Find Immo
ActiveSummary
Find Immo has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€46,098) and a net result of €5,053. Equity is growing by ~3.5% per year across the filed fiscal years. Its solvency ranks better than 5% of 14220 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability86▼-14
Solvency0=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity tight (current ratio 1.24 against 1.08 in 2024; short-term debt: 79.9% and cash: 16% of total assets), and equity is negative.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-124.3%
Return on assets
13.6%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 14220 sector peers (2025).
NBB · sector comparisonPosition among 14220 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 16-12-2025, 46 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
46 d early
2024
8 d early
2023
6 d early
2022
on the day
2021
24 d late
2020
26 d late
2019
14 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 1 day after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close28-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€5,053▼ 90.4%
2024 · €52,433
Working capital
€7,159▲ 121%
2024 · €3,242
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€33,631-€18,140-€10,188▲ 43.8%€69,893€8,324▼ 88.1%
Net result€15,888within the sector's middle half-€22,602below the sector's middle half-€10,610below the sector's middle half▲ 53.1%€52,433above the sector's middle half€5,053within the sector's middle half▼ 90.4%
Equity-€70,372below the sector's middle half▲ 18.4%-€92,974below the sector's middle half▼ 32.1%-€103,585below the sector's middle half▼ 11.4%-€51,151below the sector's middle half▲ 50.6%-€46,098below the sector's middle half▲ 9.9%
Total assets€50,446below the sector's middle half▼ 29.2%€86,003below the sector's middle half▲ 70.5%€25,961below the sector's middle half▼ 69.8%€45,293below the sector's middle half▲ 74.5%€37,087below the sector's middle half▼ 18.1%
Debt€120,819▼ 23.3%€178,977▲ 48.1%€129,545▼ 27.6%€96,444▼ 25.6%€83,185▼ 13.7%
Working capital-€6,984▲ 80.1%-€5,704▲ 18.3%-€10,228▼ 79.3%€3,242€7,159▲ 121%
Solvency-139.5%below the sector's middle half▼ 18.4pp-108.1%below the sector's middle half▲ 31.4pp-399.0%below the sector's middle half▼ 290.9pp-112.9%below the sector's middle half▲ 286.1pp-124.3%below the sector's middle half▼ 11.4pp
Staff (FTE)0.81▲ 25.0%
above
within
below
the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 88% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €37,087
Fixed assets
€300 =
Current assets
€36,787 ▼ 18.2%
Key figures and ratios
EBITDA
€8,324▼
2024 · €69,970
Cash flow
€5,053▼
2024 · €52,510
Current ratio
1.24▲
2024 · 1.08
Debt to equity
-1.80▲
2024 · -1.89
ROA
13.6%▼
2024 · 115.8%
Interest coverage
15.06▼
2024 · 123.07
Debt ≤ 1 year
€29,629▼
2024 · €41,751
Debt > 1 year
€53,556▼
2024 · €54,693
Income taxes
€2,718▼
2024 · €16,892
Staff costs
€36,628▲
2024 · €35,841
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 3,640 companies that looked in July 2024 the way this one looks now, 2.7% went bankrupt within 24 months and 92% are still going.
- Micro
- 10 to 20 years old
- negative equity
- a profit of 5% of the balance sheet or more
2.7%
went bankrupt
4.9%
stopped otherwise
92%
still going
A further 0.7% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.7% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,640 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €74,370 | €31,315 | €35,841 | €36,628 | ▲ 2.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €9,932 | €6,874 | €711 | €77 | €0 | ▼ 100% |
| Other operating charges640/8 | - | €9,126 | €1,205 | €2,877 | €706 | ▼ 75.4% |
| Gross operating margin9900 | €86,909 | €72,230 | €23,043 | €108,688 | €45,658 | ▼ 58.0% |
| Operating profit (loss)9901 | €33,631 | -€18,140 | -€10,188 | €69,893 | €8,324 | ▼ 88.1% |
| Financial income75/76B | - | - | €5 | €1 | €0 | ▼ 100% |
| Recurring financial income75 | €26 | - | €5 | €1 | €0 | ▼ 100% |
| Financial charges65/66B | - | €644 | €427 | €569 | €553 | ▼ 2.8% |
| Recurring financial charges65 | €13,311 | €644 | €427 | €569 | €553 | ▼ 2.8% |
| Profit (loss) for the period before taxes9903 | €20,345 | -€18,784 | -€10,610 | €69,326 | €7,771 | ▼ 88.8% |
| Income taxes67/77 | €4,458 | €3,818 | - | €16,892 | €2,718 | ▼ 83.9% |
| Profit (loss) for the period9904 | €15,888 | -€22,602 | -€10,610 | €52,433 | €5,053 | ▼ 90.4% |
| Profit (loss) for the period to be appropriated9905 | €15,888 | -€22,602 | -€10,610 | €52,433 | €5,053 | ▼ 90.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €50,446 | €86,003 | €25,961 | €45,293 | €37,087 | ▼ 18.1% |
| Fixed assets21/28 | €7,962 | €1,088 | €377 | €300 | €300 | = |
| Tangible fixed assets22/27 | €7,662 | €788 | €77 | €0 | - | - |
| Furniture and vehicles24 | - | €788 | €77 | €0 | - | - |
| Financial fixed assets28 | €300 | €300 | €300 | €300 | €300 | = |
| Current assets29/58 | €42,484 | €84,915 | €25,584 | €44,993 | €36,787 | ▼ 18.2% |
| Amounts receivable after more than one year29 | - | - | €1,052 | €26,052 | €24,552 | ▼ 5.8% |
| Other amounts receivable291 | - | - | €1,052 | €26,052 | €24,552 | ▼ 5.8% |
| Amounts receivable within one year40/41 | €16,800 | €81,499 | €7,490 | €17,286 | €6,286 | ▼ 63.6% |
| Trade receivables40 | - | €81,499 | €7,490 | €17,286 | €6,286 | ▼ 63.6% |
| Cash at bank and in hand54/58 | €21,213 | €2,944 | €16,570 | €1,656 | €5,950 | ▲ 259% |
| Deferred charges and accrued income490/1 | - | €473 | €473 | €0 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €50,446 | €86,003 | €25,961 | €45,293 | €37,087 | ▼ 18.1% |
| Equity10/15 | -€70,372 | -€92,974 | -€103,585 | -€51,151 | -€46,098 | ▲ 9.9% |
| Contributions10/11 | - | €6,196 | €6,196 | €6,196 | €6,196 | = |
| Capital10 | - | €6,196 | - | - | - | - |
| Issued capital100 | - | €18,596 | - | - | - | - |
| Uncalled capital101 | - | €12,400 | - | - | - | - |
| Outside capital11 | - | - | €6,196 | €6,196 | €6,196 | = |
| Other1109/19 | - | - | €6,196 | €6,196 | €6,196 | = |
| Profit (loss) carried forward14 | -€76,568 | -€99,170 | -€109,780 | -€57,347 | -€52,293 | ▲ 8.8% |
| Amounts payable17/49 | €120,819 | €178,977 | €129,545 | €96,444 | €83,185 | ▼ 13.7% |
| Amounts payable after more than one year17 | €59,051 | €88,359 | €93,502 | €54,693 | €53,556 | ▼ 2.1% |
| Financial debts170/4 | - | €88,359 | €93,502 | €54,693 | €53,556 | ▼ 2.1% |
| Amounts payable within one year42/48 | €49,468 | €90,619 | €35,812 | €41,751 | €29,629 | ▼ 29.0% |
| Trade debts44 | €23,807 | €76,234 | €19,238 | €6,017 | €876 | ▼ 85.4% |
| Suppliers440/4 | - | €76,234 | €19,238 | €6,017 | €876 | ▼ 85.4% |
| Taxes, remuneration and social security45 | - | €14,385 | €16,574 | €35,735 | €28,753 | ▼ 19.5% |
| Taxes450/3 | - | €1,339 | €5,595 | €26,206 | €18,248 | ▼ 30.4% |
| Remuneration and social security454/9 | - | €13,046 | €10,979 | €9,529 | €10,505 | ▲ 10.2% |
| Accrued charges and deferred income492/3 | - | - | €232 | €0 | €0 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €15,888 | -€22,602 | -€10,610 | €52,433 | €5,053 | ▼ 90.4% |
| + Depreciation and write-downs630 | €9,932 | €6,874 | €711 | €77 | €0 | ▼ 100% |
| Operating cash flow (approximation) | €25,820 | -€15,727 | -€9,899 | €52,510 | €5,053 | ▼ 90.4% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | -€18,270 | €13,626 | -€14,914 | €4,294 | ▲ 129% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
16-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
23-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Back to profitnet €52,433
Net result €52,433 after 2 loss-making years.
25-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
24-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 24 days late
2021
30-06
Financial
Back to profitnet €15,888
Net result €15,888 after one loss-making year.
26-02
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 26 days late
2020
30-06
Financial
Weakest financial yearnet -€25,200
Net result drops to -€25,200, the lowest in the series; recovery starts the following year.
14-02
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 14 days late
2019
23-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
19-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 78 days late
2016
22-12
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2008
Ground area
995 m²
Building footprint
380 m²
Volume, LiDAR
3,808 m³
2 parcels, Brussels, Wallonia · tallest building 19.2 m, ±5 floors. Linked by address, not a title deed.
10
companies at this address
See who is registered here
1 establishment unit
Find Immo
since 20082.189.440.646
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25763L0646/00E000 | Wallonia | 828 m² | 1 · 258 m² | 11.3 m · 3 fl. |
| 21822R0337/00K000 | Brussels | 167 m² | 1 · 122 m² | 19.2 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector and region
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 11,757 companies in sector 68310 we hold annual accounts for 6,914. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded20-11-2008
Fiscal year end30-06
Activities, NACEBEL 2025
68310Real estate agency activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0807921116
Also
9925:BE0807921116
Registered
20-06-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.