FINDER GROUP is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €264k and a net result of €31k. Equity is growing by ~3.8% per year across the filed fiscal years. Its solvency ranks better than 57% of 5527 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-01-2026, 3 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
3 d early
2024
46 d early
2023
1 d early
2022
1 d early
2021
7 d early
2020
10 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close23-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€264k▲ 13.5%
2024 · €233k
2020: €211k
2021: €219k
2022: €232k
2023: €237k
2024: €233k
2020 → 2025
Net result
€31k
2024 · €-4k
2020: €3k
2021: €8k
2022: €13k
2023: €5k
2024: €-4k
2020 → 2025
Total assets
€448k▲ 5.3%
2024 · €425k
2020: €416k
2021: €417k
2022: €423k
2023: €427k
2024: €425k
2020 → 2025
Solvency
59.0%▲ 4.3pp
2024 · 54.8%
2020: 50.7%
2021: 52.6%
2022: 54.8%
2023: 55.5%
2024: 54.8%
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€219k-€232k▲ 5.7%€237k▲ 2.1%€233k▼ 1.7%€264k▲ 13.5%
Operating result€17k-€21k▲ 27.1%€13k▼ 39.2%€8k▼ 36.0%€47k▲ 474%
Net result€8k-€13k▲ 50.4%€5k▼ 60.8%€-4k€31k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 474% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €448k
Fixed assets
€416k=
Current assets
€31k▲ 251%
Equity and liabilities €448k
Equity
€264k▲ 13.5%
Debt
€183k▼ 4.6%
The debt ratio falls from 45.2% to 41.0%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
59.0%▲
2024 · 54.8%
ROE
11.9%▲
2024 · -1.8%
ROA
7.0%▲
2024 · -1.0%
Debt
€183k▼
2024 · €192k
Debt ≤ 1 year
€183k▼
2024 · €189k
Income taxes
€9k▲
2024 · €289
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€425k€448k▲
Fixed assets21/28€416k€416k=
Financial fixed assets28€416k€416k=
Current assets29/58€9k€31k▲
Amounts receivable within one year40/41€7k€27k▲
Trade receivables40-€25k
Other amounts receivable41€7k€2k▼
Cash at bank and in hand54/58€110€2k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€425k€448k▲
Equity10/15€233k€264k▲
Contributions10/11€208k€208k=
Reserves13€25k€56k▲
Distributable reserves133€25k€56k▲
Amounts payable17/49€192k€183k▼
Amounts payable after more than one year17€3k-
Financial debts170/4€3k-
Amounts payable within one year42/48€189k€183k▼
Current portion of amounts payable after more than one year42€37k€3k▼
Trade debts44€64k€11k▼
Suppliers440/4€64k€11k▼
Taxes, remuneration and social security45€21k€50k▲
Taxes450/3€21k€38k▲
Remuneration and social security454/9-€12k
Other amounts payable47/48€68k€120k▲
Income statement
Code20242025
Other operating charges640/8€148-
Gross operating margin9900€8k€47k▲
Operating profit (loss)9901€8k€47k▲
Financial income75/76B€317€145▼
Recurring financial income75€317€145▼
Financial charges65/66B€12k€7k▼
Recurring financial charges65€12k€7k▼
Profit (loss) for the period before taxes9903€-4k€40k▲
Income taxes67/77€289€9k▲
Profit (loss) for the period9904€-4k€31k▲
Profit (loss) for the period to be appropriated9905€-4k€31k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-4k€31k▲
Transfer from equity791/2€4k-
Transfer to equity691/2-€31k
To other reserves6921-€31k
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-06
Financial
Back to profitnet €31k
Net result €31k after one loss-making year.
2024
16-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Weakest financial yearnet €-4k ▼183%
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
24-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
21-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
De Regenboog 112800 MechelenGround area
2,685 m²
Building footprint
528 m²
Volume, LiDAR
3,328 m³
Parcel 12403E0856/00E000, Flanders · tallest building 7.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Finder Group
since 20192.290.355.090
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12403E0856/00E000 | Flanders | 2,685 m² | 1 · 528 m² | 7.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,764. 13,689 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-06-2019
Fiscal year end30-06
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryWebsite:www.finderfinancials.com