Finding Immo
ActiveSummary
Finding Immo has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6,058 and a net result of €4,058. Its solvency ranks better than 38% of 17,107 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Overview
- Equity
- €6,058
- Profit
- €4,058
Why 88raises riskFounded in 2024lowers riskSector: Real estate activities (NACE 68)Liquidity: current ratio 0.87, cash €13,500Figures for financial year 2025 (filed 09-07-2026)Show the evidence
Checked score
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro): better than 36% on solvency, 81% on liquidity and 79% on profitability.
The bankruptcy probability was computed on 30-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · micro…
- IncorporationAppointment: BULMUS Yelda (director) ·…
Financials · financial year 2025, micro format
Turnover and EBIT margin not published: the micro format does not require them. The turnover shown is an estimate from the gross margin.
Peer companies
Historical observationOf the 7,976 companies that looked in July 2024 the way this one looks now, 3.6% went bankrupt within 24 months and 94.3% are still going.
- Micro
- 2 to 5 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 7,976 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €6,272 |
| Other operating charges640/8 | €698 |
| Gross operating margin9900 | €14,992 |
| Operating profit (loss)9901 | €8,022 |
| Financial charges65/66B | €1,208 |
| Recurring financial charges65 | €1,208 |
| Profit (loss) for the period before taxes9903 | €6,814 |
| Income taxes67/77 | €2,756 |
| Profit (loss) for the period9904 | €4,058 |
| Profit (loss) for the period to be appropriated9905 | €4,058 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €39,379 | |
| Fixed assets21/28 | €23,931 | |
| Tangible fixed assets22/27 | €23,931 | |
| Furniture and vehicles24 | €23,931 | |
| Current assets29/58 | €15,449 | |
| Amounts receivable within one year40/41 | €97 | |
| Other amounts receivable41 | €97 | |
| Cash at bank and in hand54/58 | €13,500 | |
| Deferred charges and accrued income490/1 | €1,852 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €39,379 | |
| Equity10/15 | €6,058 | |
| Contributions10/11 | €2,000 | |
| Profit (loss) carried forward14 | €4,058 | |
| Amounts payable17/49 | €33,322 | |
| Amounts payable after more than one year17 | €15,517 | |
| Financial debts170/4 | €15,517 | |
| Amounts payable within one year42/48 | €17,805 | |
| Current portion of amounts payable after more than one year42 | €4,795 | |
| Trade debts44 | €86 | |
| Suppliers440/4 | €86 | |
| Taxes, remuneration and social security45 | €2,756 | |
| Taxes450/3 | €2,756 | |
| Other amounts payable47/48 | €10,168 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €4,058 |
| + Depreciation and write-downs630 | €6,272 |
| Operating cash flow (approximation) | €10,330 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (1)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 09-07-2026 | 2026-00278834 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| BULMUS Yelda |
|
Owners and capital
Capital and shareholders
- BULMUS Yelda 100 shares (100%) · €2,000
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
- 05-07-2024 Incorporation · €2,000 · 100 shares
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
05-07
Gazette deed
IncorporationAppointment: BULMUS Yelda (director) · Founder · Founding capital11 facts ▸
- Founder, BULMUS Yelda (comparant)
- Incorporation, “Finding Immo” (deed in Dutch)
- Founding capital, €2,000
- Other provision, “financieel plan, overhandigd aan notaris” (deed in Dutch)
- Other provision, “wijzing oprichtersaansprakelijkheid, gewezen door notaris” (deed in Dutch)
- Bank account, “KBC, bijzondere rekening” (deed in Dutch)
- Kind of shares, “vergoeding voor inbrengen”, 100 (deed in Dutch)
- Registered office clause, “3530 Houthalen-Helchteren,Bergstraat 7 bus 1.3” (deed in Dutch)
- Board rule, 1
- Director appointment, BULMUS Yelda (director)
- Pre-incorporation commitments, “takeover, alle verbintenissen en verplichtingen en alle activiteiten in naam en voor rekening van vennootschap in oprichting” (deed in Dutch)
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 31 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 72453F0703/00P000 | Flanders | 1,009 m² | 1 · 135 m² | 13.6 m · 3 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “Bemiddeling bij de aankoop,verkoop en verhuur van onroerend goed voor een vast bedrag of op contractbasis; Het opstellen van asbestattesten…” (deed in Dutch)
7 activities (deed in Dutch)
- Bemiddeling bij de aankoop,verkoop en verhuur van onroerend goed voor een vast bedrag of op contractbasis
- Het opstellen van asbestattesten.
- Het uitvoeren van EPB-verslaggeving.
- De uitbating,het beheer en de inrichting van drankgelegenheden,verbruikssalons,cafés,tavernes,clubs,bars,tearooms,restaurants,hotels,traiteurdiensten,alsook het inrichten van banketten,feestelijkheden,de verhuring van feestzalen,de bereiding en de handel,import en export van alle mogelijke koude en warme gerechten,dranken,gebak en confisserie,vlees- en viswaren,ijskreem,rookwaren en aanverwante artikelen;alsmede het verlenen van alle mogelijke diensten die betrekking hebben op voormelde aktiviteit.
- Het aanleggen,het oordeelkundig uitbouwen en beheren van een onroerend vermogen;alle verrichtingen met betrekking tot onroerende goederen en onroerende zakelijke rechten,zoals de aan- en verkoop,de bouw,de verbouwing,de binnenshuisinrichting en decoratie,de huur- en verhuur,de ruil,de verkaveling en,in het algemeen,alle verrichtingen die rechtstreeks of onrechtstreeks betrekking hebben op het beheer of op het productief maken van onroerende goederen of onroerende zakelijke rechten.
- Projectontwikkeling
- Het verlenen van diensten.
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- Finding Immo
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- One provision in the deed
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- Each director alone
- Board ruleHow the board is made up, meets and takes decisions.
- “Met of zonder beperking van duur, bestuursorgaan” (deed in Dutch)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Third Monday of June
Oversight and winding up
- Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Vereist voor statutenwijziging, op elk moment” (deed in Dutch)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- “Bij ontbinding om welke reden en op welk ogenblik ook krachtens statuten, indien geen andere vereffenaar zou zijn benoemd” (deed in Dutch)