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FINDAMES

Active
Private limited companyfounded 2020active for 5 yearsChemin des Dames 15, 4280 Hannut, BelgiumKBO/BCE: BE 0757.978.685
Summary

FINDAMES has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €107,986 and a net result of €91,898. Equity is growing by about 29% per year across the filed financial years. Its solvency ranks better than 46% of 39,200 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Financials · financial year 2025, micro format

Turnover
≈ €220,000
Estimated: probably between €180,000 and €260,000
Total assets
€209,779▲ 49.4%
2024 · €140,393
Net result
€91,898▲ 47.5%
2024 · €62,305
Working capital
-€11,904
2024 · €99,129
Trend over the years

2021 to 2025, 5 financial years

After the dip in 2023 the operating result has climbed two years in a row; 2025 is 31% above 2024 and is the highest result in the available series.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€124,701 2025 Net result€91,898 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 70, Activities of head offices; management consultancy activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line20212022202320242025
Operating result€43,254-€94,687▲ 119%€80,479▼ 15.0%€95,013▲ 18.1%€124,701▲ 31.2%
Net result€34,582within the sector's middle half-€75,643above the sector's middle half▲ 119%€54,957within the sector's middle half▼ 27.3%€62,305within the sector's middle half▲ 13.4%€91,898above the sector's middle half▲ 47.5%
Equity€35,582within the sector's middle half-€111,225within the sector's middle half▲ 213%€56,182within the sector's middle half▼ 49.5%€107,987within the sector's middle half▲ 92.2%€107,986within the sector's middle half=
Total assets€53,976below the sector's middle half-€139,965within the sector's middle half▲ 159%€89,450within the sector's middle half▼ 36.1%€140,393within the sector's middle half▲ 57.0%€209,779within the sector's middle half▲ 49.4%
Debt€18,394-€28,740▲ 56.2%€33,268▲ 15.8%€32,406▼ 2.6%€101,793▲ 214%
Working capital€35,582within the sector's middle half-€111,225within the sector's middle half▲ 213%€45,291within the sector's middle half▼ 59.3%€99,129within the sector's middle half▲ 119%-€11,904below the sector's middle half
Solvency65.9%within the sector's middle half-79.5%above the sector's middle half▲ 13.5pp62.8%within the sector's middle half▼ 16.7pp76.9%within the sector's middle half▲ 14.1pp51.5%within the sector's middle half▼ 25.4pp
Current ratio2.93within the sector's middle half-4.87above the sector's middle half▲ 1.942.36within the sector's middle half▼ 2.514.08within the sector's middle half▲ 1.720.88below the sector's middle half▼ 3.19
Return on assets (ROA)64.1%above the sector's middle half-54.0%above the sector's middle half▼ 10.0pp61.4%above the sector's middle half▲ 7.4pp44.4%above the sector's middle half▼ 17.1pp43.8%above the sector's middle half▼ 0.6pp
above within below the middle half of NACE 70, Activities of head offices; management consultancy activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €209,779
Fixed assets €120,090 ▲ 13×
Current assets €89,689 ▼ 31.7%
Equity and liabilities €209,779
Equity €107,986 =
Debt €101,793 ▲ 214%
Debt's share of the balance-sheet total rises from 23.1% to 48.5%. Debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€128,543▲
2024 · €96,854
Cash flow
€95,740▲
2024 · €64,146
Debt to equity
0.94▲
2024 · 0.30
ROE
85.1%▲
2024 · 57.7%
Interest coverage
over 100
2024 · over 100
Debt ≤ 1 year
€101,594▲
2024 · €32,213
Income taxes
€32,465▼
2024 · €32,603
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet Code20242025
Assets
Total assets20/58€140,393€209,779▲
Fixed assets21/28€9,050€120,090▲
Tangible fixed assets22/27€9,050€5,209▼
Furniture and vehicles24€9,050€5,209▼
Financial fixed assets28-€114,881
Current assets29/58€131,343€89,689▼
Amounts receivable within one year40/41€9,477€1,381▼
Other amounts receivable41€9,477€1,381▼
Cash at bank and in hand54/58€120,931€87,242▼
Deferred charges and accrued income490/1€935€1,066▲
Equity and liabilities
Total equity and liabilities10/49€140,393€209,779▲
Equity10/15€107,987€107,986=
Contributions10/11€1,000€1,000=
Reserves13€106,980€106,980=
Distributable reserves133€106,980€106,980=
Profit (loss) carried forward14€7€6▼
Amounts payable17/49€32,406€101,793▲
Amounts payable within one year42/48€32,213€101,594▲
Trade debts44€97€69▼
Suppliers440/4€97€69▼
Taxes, remuneration and social security45€21,617€9,624▼
Taxes450/3€21,617€9,624▼
Other amounts payable47/48€10,500€91,900▲
Accrued charges and deferred income492/3€192€200▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,841€3,841▲
Other operating charges640/8€1,298€1,551▲
Gross operating margin9900€98,151€130,094▲
Operating profit (loss)9901€95,013€124,701▲
Financial charges65/66B€104€338▲
Recurring financial charges65€104€338▲
Profit (loss) for the period before taxes9903€94,908€124,363▲
Income taxes67/77€32,603€32,465▼
Profit (loss) for the period9904€62,305€91,898▲
Profit (loss) for the period to be appropriated9905€62,305€91,898▲
Appropriation of the result
Profit (loss) to be appropriated9906€62,537€91,906▲
Profit (loss) brought forward from the previous period14P€232€7▼
Transfer to equity691/2€52,030-
To other reserves6921€52,030-
Profit to be distributed694/7€10,500€91,900▲
Return on contributions (dividend)694€10,500€91,900▲

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630--€474€1,841€3,841▲ 109%
Other operating charges640/8-€348€584€1,298€1,551▲ 19.5%
Gross operating margin9900€43,601€95,035€81,537€98,151€130,094▲ 32.5%
Operating profit (loss)9901€43,254€94,687€80,479€95,013€124,701▲ 31.2%
Financial charges65/66B-€48€104€104€338▲ 224%
Recurring financial charges65€22€48€104€104€338▲ 224%
Profit (loss) for the period before taxes9903€43,232€94,639€80,375€94,908€124,363▲ 31.0%
Income taxes67/77€8,650€18,996€25,418€32,603€32,465▼ 0.4%
Profit (loss) for the period9904€34,582€75,643€54,957€62,305€91,898▲ 47.5%
Profit (loss) for the period to be appropriated9905€34,582€75,643€54,957€62,305€91,898▲ 47.5%
Line20212022202320242025Change
Assets
Total assets20/58€53,976€139,965€89,450€140,393€209,779▲ 49.4%
Fixed assets21/28--€10,891€9,050€120,090▲ 13×
Tangible fixed assets22/27--€10,891€9,050€5,209▼ 42.4%
Furniture and vehicles24--€10,891€9,050€5,209▼ 42.4%
Financial fixed assets28----€114,881-
Current assets29/58€53,976€139,965€78,559€131,343€89,689▼ 31.7%
Amounts receivable within one year40/41-€10,650-€9,477€1,381▼ 85.4%
Other amounts receivable41-€10,650-€9,477€1,381▼ 85.4%
Cash at bank and in hand54/58€53,976€129,315€77,651€120,931€87,242▼ 27.9%
Deferred charges and accrued income490/1--€908€935€1,066▲ 14.0%
Equity and liabilities
Total equity and liabilities10/49€53,976€139,965€89,450€140,393€209,779▲ 49.4%
Equity10/15€35,582€111,225€56,182€107,987€107,986=
Contributions10/11-€1,000€1,000€1,000€1,000=
Reserves13-€110,000€54,950€106,980€106,980=
Distributable reserves133-€110,000€54,950€106,980€106,980=
Profit (loss) carried forward14€34,582€225€232€7€6▼ 22.4%
Amounts payable17/49€18,394€28,740€33,268€32,406€101,793▲ 214%
Amounts payable within one year42/48€18,394€28,740€33,268€32,213€101,594▲ 215%
Trade debts44€2,200€2,200€1,100€97€69▼ 28.2%
Suppliers440/4-€2,200€1,100€97€69▼ 28.2%
Taxes, remuneration and social security45-€26,540€32,168€21,617€9,624▼ 55.5%
Taxes450/3-€26,540€32,168€21,617€9,624▼ 55.5%
Other amounts payable47/48---€10,500€91,900▲ 775%
Accrued charges and deferred income492/3---€192€200▲ 4.0%
Line20212022202320242025Change
Profit (loss) for the period9904€34,582€75,643€54,957€62,305€91,898▲ 47.5%
+ Depreciation and write-downs630--€474€1,841€3,841▲ 109%
Operating cash flow (approximation)€34,582€75,643€55,431€64,146€95,740▲ 49.3%
Investment in fixed assets (approximation)----€0-€114,881▼ 24,974,048%
Change in cash-€75,339-€51,664€43,280-€33,689-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (5)
Financial year Type Filed Reference
30-06-2025 micro format 26-01-2026 2026-00016509
30-06-2024 micro format 19-09-2024 2024-00468576
30-06-2023 micro format 04-01-2024 2024-00544148
30-06-2022 micro format 28-11-2022 2022-20529075
30-06-2021 micro format 13-12-2021 2021-80200385

Similar companies · same sector, comparable size

Of the 5,758 active companies whose main activity is activities of head offices (NACE 70100), figures are known for 3,687. 2,434 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.