L4V4
ActiveL4V4 has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €79k and a net result of €77k. Equity is shrinking by ~14.9% per year across the filed fiscal years. Its solvency ranks better than 32% of 278 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2026
75
/ 100
Excellent▼ -15 vs 2025
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2025
Profitability100=
Solvency55▼-43
Growth32=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity tight (current ratio 1.16 against 1.89 in 2025), and 67.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
32.7%
Return on assets
31.9%
Age of the figures
5 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 20-04-2026, 194 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2026
194 d early
2025
39 d early
2024
23 d early
2023
1 d early
2022
7 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-03-2027 close31-10-2027 deadline
Financials · fiscal year 2026, micro schema
Equity
€79k▼ 25.0%
2025 · €105k
2022: €134k
2023: €227k
2024: €340k
2025: €105k
2022 → 2026
Total assets
€242k▲ 63.2%
2025 · €148k
2022: €185k
2023: €272k
2024: €387k
2025: €148k
2022 → 2026
Net result
€77k▼ 25.5%
2025 · €103k
2022: €132k
2023: €93k
2024: €112k
2025: €103k
2022 → 2026
Working capital
€26k▼ 30.5%
2025 · €38k
2022: €105k
2023: €205k
2024: €324k
2025: €38k
2022 → 2026
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202420252026Trend
Equity€134k-€227k▲ 69.1%€340k▲ 49.5%€105k▼ 69.0%€79k▼ 25.0%
Operating result€172k-€118k▼ 31.1%€142k▲ 19.8%€137k▼ 3.7%€103k▼ 24.5%
Net result€132k-€93k▼ 29.9%€112k▲ 21.2%€103k▼ 8.1%€77k▼ 25.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2026 is 24% below 2025 and is the lowest year so far.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €242k
Fixed assets
€53k▼ 21.9%
Current assets
€189k▲ 134%
Equity and liabilities €242k
Equity
€79k▼ 25.0%
Debt
€163k▲ 281%
The debt ratio rises from 28.8% to 67.3%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€118k▼
2025 · €144k
Cash flow
€92k▼
2025 · €111k
Solvency
32.7%▼
2025 · 71.2%
Current ratio
1.16▼
2025 · 1.89
Quick ratio
1.16▼
2025 · 1.89
Debt / equity
2.06▲
2025 · 0.41
ROE
97.5%▼
2025 · 98.1%
ROA
31.9%▼
2025 · 69.8%
Interest coverage
106.96▲
2025 · 14.16
Debt
€163k▲
2025 · €43k
Debt ≤ 1 year
€163k▲
2025 · €43k
Income taxes
€26k▼
2025 · €29k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2026 against 2025
Balance sheet
Code20252026
Assets
Total assets20/58€148k€242k▲
Fixed assets21/28€67k€53k▼
Tangible fixed assets22/27€67k€53k▼
Furniture and vehicles24€67k€53k▼
Current assets29/58€81k€189k▲
Amounts receivable within one year40/41€32k€16k▼
Trade receivables40€12k€12k▲
Other amounts receivable41€20k€4k▼
Current investments50/53€12k€23k▲
Cash at bank and in hand54/58€36k€149k▲
Deferred charges and accrued income490/1€347€352▲
Equity and liabilities
Total equity and liabilities10/49€148k€242k▲
Equity10/15€105k€79k▼
Contributions10/11€2k€2k=
Reserves13€103k€77k▼
Distributable reserves133€103k€77k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€43k€163k▲
Amounts payable within one year42/48€43k€163k▲
Trade debts44€315€0▼
Suppliers440/4€315€0▼
Taxes, remuneration and social security45€12k€13k▲
Taxes450/3€10k€13k▲
Remuneration and social security454/9€2k€0▼
Other amounts payable47/48€30k€150k▲
Income statement
Code20252026
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€15k▲
Other operating charges640/8€1k€19k▲
Non-recurring operating charges66A-€1k
Gross operating margin9900€145k€138k▼
Operating profit (loss)9901€137k€103k▼
Financial income75/76B€5k€903▼
Recurring financial income75€5k€903▼
Financial charges65/66B€10k€1k▼
Recurring financial charges65€10k€1k▼
Profit (loss) for the period before taxes9903€132k€103k▼
Income taxes67/77€29k€26k▼
Profit (loss) for the period9904€103k€77k▼
Profit (loss) for the period to be appropriated9905€103k€77k▼
Appropriation of the result
Profit (loss) to be appropriated9906€103k€77k▼
Transfer from equity791/2€338k€103k▼
Transfer to equity691/2€103k€77k▼
To other reserves6921€103k€77k▼
Profit to be distributed694/7€338k€103k▼
Return on contributions (dividend)694€338k€103k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
20-04
NBB filing
Annual accounts filed
fiscal year 2026 · micro schema
31-03
Financial
Weakest financial yearnet €77k ▼25.5%
Net result drops to €77k, the lowest in the series.
2025
22-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
08-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
30-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Equity above €200kEq €227k ▲69.1%
2 profitable years in a row build equity to €227k.
2022
07-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 7 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Menen · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Weggevoerdenlaan 168930 MenenGround area
862 m²
Building footprint
216 m²
Volume, LiDAR
1,001 m³
Parcel 34024A0512/00G000, Flanders · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
L4V4
since 20202.305.776.409
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34024A0512/00G000 | Flanders | 862 m² | 1 · 216 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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NATUS VINCERE
BE 0536.321.116
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NEWDAIS
BE 0765.902.793
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Camallow
BE 0760.300.549
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Of 5,659 companies in sector 70100 we hold annual accounts for 3,479. 2,205 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-07-2020
Fiscal year end31-03
Activities, NACEBEL
70100Activities of head offices
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.