%10%≥25%
Young company +No NACE activity registered +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2021, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2023 · computed
62 / 100 Healthy
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2023. Indicative, not credit advice.
Financial overview2 NBB filings
Annual accounts filed on 31-03-2025 with the NBB · fiscal year 2023 · micro
€-20k€0€20k€40k€60kRevenue 2022: €57k€57kOperating result 2022: €18k€18kNet result 2022: €14k€14kOperating result 2023: €-926€-926Net result 2023: €-1k€-1k20222023
RevenueOperating resultNet result
Revenue
€57k
- 22-23
Net profit
€-1k
- 22-23
Total assets
€19k
-0.6% 22-23
Equity
€15k
-0.4% 22-23
Working capital
€15k
-0.4% 22-23
Staff costs
€9k
- 22-23
Income taxes
€4k
- 22-23
Debt
€4k
-1.2% 22-23
Show 8 other metrics
Debt ≤ 1y
€4k
-1.2% 22-23
Current ratio
4.94
+0.6% 22-23
Quick ratio
4.94
+0.6% 22-23
Solvency
79.8%
+0.2% 22-23
Debt / equity
0.25
-0.8% 22-23
ROE
-6.7%
- 22-23
ROA
-5.3%
- 22-23
Net margin
25.3%
- 22-23
Figures by fiscal year
Fiscal year2023
Depositmicro
Revenue-
EBITDA-
Net profit€-1k
Cash flow-
Staff costs-
Income taxes-
Dividends-
Total assets€19k
Equity€15k
Debt€4k
of which ≤ 1y€4k
of which > 1y-
Working capital€15k
Employees (FTE)-
Ratios (computed)
2023
Current ratio4.94
Quick ratio4.94
Working capital ratio79.8%
Solvency79.8%
Debt / equity0.25
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA-5.3%
ROE-6.7%
EBITDA margin-
Days sales outstanding-
Days payable outstanding127d
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2023
Full annual accounts (16 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2023
Balance sheet, Assets
TOTAL ASSETS 20/58€19k
Current assets 29/58€19k
Amounts receivable within one year 40/41€19k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€19k
Equity 10/15€15k
Contributions / capital 10/11€1k
Accumulated profits (losses) 14€14k
Amounts payable 17/49€4k
Amounts payable within one year 42/48€4k
Trade debts payable within one year 44€228
Income statement
Gross operating margin 9900€-657
Operating result 9901€-926
Financial charges 65€102
Result before taxes 9903€-1k
Net result for the period 9904€-1k
Result to be appropriated 9905€-1k
This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary -
Legal form Private limited company(610)
Incorporation26-11-2021
StatusActive
Postal code9041
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44051B0229/00E002 Flanders 184 m² 1 · 62 m² -
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 4 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
31-03-2025
NBB filing Annual accounts filed
fiscal year 2023 · micro
2024
10-09-2024
State Gazette act Registered-office change
25-01-2024
State Gazette act Registered-office change
2023
30-09-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
Belgian State Gazette reading coverage 0 of 3 acts read

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 2 acts
Address history · 2
10-09-2024
Registered-office move
25-01-2024
Registered-office move
All acts · 2 updated 1 year ago
2024
10-09-2024 Registered office moved from Gent to Oostakker Registered-office change
  • Heerweg-Noord 2, 9052 Gent → Renaat De Rudderstraat 50, 9041 Oostakker
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "siege_social",
      "new_address": {
        "raw": "Renaat De Rudderstraat 50, 9041 Oostakker",
        "city": "Oostakker",
        "region": "vlaams_gewest",
        "street": "Renaat De Rudderstraat",
        "country": "BE",
        "postcode": "9041",
        "box_number": null,
        "street_number": "50",
        "locality_suffix": null
      },
      "old_address": {
        "raw": "Heerweg-Noord 2, 9052 Gent",
        "city": "Gent",
        "region": "vlaams_gewest",
        "street": "Heerweg-Noord",
        "country": "BE",
        "postcode": "9052",
        "box_number": null,
        "street_number": "2",
        "locality_suffix": null
      },
      "effective_date": "2024-08-30",
      "evidence_quote": "",
      "region_changed": false,
      "is_statute_change": true,
      "nationality_change": false,
      "old_address_source": "header_volledig_adres",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "absolute",
      "statutaire_vs_werkelijke": "statutaire",
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": false
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2024-09-10",
    "filing_date": "2024-08-30",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
    "body": "algemene_vergadering",
    "date": "2024-08-16",
    "unanimous": null
  },
  "subject_company": {
    "kbo": "0777.755.797",
    "name_full": "Fine Cleaning",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Demir Tunahan",
    "org_rep_person_name": null,
    "person_role_at_subject": "Bestuurder"
  },
  "co_filed_documents": []
}
25-01-2024 Registered office moved from Melle to Zwijnaarde Registered-office change
  • Gemeenteplein 13 bus 201, 9090 Melle → Heerweg-Noord 2, 9052 Zwijnaarde
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "siege_social",
      "new_address": {
        "raw": "Heerweg-Noord 2, 9052 Zwijnaarde",
        "city": "Zwijnaarde",
        "region": "vlaams_gewest",
        "street": "Heerweg-Noord",
        "country": "BE",
        "postcode": "9052",
        "box_number": null,
        "street_number": "2",
        "locality_suffix": null
      },
      "old_address": {
        "raw": "Gemeenteplein 13 bus 201, 9090 Melle",
        "city": "Melle",
        "region": "vlaams_gewest",
        "street": "Gemeenteplein",
        "country": "BE",
        "postcode": "9090",
        "box_number": "201",
        "street_number": "13",
        "locality_suffix": null
      },
      "effective_date": null,
      "evidence_quote": "",
      "region_changed": false,
      "is_statute_change": true,
      "nationality_change": false,
      "old_address_source": "header_volledig_adres",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": null,
      "statutaire_vs_werkelijke": null,
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2024-01-25",
    "filing_date": "2024-01-16",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
    "body": "algemene_vergadering",
    "date": "2023-12-18",
    "unanimous": null
  },
  "subject_company": {
    "kbo": "0777.755.797",
    "name_full": "Fine Cleaning",
    "legal_form": "BV",
    "_kbo_filled_from_list": true
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Demir Tunahan",
    "org_rep_person_name": null,
    "person_role_at_subject": "Bestuurder"
  },
  "co_filed_documents": [
    "Bijlagen bij het Belgisch Staatsblad -25/01/2024--Annexes du Moniteur.belge."
  ]
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Names & trade names
Legal nameNL Fine Cleaning
Registered office
Renaat De Rudderstraat 50
9041 Gent, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative