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Finding Immo

Active
Private limited companyfounded 2024active for 2 yearsBergstraat 7, 3530 Houthalen-Helchteren, BelgiumKBO/BCE: BE 1011.131.265
Summary

Finding Immo has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6,058 and a net result of €4,058. Its solvency ranks better than 38% of 16,985 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Financials · financial year 2025, micro format

Equity
€6,058
Total assets
€39,379
Net result
€4,058
Working capital
-€2,356

Turnover and EBIT margin not published: the micro format does not require them.

Balance-sheet composition
Assets €39,379
Fixed assets €23,931
Current assets €15,449
Equity and liabilities €39,379
Equity €6,058
Debt €33,322
Debt finances 84.6% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€14,294
Cash flow
€10,330
Current ratio
0.87
Debt to equity
5.50
ROE
67.0%
ROA
10.3%
Interest coverage
11.83
Debt ≤ 1 year
€17,805
Debt > 1 year
€15,517
Income taxes
€2,756

Peer companies

Historical observation

Of the 7,976 companies that looked in July 2024 the way this one looks now, 3.6% went bankrupt within 24 months and 94.3% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
3.6% went bankrupt
1.8% stopped otherwise
94.3% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,473 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,976 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 34 lines
Balance sheet Code2025
Assets
Total assets20/58€39,379
Fixed assets21/28€23,931
Tangible fixed assets22/27€23,931
Furniture and vehicles24€23,931
Current assets29/58€15,449
Amounts receivable within one year40/41€97
Other amounts receivable41€97
Cash at bank and in hand54/58€13,500
Deferred charges and accrued income490/1€1,852
Equity and liabilities
Total equity and liabilities10/49€39,379
Equity10/15€6,058
Contributions10/11€2,000
Profit (loss) carried forward14€4,058
Amounts payable17/49€33,322
Amounts payable after more than one year17€15,517
Financial debts170/4€15,517
Amounts payable within one year42/48€17,805
Current portion of amounts payable after more than one year42€4,795
Trade debts44€86
Suppliers440/4€86
Taxes, remuneration and social security45€2,756
Taxes450/3€2,756
Other amounts payable47/48€10,168
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6,272
Other operating charges640/8€698
Gross operating margin9900€14,992
Operating profit (loss)9901€8,022
Financial charges65/66B€1,208
Recurring financial charges65€1,208
Profit (loss) for the period before taxes9903€6,814
Income taxes67/77€2,756
Profit (loss) for the period9904€4,058
Profit (loss) for the period to be appropriated9905€4,058
Appropriation of the result
Profit (loss) to be appropriated9906€4,058

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6,272
Other operating charges640/8€698
Gross operating margin9900€14,992
Operating profit (loss)9901€8,022
Financial charges65/66B€1,208
Recurring financial charges65€1,208
Profit (loss) for the period before taxes9903€6,814
Income taxes67/77€2,756
Profit (loss) for the period9904€4,058
Profit (loss) for the period to be appropriated9905€4,058
Line2025
Assets
Total assets20/58€39,379
Fixed assets21/28€23,931
Tangible fixed assets22/27€23,931
Furniture and vehicles24€23,931
Current assets29/58€15,449
Amounts receivable within one year40/41€97
Other amounts receivable41€97
Cash at bank and in hand54/58€13,500
Deferred charges and accrued income490/1€1,852
Equity and liabilities
Total equity and liabilities10/49€39,379
Equity10/15€6,058
Contributions10/11€2,000
Profit (loss) carried forward14€4,058
Amounts payable17/49€33,322
Amounts payable after more than one year17€15,517
Financial debts170/4€15,517
Amounts payable within one year42/48€17,805
Current portion of amounts payable after more than one year42€4,795
Trade debts44€86
Suppliers440/4€86
Taxes, remuneration and social security45€2,756
Taxes450/3€2,756
Other amounts payable47/48€10,168
Line2025
Profit (loss) for the period9904€4,058
+ Depreciation and write-downs630€6,272
Operating cash flow (approximation)€10,330

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Filings with the National Bank (1)
Financial year Type Filed Reference
31-12-2025 micro format 09-07-2026 2026-00278834

Similar companies · same sector, comparable size

Of the 11,696 active companies whose main activity is real estate agency activities (NACE 68310), figures are known for 6,924. 2,292 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.